$1,225,000
11145 4th Street
Treasure Island, FL 33706
Listing updated: June 24, 2026 at 4:55 PM ET
Listing courtesy of Charles Rutenberg Realty Inc · Shelley Mitchell · MLS #TB8472377 · Active · 727-538-9200Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Why wait for lower interest rates when the sellers are currently willing to pay to lower your rate NOW!! (Yes! They can do that! Ask your lender!) MOVE-IN READY! All work was completed by a licensed contractor with proper permitting. This home has over 2400 square feet of heated space (and over 3,000 square feet in all) and lots of storage. The large great room is perfect for entertaining and has plenty of room for a pool table, a built-in bar and several TVs! It has beautiful water views, 3-bedrooms, 2-bathrooms, a newer pool (2020), a composite dock, hurricane impact resistant windows, a fireplace, an oversized 2-car garage and inside laundry! It features 70 feet of water frontage on a wide canal with partial views of the ICW, bay and bridge. Also, for the boaters, you have deep sailboat water and direct Gulf access with no fixed bridges. As always, the kitchen is the heart of the home, and it features new higher-end appliances (2025). The best sunsets on the coast are only a short drive or an 8-to-10-minute walk away. Flood insurance is transferrable and is only $2702.00/year! Roof 2019. This is your last chance to purchase this home before it goes to the rental market! Sellers are willing to help buy down your interest rate, making this home more affordable for you over the life of your loan.
Local Insight
At $507/sqft for a 1970 waterfront home in an AE flood zone, you're paying for direct water access and the pool rather than the structure itself—flood insurance here will be substantial and ongoing, so factor that into your true cost of ownership. The tight 0.19-acre lot and age of the house mean limited upside from renovation compared to newer builds, but if bayfront living with direct water access is your priority and you can absorb the insurance burden, this is one of the few ways to get it in this market without spending significantly more.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history140 days on market
- Status: ActiveFeb 4, 2026
- Listed$1,399,900Feb 4, 2026
- Price reduced$1,225,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 140
- Subdivision
- Isle Of Palms 1st Add
- County
- Pinellas
- Year built
- 1970
- Living area
- 2,416 sq ft
- Price/sq ft
- $507
- Building area
- 3,015 sq ft (Public Records)
- Lot size
- 8,398 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0194H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $6,733 (2024)
- Parcel #
- 23-31-15-43488-002-0290
- MLS #
- TB8472377
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please contact the city of Treasure Island for lease restrictions
Exterior & Construction
- Exterior features
- Outdoor Shower, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Available, Sewer Available
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 9x16 |
| Living Room | First | 16x23 |
| Primary Bedroom | First | 11x16 |
Listing Details
- Listing date
- 2026-02-04
- On market date
- 2026-02-04
- Original list price
- $1,399,900
- Occupant type
- Vacant
- MLS area
- 33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-04
- Tax legal description
- ISLE OF PALMS 1ST ADD BLK 2, LOT 29
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Gulf Blvd, turn onto 112th Ave. Merge left onto 3rd St E and take a right onto 115th Ave. Take the first right onto 4th St. E. The home is towards the end of the street on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 24, 2026 at 4:55 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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