9644 Summers Cay Circle, FL9644 Summers Cay Circle, FL9644 Summers Cay Circle, FL
Stellar MLS
1 / 57

$450,000

9644 Summers Cay Circle

Thonotosassa, FL 33592

Listing updated: July 10, 2026 at 2:21 PM ET

Active
Stellar MLSListing courtesy of Trinity Luxe Realty Inc · Maria Padron · MLS #S5143808 · Active · 561-806-8911
4
Beds
3
Baths
2,416
Sq Ft
0.13
Acres
2022
Built
$186/sqft360° tour
Single Family Residence

Property type

2022

Year built

5,500 sqft

Lot size

$186

Price / sq ft

$126/mo

HOA dues

141

Days on market

2

Garage spaces

x

Flood zone

About this home

Nearly new and move-in ready without the wait of building!! This 4-bedroom, 2.5-bath home with an office and loft offers a flexible, modern layout in the Summers Cay community. Built by Centex Homes, the open-concept design features granite countertops, stainless steel appliances including a new range, a closet pantry, and sliding doors to a covered patio. The first floor includes a dedicated office, half bath, and ample storage, while upstairs offers a spacious loft, a private primary suite with walk-in closet and dual sinks, generously sized secondary bedrooms, a full bath, and convenient second-floor laundry. Ideally located with quick access to I-75 and I-4 for an easy commute to Tampa, shopping, and dining. Buyer may have opportunities for closing cost assistance depending on terms.

Estimated monthly payment

Principal & interest$2,275
Property taxes$486
Home insurance (est.)$206
HOA dues$126

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history141 days on market

  1. Status: Active
    Feb 19, 2026
  2. Listed$475,000
    Feb 19, 2026
  3. Price reduced$450,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
141
Subdivision
Summers Cay
County
Hillsborough
Year built
2022
Living area
2,416 sq ft
Price/sq ft
$186
Building area
3,056 sq ft (Public Records)
Lot size
5,500 sq ft
Lot category
0 to less than 1/4
Flood zone
x
Garage
2 spaces
Annual taxes
$5,836 (2024)
Parcel #
U-17-28-20-C7H-000000-00031.0
Zoning
PD
MLS #
S5143808

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Interior features
PrimaryBedroom Upstairs
Laundry
Inside
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$126 / Monthly
Monthly HOA
$126/mo
Total monthly fees
$126/mo
Total annual fees
$1,512
HOA name
Patrick Dooley
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify with HOA
Approval process
Verify with HOA

Exterior & Construction

Construction materials
Concrete, Frame
Roof
Shingle
Foundation
Block
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected

Community

Pets allowed
Breed Restrictions

Room Details

RoomLevelDimensions
Great RoomFirst13x16
KitchenFirst11x16
LoftSecond12x14
Primary BedroomSecond15x16
Bedroom 2Second10x11
Bedroom 3Second10x11
Bedroom 4Second10x11

Listing Details

Listing date
2026-02-19
On market date
2026-02-19
Original list price
$475,000
Occupant type
Vacant
MLS area
33592 - Thonotosassa
Listing AOR
Osceola
Status changed
2026-02-19
Tax legal description
SUMMERS CAY LOT 31

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Harney Road, turn South onto Solstice Dawn Lane then Left onto Summer Cay. Home is on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 10, 2026 at 2:21 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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