$499,000
19701 Gulf Boulevard
Indian Shores, FL 33785
Listing updated: June 25, 2026 at 5:44 AM ET
Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Prepare to be impressed! This beautifully updated 4th-floor condo in Indian Shores offers a rare combination of refined finishes, panoramic water views, and low-maintenance beachfront living. With sweeping vistas of both the Gulf of Mexico and the Intracoastal Waterway, this residence captures the best of Florida’s waterfront lifestyle from nearly every room. Designed with a fresh, open-concept layout, the interior feels bright, spacious, and inviting from the moment you enter. Expansive windows and sliding glass doors flood the home with natural light, enhancing the airy ambiance and framing the stunning water views. The seamless flow between the kitchen, dining, and living areas creates an ideal setting for everyday living or hosting guests. The kitchen has been thoughtfully upgraded with quartz countertops, stainless steel appliances, and European style cabinetry, offering both style and functionality. Clean lines and a coastal-inspired palette complement the surrounding living spaces, where tranquil Intracoastal views provide a beautiful backdrop. Both bedrooms are generously sized and designed for comfort, while the two fully attached bathrooms.. Additional improvements—including updated, appliances, vinyl flooring, and newer HVAC—provide added efficiency and peace of mind. There are motorized blinds that can be initiated with the click of a button. SELLERS ARE WILLING TO CONTRIBUTE TOWARD WINDOW REPLACEMENT!! Perfectly positioned just steps from the sugar-sand beaches of the Gulf, the building also offers direct access to over 200 feet of Intracoastal waterfront and dock space for fishing or temporary boat tie-up. A convenient BEACH ACCESS AND CROSSWALK DIRECTLY ACROSS FROM THE PROPERTY, make it effortless to enjoy sunrise walks or sunset views. In addition to water access, Bay Mariner has a huge heated pool, hot tub, fitness center, shuffleboard, clubhouse, sauna, bike racks and lots of green space. There have been extensive renovations that are winding down, including a new roof, newly updated clubhouse, game room and gym space. Step out front and you'll find an array of restaurants and shops without even getting in your car. Whether you’re searching for a primary residence, seasonal getaway, or income-producing investment, this turnkey opportunity checks every box. Unit 423 is impeccably maintained, move-in ready, and perfect for anyone seeking an immediate vacation rental or second home. Modern updates, spectacular views, and an unbeatable location combine to create an exceptional offering along one of Indian Shores’ most desirable stretches of coastline.
Local Insight
This 1974 waterfront unit is priced aggressively for Gulf Boulevard access, but you're looking at an AE flood zone property that will carry mandatory flood insurance—factor that into your true carrying costs. At nearly 50 years old, the lack of an HOA means no reserve fund backing you up for major structural repairs, which is a meaningful risk on a bayfront building dealing with salt air and weather exposure. The real question is whether the direct water access justifies both the flood insurance premium and the deferred maintenance risk typical of buildings from this era.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history133 days on market
- Status: ActiveFeb 12, 2026
- Listed$535,000Feb 12, 2026
- Price reduced$499,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 133
- Subdivision
- Bay Mariner The Condo
- County
- Pinellas
- Year built
- 1974
- Living area
- 935 sq ft
- Price/sq ft
- $534
- Flood zone
- AE (12103C0176H)
- Annual taxes
- $3,612 (2024)
- Parcel #
- 24-30-14-03630-004-4230
- MLS #
- TB8475487
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Open Floorplan, Solid Surface Counters, Stone Counters, Window Treatments
- Laundry
- Common Area, Same Floor As Condo Unit
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Assigned
HOA & Financial
- Total monthly fees
- $780/mo
- Total annual fees
- $9,360
- HOA name
- PBM / Laurie Rudorf
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Application to be submitted to Management Company
- Approval process
- Application to PBM for approval
Exterior & Construction
- Exterior features
- Lighting, Sauna, Sidewalk
- Construction materials
- Block
- Roof
- Built-Up
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Dinette | First | 6x12 |
| Kitchen | First | 14x12 |
| Living Room | First | 14x13 |
| Primary Bedroom | First | 12x12 |
| Bedroom 2 | First | |
| Balcony/Porch/Lanai | First | 6x13 |
Listing Details
- Listing date
- 2026-02-12
- On market date
- 2026-02-12
- Original list price
- $535,000
- Occupant type
- Owner
- MLS area
- 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-12
- Tax legal description
- BAY MARINER, THE CONDO BLDG 4, APT 423
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Gulf Blvd, head into complex next to Sharkey's Pub, it's currently open parking in Bay Mariner' lot...find a spot and head to the middle building to go up to the unit.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 25, 2026 at 5:44 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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