12362 Kneeland Terrace, FL

$445,000

12362 Kneeland Terrace

Port Charlotte, FL 33981

Active
2
Beds
2
Baths
1,326
Sq Ft
0.23
Acres
1992
Built
WaterfrontWater accessPrivate pool$336/sqft360° tour
Single Family Residence

Property type

1992

Year built

9,999 sqft

Lot size

$336

Price / sq ft

$65/mo

HOA dues

70

Days on market

2

Garage spaces

X500*

Flood zone

About this home

Enjoy the advantages of true waterfront living in this pool home designed with comfort, privacy and lifestyle in mind. Boaters will truly appreciate the private dock and boat lift complete with running water, outlets and lighting. With access to the river, harbor and gulf, you can enjoy boating, fishing and waterfront adventures right from your backyard. Inside the split floor plan offers separation between bedrooms and can function as dual primary suites- perfect for hosting guests or multi-generational living. The kitchen has been refreshed with new cabinetry, solid surface countertops and a built-in pantry while the dining area enjoys views of the pool and waterway. Newly installed contemporary ceramic tile runs throughout the home. The outdoor space is a standout feature. The extensive newly tiled lanai provides a fantastic setting for relaxing, dining or entertaining while over looking the pool and canal. The backyard is fenced, offering space for family activities and pets. No concerns about big ticket items- the roof and central A/C were replaced in 2022. For added peace of mind, this property in an X500 flood zone affording the potential for major insurance savings. This is the only home in Gulf Cove offering a seawall, dock and covered boat lift at this price point, making it a rare opportunity to enjoy the full Florida boating lifestyle without exceeding your budget. Don't miss out on this exceptional value!

Estimated monthly payment

Principal & interest$2,250
Property taxes$539
Home insurance (est.)$204
HOA dues$65

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history70 days on market

  1. Status: Active
    Feb 16, 2026
  2. Listed$479,000
    Feb 16, 2026
  3. Price reduced$445,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
70
Subdivision
Port Charlotte Sec 060
County
Charlotte
Year built
1992
Living area
1,326 sq ft
Price/sq ft
$336
Building area
2,148 sq ft (Public Records)
Lot size
9,999 sq ft
Lot category
0 to less than 1/4
Flood zone
X500* (12015C0203G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$6,468 (2025)
Parcel #
402130402011
Zoning
RSF3.5
MLS #
D6146169

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Washer
Interior features
Solid Surface Counters, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$65
Total monthly fees
$5/mo
Total annual fees
$65
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Hurricane Shutters
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available, Public, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryMyakka River ElementaryGreatSchools ↗
MiddleL.A. Ainger MiddleGreatSchools ↗
High SchoolLemon Bay HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst20x15
KitchenFirst12x11
DinetteFirst11x9
Primary BedroomFirst14x15
Primary BathroomFirst11x5
Bedroom 2First13x13
Bathroom 2First9x8
LaundryFirst10x5
Balcony/Porch/LanaiFirst10x34

Listing Details

Listing date
2026-02-13
On market date
2026-02-16
Original list price
$479,000
Occupant type
Vacant
MLS area
33981 - Port Charlotte
Listing AOR
Englewood
Status changed
2026-02-16
Tax legal description
PCH 060 1908 0011 PORT CHARLOTTE SEC60 BLK1908 LT 11 344/901 DC902/1310 902/1312 924/78 963/1880 3575/1029 PR13-1921-ELL DC3808/1439-ELL L/E4030/2161 POA3355169-AED 3355171

Flood risk

Moderate riskFEMA Zone X500*Panel 12015C0203G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

SR 776 to Gillot Blvd. N to Kneeland Ter.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 27, 2026 at 3:42 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA