$2,494,900
451 Palm Island
Clearwater Beach, FL 33767
Listing updated: June 15, 2026 at 5:36 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Elegant Waterfront Home on prestigious Island Estates offers Florida lifestyle at its best! The home sits at the end of beautiful Palm Island, safely elevated high above the water line (no flooding). The 5-bedrooms 4-baths home is filled with sunlight and offers an open concept living with beautiful water views. Welcome your guests …to gather in the elegant 2-story open ceiling living room …. or to sip a Prosecco on the upstairs balcony overlooking the water ….or to get cozy around the woodburning fireplace. Outside you are greeted by a lush green front yard, an elegant driveway, a sparkling saltwater pool, a large pool deck to watch the dolphins come by, and a brand-new dock and boat lift for your dreamboat. The waterfront has deep water access that welcomes every type of boat and sits right on the intracoastal waterways that take you out to Gulf. Whether you're looking for a full-time waterfront residence or a seasonal getaway, this easy to maintain property has it all. Upgrades include 2 new HVAC systems to cool down the summer heat, impact rated doors and windows for peace of mind during storm season, new impact rated garage door, new custom kitchen with granite countertop, new stainless-steel appliances, new bathrooms, new pool pump, pool and much more. Irrigation is supported by reclaimed water with new pipes and sprinkler heads. Clearwater Beach is an all-year-round Gulf coast paradise with beautiful white sandy beaches, clear turquoise water and a family friendly atmosphere. Luxurious hotels, trendy restaurants, The Sound concert venue, bars with live music and the famous Pier 60 with its nightly vendors and performers, will keep you entertained! The TampaBay area offers endless elegant Golf courses, adorable beach towns, museums, sport venues and top health care facilities. This waterfront property is only 30min from TPA Tampa International Airport and easy to reach from all over the US and Europe. Call us today for your private showing!
Local Insight
At $808/sqft for a 1978 waterfront home in Clearwater Beach, you're paying a significant premium for location and water access rather than modern construction—the bones are 45+ years old, so expect foundation, plumbing, and systems that will need attention soon. Being in AE flood zone is a real consideration that'll drive up insurance costs and potentially complicate financing and future resale, so factor that into your true cost of ownership. The private pool and 360-degree water views are genuine lifestyle assets on a tight 0.21-acre lot, but the lack of HOA means you're fully responsible for any seawall maintenance or erosion issues common to this barrier island.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history134 days on market
- Status: ActiveFeb 1, 2026
- Listed$2,649,900Feb 1, 2026
- Price reduced$2,494,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 134
- Subdivision
- Island Estates
- County
- Pinellas
- Year built
- 1978
- Living area
- 3,086 sq ft
- Price/sq ft
- $808
- Building area
- 3,763 sq ft (Estimated)
- Lot size
- 9,013 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $22,896 (2025)
- Parcel #
- 05-29-15-43434-000-0930
- MLS #
- TB8471225
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 4
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
- Interior features
- High Ceilings, Open Floorplan, Primary Bedroom Main Floor
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- Northwest
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Please contact city for lease information
Exterior & Construction
- Exterior features
- Balcony
- Construction materials
- Block, Frame
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 29x20 |
| Kitchen | First | 16x22 |
| Primary Bedroom | First | 11x18 |
Listing Details
- Listing date
- 2026-02-01
- On market date
- 2026-02-01
- Original list price
- $2,649,900
- Occupant type
- Owner
- MLS area
- 33767 - Clearwater/Clearwater Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-01
- Tax legal description
- ISLAND ESTATES OF CLEARWATER UNIT 6-B LOT 93
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Clearwater Memorial Causeway to Island Way to Palm Island NE
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 15, 2026 at 5:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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