$445,000
12362 Kneeland Terrace
Port Charlotte, FL 33981
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Enjoy the advantages of true waterfront living in this pool home designed with comfort, privacy and lifestyle in mind. Boaters will truly appreciate the private dock and boat lift complete with running water, outlets and lighting. With access to the river, harbor and gulf, you can enjoy boating, fishing and waterfront adventures right from your backyard. Inside the split floor plan offers separation between bedrooms and can function as dual primary suites- perfect for hosting guests or multi-generational living. The kitchen has been refreshed with new cabinetry, solid surface countertops and a built-in pantry while the dining area enjoys views of the pool and waterway. Newly installed contemporary ceramic tile runs throughout the home. The outdoor space is a standout feature. The extensive newly tiled lanai provides a fantastic setting for relaxing, dining or entertaining while over looking the pool and canal. The backyard is fenced, offering space for family activities and pets. No concerns about big ticket items- the roof and central A/C were replaced in 2022. For added peace of mind, this property in an X500 flood zone affording the potential for major insurance savings. This is the only home in Gulf Cove offering a seawall, dock and covered boat lift at this price point, making it a rare opportunity to enjoy the full Florida boating lifestyle without exceeding your budget. Don't miss out on this exceptional value!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history70 days on market
- Status: ActiveFeb 16, 2026
- Listed$479,000Feb 16, 2026
- Price reduced$445,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 70
- Subdivision
- Port Charlotte Sec 060
- County
- Charlotte
- Year built
- 1992
- Living area
- 1,326 sq ft
- Price/sq ft
- $336
- Building area
- 2,148 sq ft (Public Records)
- Lot size
- 9,999 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500* (12015C0203G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $6,468 (2025)
- Parcel #
- 402130402011
- Zoning
- RSF3.5
- MLS #
- D6146169
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Washer
- Interior features
- Solid Surface Counters, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $65
- Total monthly fees
- $5/mo
- Total annual fees
- $65
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Hurricane Shutters
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Cable Available, Public, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 20x15 |
| Kitchen | First | 12x11 |
| Dinette | First | 11x9 |
| Primary Bedroom | First | 14x15 |
| Primary Bathroom | First | 11x5 |
| Bedroom 2 | First | 13x13 |
| Bathroom 2 | First | 9x8 |
| Laundry | First | 10x5 |
| Balcony/Porch/Lanai | First | 10x34 |
Listing Details
- Listing date
- 2026-02-13
- On market date
- 2026-02-16
- Original list price
- $479,000
- Occupant type
- Vacant
- MLS area
- 33981 - Port Charlotte
- Listing AOR
- Englewood
- Status changed
- 2026-02-16
- Tax legal description
- PCH 060 1908 0011 PORT CHARLOTTE SEC60 BLK1908 LT 11 344/901 DC902/1310 902/1312 924/78 963/1880 3575/1029 PR13-1921-ELL DC3808/1439-ELL L/E4030/2161 POA3355169-AED 3355171
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
SR 776 to Gillot Blvd. N to Kneeland Ter.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 27, 2026 at 3:42 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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