5106 Appenine Loop, FL

$447,000

5106 Appenine Loop

St Cloud, FL 34771

Active
4
Beds
2
Baths
2,092
Sq Ft
0.17
Acres
2015
Built
$214/sqft360° tour
🏠Single Family Residence

Property type

🏗️2015

Year built

📐7,405 sqft

Lot size

📊$214

Price / sq ft

🏘️$110/mo

HOA dues

📅31

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

One or more photo(s) has been virtually staged. Single-story home • Great price opportunity • Corner lot • Located in Saint Cloud 34771 near Lake Nona • 4 bedrooms • 2 bathrooms • Flex room • Open-concept layout • Oversized backyard • Community lake, walking trails, pool, and playground • 2 minutes from Narcoossee Road • Easy access to Lake Nona Medical City and Orlando International Airport This well-maintained single-story home in Saint Cloud 34771 is located on a desirable corner lot, offering extra outdoor space, added privacy, and strong curb appeal. Competitively priced within the current Saint Cloud market, the property presents an excellent opportunity for buyers looking for value in a rapidly growing area of Central Florida. The home features 4 bedrooms, 2 full bathrooms, and a versatile flex room, providing flexible living space ideal for a home office, study, media room, gym, or playroom. The open-concept floor plan connects the kitchen, dining, and main living areas, creating a bright and spacious environment designed for both everyday living and entertaining. The kitchen overlooks the main living area, offering convenient sightlines and functional flow throughout the home. The primary suite is positioned for privacy and includes an en-suite bathroom and closet space. Three additional bedrooms provide comfortable accommodations for family members, guests, or workspace needs. One of the most attractive features of this property is the oversized backyard, enhanced by the corner lot positioning. The large outdoor space offers excellent potential for outdoor living, entertaining, gardening, or future customization (subject to HOA guidelines). Additional highlights include an attached garage, practical storage areas, and a convenient single-level layout designed for accessibility and comfort. Residents enjoy community amenities including a community lake, walking trails, pool, playground, and green spaces, supporting an active lifestyle within the neighborhood. The home is just 2 minutes from Narcoossee Road, providing quick access to Lake Nona Medical City, Orlando International Airport (MCO), SR-417, and major employment corridors. Shopping centers, grocery stores, restaurants, schools, and parks are all located within a short driving distance. When using our preferred lender, buyers may receive a 1% lender credit based on the loan amount, which can be applied toward closing costs or interest rate buy-downs. Buyer to verify all measurements, square footage, room dimensions, HOA information, community amenities, zoning regulations, school assignments, and any applicable use restrictions.

Estimated monthly payment

Principal & interest$2,260
Property taxes$332
Home insurance (est.)$205
HOA dues$110

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history31 days on market

  1. Status: Active
    Feb 5, 2026
  2. Listed$465,000
    Feb 4, 2026
  3. Price reduced$447,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
31
Subdivision
Narcoossee Village Ph 1
County
Osceola
Year built
2015
Living area
2,092 sq ft
Price/sq ft
$214
Building area
7,405 sq ft (Public Records)
Lot size
7,405 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0115G)
Garage
2 spaces
Annual taxes
$3,984 (2025)
Parcel #
20-25-31-4258-0001-0520
Zoning
R1
MLS #
S5143048

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Kitchen/Family Room Combo, Open Floorplan
Laundry
Inside
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$110 / Monthly
Monthly HOA
$110/mo
Total monthly fees
$110/mo
Total annual fees
$1,320
HOA name
Kayla Govan
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Breed Restrictions

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst
Bedroom 2First
Bedroom 3First
Bedroom 4First
Bathroom 2First
KitchenFirst
Living RoomFirst
Dining RoomFirst
Bonus RoomFirst

Listing Details

Listing date
2026-02-02
On market date
2026-02-04
Original list price
$465,000
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Osceola
Status changed
2026-02-05
Tax legal description
NARCOOSSEE VILLAGE PH 1 PB 22 PG 141-145 LOT 52

Flood risk

Minimal riskFEMA Zone XPanel 12097C0115G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Lake Nona, take FL-417 South (Central Florida GreeneWay) toward Osceola County. Exit onto US-192 East toward St. Cloud. Continue east on US-192 and turn right onto Old Canoe Creek Rd. Continue on Old Canoe Creek Rd and turn left onto Nolte Rd. Turn right onto Appenine Loop W. The property will be located on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 7, 2026 at 1:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA