$259,900
1644 Ruth Street
Cocoa, FL 32926
Listing updated: June 23, 2026 at 5:07 PM ET
Listing courtesy of Re/Max Advantage · Eric Zimmerman · MLS #V4947069 · Active · 386-846-1515Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Well-maintained home in a desirable Cocoa neighborhood, featuring a fully fenced backyard perfect for pets, privacy, or outdoor enjoyment. Includes 10x20 storage building with power in the backyard. This charming residence offers easy commutability to area hotspots, with quick access to major highways including SR 520, SR 528 (Beachline Expressway), and nearby I-95 and US-1 for seamless travel. Enjoy convenient proximity to shopping at Merritt Square Mall, entertainment in Historic Cocoa Village with its shops, dining, and events, plus quick drives to Cocoa Beach, Kennedy Space Center attractions, and Eastern Florida State College. Ideal for comfortable living with unbeatable location perks!
Local Insight
At $253/sqft in a 1985 ranch home on a modest 0.22-acre lot, you're paying roughly 23% below Cocoa's median, which signals either genuine value or a property worth scrutinizing closely—the price-per-square-foot suggests this is positioned as entry-level rather than a standout renovation. The location in Shepards Clear Lake Village puts you inland from the revitalized Village district, so you're trading walkability and waterfront access for affordability and no HOA, making this a practical choice for aerospace professionals or investors rather than lifestyle-focused buyers. The X flood zone designation is a genuine advantage here (no flood insurance required), but 1,028 sqft on a 1985 structure means you should verify the roof age, HVAC condition, and whether any major systems have recent work before committing.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history143 days on market
- Status: ActiveJan 31, 2026
- Listed$259,900Jan 31, 2026
- Price increased$259,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 143
- Subdivision
- Shepards Clear Lake Village
- County
- Brevard
- Year built
- 1985
- Living area
- 1,028 sq ft
- Price/sq ft
- $253
- Building area
- 1,420 sq ft (Public Records)
- Lot size
- 9,583 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12009C0320H)
- Garage
- 1 spaces
- Annual taxes
- $2,239 (2025)
- Parcel #
- 24 3619-75-2-12
- Zoning
- RU-1-7
- MLS #
- V4947069
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Thermostat
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Off Street
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Verify with City/County
- Approval process
- Verify with City/County
Exterior & Construction
- Exterior features
- Awning(s), Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Public, Sewer Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Kitchen | First | |
| Living Room | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Primary Bathroom | First |
Listing Details
- Listing date
- 2026-01-31
- On market date
- 2026-01-31
- Original list price
- $259,900
- Occupant type
- Owner
- MLS area
- 32926 - Cocoa/W Cocoa
- Listing AOR
- Orlando Regional
- Status changed
- 2026-01-31
- Tax legal description
- CLEAR LAKE VILLAGE UNREC PART OF N 1/2 OF SE 1/4 AS DES IN ORB 73 PG 611 EX ORB 2571 PG 1378 KNOWN AS CLEAR LAKE VILLAGE UNREC SUBD LOT 13 & E 1/2 OF LOT 12 BLK 2
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-95 , Take Exit 201 for SR-520 (King St) toward Cocoa. Go east on SR-520. Turn right onto Ruth St. Continue to 1644 Ruth St (on the right).
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 23, 2026 at 5:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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