$239,900
2210 Utopian Drive
Clearwater, FL 33763
Listing updated: April 16, 2026 at 1:22 PM ET
Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Charming End-Unit located within the exclusive gated "Reserve" section, this 3BR/2BA is the definition of pride of ownership. Used only seasonally by just three previous owners, this second-floor end unit offers extra privacy, tons of natural light, and a peaceful view of Arbor Lake. Inside the Home: Bright & Airy: Two large bay windows and crown molding create a sophisticated, sun-filled atmosphere. Modern Flooring: Durable laminate flooring flows through the living, dining, and kitchen areas. The 3rd Room features a custom built-ins, and a "hidden closet" for valuables. It even includes a nap bed that extends to a queen! Major Updates: Brand New A/C (Dec 2024 - $8,500) and four (4) ceiling fans for year-round comfort. Convenience: Inside utility room with Samsung washer, and dryer, assigned parking, and a private owner’s storage room. Located right by two elevators and the stairs. Step Outside to Paradise: Waterfront Access: Just steps from Arbor Lake, featuring a fishing pier and kayak launch. Free Golf: Two private courses (9 and 18 holes) are free exclusively for resident owners. Resort Perks: Two pools and a spa, a remodeled Cardio Gym, hobby studios, a dog park, and a serene nature walk. Social Scene: From the Good Karma Café to the theater, billiards, and dancing, there is always something to do. The "Easy Living" Factor: Your association fee is truly all-inclusive, covering High-Speed Internet, TV, Water, Sewer, Trash, and all exterior/roof maintenance. You only pay for electric! Move-In Ready: High-quality furniture and even a used car are available for purchase. Just bring your toothbrush! Note: 55+ Community. Leasehold estate deed. Association approval and 35% down for financing required. All measurements approximate.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history63 days on market
- Status: ActiveFeb 12, 2026
- Listed$247,500Feb 12, 2026
- Price reduced$239,900
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 63
- Subdivision
- On Top Of The World
- County
- Pinellas
- Year built
- 1997
- Living area
- 1,390 sq ft
- Price/sq ft
- $173
- Flood zone
- X (12103C0126G)
- Annual taxes
- $3,245 (2025)
- Parcel #
- 06-29-16-64133-096-2010
- MLS #
- TB8473904
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate, Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned
HOA & Financial
- HOA fee
- $560 / Monthly
- Monthly HOA
- $560/mo
- Total monthly fees
- $560/mo
- Total annual fees
- $6,720
- HOA name
- On Top of the World Community Association, Inc.
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Association approval required
- Approval process
- Tenant must submit Application for Lease Approval, with documentation and application fee for each lease term (maximum one year at a time). Minimum lease is 6 months +1 week.
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Concrete
Utilities
- Sewer
- Private Sewer
- Water source
- Private
- Utilities
- Cable Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Sprinkler Recycled, Underground Utilities
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 10x9 |
| Living Room | First | 19x13 |
| Primary Bedroom | First | 14x12 |
| Bedroom 2 | First | 13x11 |
| Dining Room | First | 9x10 |
| Bedroom 3 | First | 14x11 |
Listing Details
- Listing date
- 2026-02-12
- On market date
- 2026-02-12
- Original list price
- $247,500
- Occupant type
- Owner
- MLS area
- 33763 - Clearwater
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-12
- Tax legal description
- ON TOP OF THE WORLD UNIT 91 CONDO BLDG 96, UNIT 201
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Sunset Point Rd, go North on Belcher Rd to Montclair Rd. Turn left (West) into the gated community on right. Pass the gate, go Right on Utopian. Building is on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 16, 2026 at 1:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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