8194 124th Terrace, FL

$550,000

8194 124th Terrace

Largo, FL 33773

Active
3
Beds
2
Baths
1,481
Sq Ft
0.16
Acres
1989
Built
Private pool$371/sqft360° tour
🏠Single Family Residence

Property type

🏗️1989

Year built

📐7,157 sqft

Lot size

📊$371

Price / sq ft

🏘️No HOA

HOA dues

📅24

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Move-In Ready & No Flood Insurance Required (Zone X)! This well-maintained pool home offers the perfect blend of smart upgrades, functional design, and outdoor enjoyment. A screened front porch with private entry welcomes you into a thoughtfully designed split-bedroom floor plan, providing ideal privacy. The spacious primary suite features an updated dual-sink vanity and walk-in shower, while two additional bedrooms and a second full bath are situated on the opposite side of the home. The open-concept living space includes a great room, dining area, and additional front living room, perfect for flexible use of space. The kitchen is designed for both style and efficiency with newer cabinetry featuring pull-out shelves, a tall pantry with deep drawers, granite countertops, stainless steel appliances, and a generous eat-in breakfast area. Step outside to your screened-in paver patio overlooking the quiet pool; an ideal space for relaxing or entertaining. The backyard is fully fenced with gates on both sides and has been refreshed with new sod and landscaping, plus a custom grill and storage area along the side of the home complete with pavers and decorative rock. Major updates and improvements include: • Energy Star qualified windows and sliding doors (2025) • Gutters (2025) • Pool pump (2025) • Roof (2024) • Water heater (2023) • GE washer & dryer (2023) • HVAC (Oct 2018) • Newer water softener • Exterior painted approx. 4–5 years ago • Interior walls, doors, and baseboards freshly painted (2024) Plus, only tile and laminate flooring throughout for easy maintenance. The two-car garage includes newly installed built-in storage cabinets. With extensive upgrades inside and out, a private pool retreat, and no flood insurance required (Zone X), this home checks every box.

Estimated monthly payment

Principal & interest$2,781
Property taxes$546
Home insurance (est.)$252

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history24 days on market

  1. Status: Active
    Mar 28, 2026
  2. Listed$550,000
    Feb 20, 2026
  3. Price increased$550,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
24
Subdivision
Somerset Lakes Unit Four
County
Pinellas
Year built
1989
Living area
1,481 sq ft
Price/sq ft
$371
Building area
2,467 sq ft (Public Records)
Lot size
7,157 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0119H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$6,549 (2024)
Parcel #
12-30-15-83917-000-0670
Zoning
R-3
MLS #
TB8472178

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Laminate
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Split Bedroom
Laundry
In Garage
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Yard
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Cable Connected, Natural Gas Available

Room Details

RoomLevelDimensions
Primary BedroomFirst11x18
KitchenFirst10x17
Great RoomFirst12x18
Living RoomFirst13x21

Listing Details

Listing date
2026-02-19
On market date
2026-02-20
Original list price
$550,000
Occupant type
Owner
MLS area
33773 - Largo
Listing AOR
Suncoast Tampa
Status changed
2026-03-28
Tax legal description
SOMERSET LAKES UNIT FOUR LOT 67

Flood risk

Minimal riskFEMA Zone XPanel 12103C0119H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Check GPS as current road construction in area alters route.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 28, 2026 at 9:54 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA