$599,900
3848 Topsail Trail
New Port Richey, FL 34652
Listing updated: September 1, 2026 at 7:58 PM ET
Listing courtesy of Exp Realty Llc · Sabrina Deem, PA · MLS #G5107515 · Active · 888-883-8509Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
High and Dry. One of a kind, Florida Living, water community. Private beaches. No HOA. No water intrusion from Helene or Milton. This pool home is move-in ready. Large corner lot in Gulf Harbor community. Optional HOA, ($125.00 annually) and optional community membership ($200.00 annually) gives you access to private beaches, boat ramps , fishing, community events, and many social and recreational activities without ever leaving the community. Golf Harbor is close to the airport and has a nature preserve for you nature seekers. This 4/BR, 3 ½ /BA home has a split floor plan and ceramic tile throughout the house. New roof 2020, fencing 2017, electric panel 2023, pool deck and tiles 2022. This home sits high and dry. Hurricane Helene and Milton (2024) did not cause any water incursion. The 4th bedroom has its own bathroom that can be used as a pool bath or an in-law suite or lockout for rental. The home features a wood burning fireplace in the family room. Kitchen has stainless steel appliances with wood cabinetry. The lanai is huge and screened with sliders entering from the family room, dining room and master/primary bedroom. The living room sliders open all the way back as if you were outside on the lanai. The yard has a beautiful privacy fenced with mature landscaping. The Gulf is all around in this water community. The house has plenty of storage with walk in closets and an oversized garage. Schedule an appointment.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history208 days on market
- Status: ActiveFeb 5, 2026
- Listed$649,900Feb 5, 2026
- Price reduced$599,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 208
- Subdivision
- Flor A Mar
- County
- Pasco
- Year built
- 1984
- Living area
- 2,444 sq ft
- Price/sq ft
- $245
- Building area
- 3,596 sq ft (Public Records)
- Lot size
- 10,600 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12101C0332G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $7,573 (2024)
- Parcel #
- 15-26-12-076.0-018.00-041.0
- Zoning
- R4
- MLS #
- G5107515
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- HOA name
- Gulf Harbor Civic Association Optional
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Owner needs to verify. Public Record
Exterior & Construction
- Exterior features
- Private Yard, Rain Gutters
- Construction materials
- Block, Stone, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Family Room | First | 14x31 |
| Primary Bedroom | First | 12x18 |
| Primary Bathroom | First | 7x8 |
| Dining Room | First | 12x18 |
| Living Room | First | 16x14 |
| Bedroom 2 | First | 12x12 |
| Bedroom 3 | First | 12x11 |
| Bedroom 4 | First | 13x11 |
| Bathroom 2 | First | 8x8 |
| Bathroom 3 | First | 8x7 |
| Bathroom 4 | First | 8x8 |
| Kitchen | First | 9x10 |
Listing Details
- Listing date
- 2026-02-05
- On market date
- 2026-02-05
- Original list price
- $649,900
- Occupant type
- Owner
- MLS area
- 34652 - New Port Richey
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-02-05
- Tax legal description
- FLOR-A-MAR SEC C8 PB 10 PG 104 LOT 41 BLOCK 18 OR 9520 PG 2983
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US 19 in New Port Richie - West on Flor A Mar - Left on Shell Stream - Right on Top Sail. Corner Lot
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 1, 2026 at 7:58 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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