186 Chelsea Court, FL
Stellar MLS

$650,000

186 Chelsea Court

Port Charlotte, FL 33952

Listing updated: June 16, 2026 at 11:55 AM ET

Pending
3
Beds
2
Baths
1,885
Sq Ft
0.47
Acres
1981
Built
WaterfrontWater accessPrivate pool$345/sqft
Single Family Residence

Property type

1981

Year built

20,621 sqft

Lot size

$345

Price / sq ft

No HOA

HOA dues

97

Days on market

1

Garage space

AE

Flood zone

About this home

Under contract-accepting backup offers. Some homes are designed around rooms, this one is designed around moments. Morning coffee from the screened lanai, afternoons on the water, and evenings that drift from pool to patio without ever checking the clock. Set on a nearly HALF ACRE lot with 129 feet of deep water canal frontage, this coastal contemporary WELL-MAINTAINED home blends refined interiors with relaxed waterfront living, featuring a RESORT STYLE ZERO-ENTRY HEATED POOL, a composite 8x30 dock, and a covered 8,000 lb BOAT LIFT with HARBOR ACCESS in approximately ten minutes. The 2022 added pool serves as the natural gathering point, framed by a cedar lanai and lush professional landscaping with mature trees that create a sense of privacy. Just steps from the pool, a powered 16x24 SHED structure with AC, loft, and its own patio with bar extends the outdoor experience effortlessly, lending itself to an art studio, creative retreat, poolside lounge, man cave, or premium storage. Inside, the chef’s kitchen is thoughtfully designed with beautiful custom cabinetry, expansive solid surface counter space, deep sink, and under cabinet lighting on both upper and lower cabinets. The kitchen opens seamlessly to the living and spacious family rooms, where water views remain the focal point. Custom epoxy flooring delivers an elevated look with easy care durability, while wood plantation shutters accent the impact resistant windows throughout. The primary suite overlooks the canal through sliding doors and serves as a private retreat, featuring an ensuite bath with dual sinks and an elaborate multi head shower with pebble floor for a spa inspired experience. Two spacious guest rooms share an updated bath, while a versatile BONUS ROOM off the family room, currently used as a bedroom, easily functions as a den or office. Notable upgrades include a NEW ROOF in 2023, 2022 four ton AC, full house 24KW GENERATOR, hurricane protection, smart home prewiring for security and doorbell systems, and the peace of mind of no HOA and no flood history. Located in Port Charlotte with convenient access to US 41 and I-75, this home places you minutes from Punta Gorda Airport, Sunseeker Resort, historic downtown Punta Gorda events and dining, local hospitals, shopping, and numerous recreational options including Veterans Park, pickleball and tennis courts, biking and exercise trails, Port Charlotte Beach, and Southwest Florida’s renowned beaches. Waterfront ease, thoughtful upgrades, option to be sold FURNISHED and a location that connects you to it all make this home an exceptional opportunity to enjoy the Florida lifestyle without compromise.

Estimated monthly payment

Principal & interest$3,287
Property taxes$617
Home insurance (est.)$298

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history97 days on market

  1. Status: Pending
    May 18, 2026
  2. Listed$692,000
    Feb 10, 2026
  3. Price reduced$650,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
97
Subdivision
Port Charlotte Sec 005
County
Charlotte
Year built
1981
Living area
1,885 sq ft
Price/sq ft
$345
Building area
2,200 sq ft (Public Records)
Lot size
20,621 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12015C0226G)
Garage
1 spaces
Pool
Private pool
Annual taxes
$7,410 (2025)
Parcel #
402221482012
Zoning
RSF3.5
MLS #
C7521710

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Concrete, Epoxy
Appliances
Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters
Laundry
Inside, Laundry Closet
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Boat, Driveway, Off Street, Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters, Sliding Doors, Storage
Construction materials
Stucco, Frame
Roof
Metal
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public

Schools

ElementaryPeace River ElementaryGreatSchools ↗
MiddleMurdock MiddleGreatSchools ↗
High SchoolPort Charlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst15x13
Family RoomFirst15x21
KitchenFirst13x18
Primary BedroomFirst12x19
Bedroom 2First13x13
Bedroom 3First10x14
Bonus RoomFirst11.5x15

Listing Details

Listing date
2026-02-10
On market date
2026-02-10
Original list price
$692,000
Occupant type
Owner
MLS area
33952 - Port Charlotte
Listing AOR
Port Charlotte
Status changed
2026-05-18
Tax legal description
PCH 005 0082 0009 PORT CHARLOTTE SEC 5 BLK 82 LT 9 669/1637 778/1674 1045/697-99 1157/1028 1158/224 1394/777 PR03-1761 2385/1840 2487/1599 2659/527 CT3991/628 4030/1830 4241/991 4673/1643 3314103

Flood risk

High riskFEMA Zone AEPanel 12015C0226G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US 41, turn right onto Port Charlotte Blvd. Turn right onto Chelsea Ct NW. House will be on the right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 16, 2026 at 11:55 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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