2228 Harbour Drive, FL2228 Harbour Drive, FL2228 Harbour Drive, FL
Stellar MLS
1 / 67

$1,350,000

2228 Harbour Drive

Punta Gorda, FL 33983

Listing updated: June 17, 2026 at 9:58 PM ET

Active
Stellar MLSListing courtesy of Keller Williams On The Water S · Hanine Jaraiseh · MLS #A4681748 · Active · 941-803-7522
4
Beds
4
Baths
2,643
Sq Ft
0.33
Acres
2025
Built
WaterfrontWater accessNew constructionIn-law suite$511/sqft
Single Family Residence

Property type

2025

Year built

14,208 sqft

Lot size

$511

Price / sq ft

No HOA

HOA dues

116

Days on market

2

Garage spaces

AE

Flood zone

About this home

FEATURED ON FOX 4 NEWS! A boater’s paradise paired with uncompromised, brand-new 2025 custom construction. Wake up to private waterfront living on the Peace River with true sailboat access, no fixed bridges, and a direct cruise to Charlotte Harbor and the Gulf. Nestled on a premium 0.33-acre lot in Harbour Heights, this exceptional 4-bedroom flexible split-plan residence is designed for the ultimate indoor-outdoor Florida lifestyle. Step inside to a bright open floor plan with soaring 12-foot ceilings, porcelain tile flooring, and solid wood soundproof doors. The chef’s kitchen features premium Bosch appliances, seamless countertops, and a wet bar flowing into the main living spaces. The owner’s suite serves as a private sanctuary with dual walk-in closets, a spa-like walk-in shower, freestanding soaking tub, and direct lanai access. Outdoor living features an expansive screened lanai and full outdoor kitchen, perfect for enjoying waterfront sunsets and effortless entertaining. Engineered to the absolute highest architectural standards for maximum structural resilience, the home features full solid concrete block construction, dual-zone Bosch climate systems, high-impact glass, spray foam insulation, and a 160+ mph rated metal roof. Complete with an EV-ready 2-car garage with epoxy flooring. Enjoy NO HOA and NO CDD fees, just minutes from downtown Punta Gorda, Fishermen’s Village, and only 6 miles (10 minutes) from the Punta Gorda Airport. One or more photo(s) has been virtually staged.

Local Insight

At $511/sqft for brand-new construction with direct waterfront access in Punta Gorda, this is competitive pricing, though you'll want to factor in flood insurance costs upfront since it's in an AE zone—that's a meaningful recurring expense in this location. The in-law suite is a genuine practical plus if you're thinking multi-generational living or rental income, and the no-HOA structure gives you more flexibility than most waterfront developments, but the tight 0.33-acre lot means limited yard space despite the water frontage. Make sure any flood mitigation features built into this new construction align with your risk tolerance, since the AE designation will follow this property regardless of how well it's engineered.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$6,826
Property taxes$177
Home insurance (est.)$619

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history116 days on market

  1. Status: Active
    Feb 21, 2026
  2. Listed$1,499,000
    Feb 21, 2026
  3. Price reduced$1,350,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
116
Subdivision
Hrbr Heights
County
Charlotte
Year built
2025
Living area
2,643 sq ft
Price/sq ft
$511
Building area
3,827 sq ft (Public Records)
Lot size
14,208 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12015C0251G)
Garage
2 spaces
Annual taxes
$2,123 (2025)
Parcel #
402315258006
Zoning
RSF3.5
MLS #
A4681748

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Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Tile
Appliances
Built-In Oven, Convection Oven, Dishwasher, Ice Maker, Microwave, Range, Range Hood, Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Other, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
Laundry
Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Same Floor As Condo Unit, Washer Hookup
Stories / Levels
One
Direction faces
West
New construction
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Ground Level, Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, Other, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Lighting, Outdoor Grill, Outdoor Kitchen, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Sliding Doors
Construction materials
Block, Concrete
Roof
Metal
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Concrete, Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Phone Available, Private, Public, Water Available, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Room Details

RoomLevelDimensions
KitchenFirst13x15
Primary BedroomFirst14x18
Bedroom 2First12x14
Living RoomFirst13x15
Bedroom 3First12x13

Listing Details

Listing date
2026-02-19
On market date
2026-02-21
Original list price
$1,499,000
Occupant type
Vacant
MLS area
33983 - Punta Gorda
Listing AOR
Sarasota - Manatee
Status changed
2026-02-21
Tax legal description
HBH 003 0051 0012 HARBOUR HEIGHTS SEC 3 REV BLK 51 LTS 12 & 13 359/634 390/422 990/2182 1028/1390 1486/1657 1939/294 2456/991 CT3586/563 3647/2121 4073/102 4533/942 4533/944

Flood risk

High riskFEMA Zone AEPanel 12015C0251G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take I-75 S to Exit 167, follow Harborview Rd into Harbour Heights, then turn onto Harbour Drive.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 17, 2026 at 9:58 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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