$450,000

9644 Summers Cay Circle

Thonotosassa, FL 33592

Active
4
Beds
3
Baths
2,416
Sq Ft
0.13
Acres
2022
Built
$186/sqft360° tour
🏠Single Family Residence

Property type

🏗️2022

Year built

📐5,500 sqft

Lot size

📊$186

Price / sq ft

🏘️$126/mo

HOA dues

📅94

Days on market

🚗2

Garage spaces

🌊x

Flood zone

About this home

NEED CLOSING COSTS?? This nearly new 4-bedroom, 2.5-bath PLUS an OFFICE and LOFT, home offers a flexible layout. An open floor plan and neutral finishes create a bright, airy feel throughout. The main living area flows into the dining space and kitchen, featuring granite countertops, stainless-steel appliances (including a new range), a closet pantry, and sliders to the covered patio. A large storage/drop zone area, under-stair storage, and a half bath complete the first floor. Upstairs includes a spacious loft, a primary suite with a walk-in closet and dual-sink bath, generously sized secondary bedrooms, a full bath, and a convenient second-floor laundry. Located in the Summers Cay community with quick access to I-75 and I-4, offering an easy commute to downtown Tampa.

Estimated monthly payment

Principal & interest$2,275
Property taxes$486
Home insurance (est.)$206
HOA dues$126

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history94 days on market

  1. Status: Active
    Feb 19, 2026
  2. Listed$475,000
    Feb 19, 2026
  3. Price reduced$450,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
94
Subdivision
Summers Cay
County
Hillsborough
Year built
2022
Living area
2,416 sq ft
Price/sq ft
$186
Building area
3,056 sq ft (Public Records)
Lot size
5,500 sq ft
Lot category
0 to less than 1/4
Flood zone
x
Garage
2 spaces
Annual taxes
$5,836 (2024)
Parcel #
U-17-28-20-C7H-000000-00031.0
Zoning
PD
MLS #
S5143808

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Interior features
PrimaryBedroom Upstairs
Laundry
Inside
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$126 / Monthly
Monthly HOA
$126/mo
Total monthly fees
$126/mo
Total annual fees
$1,512
HOA name
Patrick Dooley
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify with HOA
Approval process
Verify with HOA

Exterior & Construction

Construction materials
Concrete, Frame
Roof
Shingle
Foundation
Block
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected

Community

Pets allowed
Breed Restrictions

Room Details

RoomLevelDimensions
Great RoomFirst13x16
KitchenFirst11x16
LoftSecond12x14
Primary BedroomSecond15x16
Bedroom 2Second10x11
Bedroom 3Second10x11
Bedroom 4Second10x11

Listing Details

Listing date
2026-02-19
On market date
2026-02-19
Original list price
$475,000
Occupant type
Vacant
MLS area
33592 - Thonotosassa
Listing AOR
Osceola
Status changed
2026-02-19
Tax legal description
SUMMERS CAY LOT 31

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Harney Road, turn South onto Solstice Dawn Lane then Left onto Summer Cay. Home is on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 24, 2026 at 4:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA