$595,000

18922 Fishermans Bend Drive

Lutz, FL 33558

Active
5
Beds
3
Baths
2,505
Sq Ft
0.13
Acres
2004
Built
Waterfront$238/sqft
🏠Single Family Residence

Property type

🏗️2004

Year built

📐5,500 sqft

Lot size

📊$238

Price / sq ft

🏘️$125/mo

HOA dues

📅101

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Welcome home to space, style, and resort-style living in this beautifully updated 5-bedroom, 3-bath retreat tucked away on a quiet cul-de-sac in the highly sought-after Heritage Harbor community. Designed for both comfort and privacy, this home features formal living and dining rooms plus a separate family room—perfect for entertaining or everyday living. The first-floor primary suite is a true sanctuary, featuring French doors that open to the patio and a newly updated ensuite bath (2025) with dual sinks, a relaxing garden tub, and a separate shower. Two additional bedrooms and a full bath complete the main level, while upstairs offers two more spacious bedrooms and a third full bath, ideal for guests or a private retreat. Recent upgrades include brand-new carpet (2026), luxury vinyl flooring, French doors, a custom glass front door, and a new washer and dryer—plus more thoughtful updates throughout. Living in Heritage Harbor means enjoying unmatched, resort-style amenities: a community pool with water slide and splash pad, golf course and driving range, tennis, basketball and volleyball courts, playgrounds, and a vibrant clubhouse with restaurant, bar, and regular entertainment. This home delivers the perfect blend of space, updates, and lifestyle—don’t miss it.

Estimated monthly payment

Principal & interest$3,009
Property taxes$486
Home insurance (est.)$273
HOA dues$125

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history101 days on market

  1. Status: Active
    Feb 6, 2026
  2. Listed$629,000
    Feb 5, 2026
  3. Price reduced$595,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
101
Subdivision
Heritage Harbor Village 17
County
Hillsborough
Year built
2004
Living area
2,505 sq ft
Price/sq ft
$238
Building area
3,203 sq ft (Public Records)
Lot size
5,500 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12057C0042H)
Garage
2 spaces
Annual taxes
$5,833 (2025)
Parcel #
U-10-27-18-63E-000037-00006.0
Zoning
PD
MLS #
TB8472910

Interior Details

Bedrooms
5
Full bathrooms
3
Flooring
Brick, Carpet, Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Laundry Closet
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$125 / Monthly
Monthly HOA
$125/mo
Total monthly fees
$125/mo
Total annual fees
$1,500
HOA name
Ray Leonard
CDD
Yes
Homestead exemption
Yes
Min lease term
8-12 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify Lease Restrictions with city, county and HOA restrictions
Approval process
See HOA leasing documents in MLS or at HOA. Must submit proposed lease to BOD of HOA

Exterior & Construction

Exterior features
French Doors, Garden, Lighting, Private Mailbox, Private Yard, Sidewalk
Construction materials
Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Fiber Optics

Community

Pets allowed
Breed Restrictions, Yes

Schools

ElementaryMcKitrick-HBGreatSchools ↗
MiddleMartinez-HBGreatSchools ↗
High SchoolSteinbrenner High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst16x13
Primary BathroomFirst
Bedroom 1First12x11
Bedroom 2First10x11
Bathroom 2First
Bedroom 3Second10x12
Bedroom 4Second11x12
Bathroom 3Second
Living RoomFirst23x14
Family RoomFirst18x20
Dining RoomFirst22x15
Balcony/Porch/LanaiFirst25x30
KitchenFirst

Listing Details

Listing date
2026-02-05
On market date
2026-02-05
Original list price
$629,000
Occupant type
Owner
MLS area
33558 - Lutz
Listing AOR
Suncoast Tampa
Status changed
2026-02-06
Tax legal description
HERITAGE HARBOR VILLAGE 17 LOT 6 BLOCK 37

Flood risk

Minimal riskFEMA Zone XPanel 12057C0042H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From North Dale Mabry (Hwy 597) turn west on West Lutz Lake Fern Road, turn right onto Cypress Green Drive, then turn right at stop sign onto Fishermans Bend Drive and home is on right side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 17, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA