$1,539,900
1700 Oyster Point Way
Palm Harbor, FL 34683
Listing updated: June 11, 2026 at 3:51 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Coastal residence with views of Sutherland Bayou, located on a quiet cul-de-sac of six homes in the fabulous Ozona area of Palm Harbor. This Key West–inspired home offers over 1,800 square feet of wraparound balconies across two levels designed to capture water views and coastal breezes. The seller has invested in recent, significant upgrades, including all-new Miami-Dade triple-locking Category 5 impact-rated French doors, white oak engineered hardwood flooring and stair treads throughout, a modern cable stair railing system, polyaspartic flooring in both two-car garages, complete interior repaint including garages and gym, updated living room finishes, new roof (2023), three new AC systems (2023 and 2024), new hot water heater (2024), and new pool pump (2024). The first floor is solid block construction. The home offers 4 bedrooms, 3.5 baths, a dedicated office/den, and an oversized 4-car garage. The ground level features a foyer with high ceilings and a versatile bonus space (not included in living square footage) suitable for gym, studio, or additional living area, along with access to two separate two-car garages, one pre-wired for EV charging. The main living level includes an updated kitchen with custom wood cabinetry, pull-out storage, quartz countertops and backsplash, stainless appliances, induction cooktop, breakfast bar, and ample prep space. The kitchen opens to the great room with soaring 10-foot ceilings and a wood-burning fireplace. Impact French doors and large windows with plantation shutters provide balcony access and partial water views. This level also includes a guest bedroom, powder room, private office/den with balcony access, and a full bath with pool access. The top-floor primary suite features double walk-in closets, motorized shades, and a bath with soaking tub, glass-enclosed shower, and dual vanities. Two additional guest bedrooms, an updated full bath, and access to the upper balcony complete the third floor. The backyard includes a saltwater pool and spa with new pure salt chlorinator, artificial turf, vinyl fencing, and a solar-assisted water heater. Transferable flood insurance is $725 per year. No HOA. Oyster Point is a golf cart–friendly community near waterfront dining, parks, marinas, downtown Palm Harbor, Honeymoon Island, Clearwater Beach, and Innisbrook Golf Resort.
Local Insight
At $462/sqft for a 2005 build in an AE flood zone, you're paying a premium that reflects the pool and 4-car garage appeal, so flood insurance costs and any elevation requirements will directly impact your true cost of ownership—worth getting quotes before committing. The 0.26-acre lot is fairly tight for a property this size, meaning limited expansion potential and modest privacy relative to what you're spending, though the lack of HOA fees does help offset that constraint.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history133 days on market
- Status: ActiveJan 29, 2026
- Listed$1,699,900Jan 29, 2026
- Price reduced$1,539,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 133
- Subdivision
- Oyster Point Sub
- County
- Pinellas
- Year built
- 2005
- Living area
- 3,334 sq ft
- Price/sq ft
- $462
- Building area
- 6,344 sq ft (Public Records)
- Lot size
- 11,308 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE
- Garage
- 4 spaces
- Pool
- Private pool
- Annual taxes
- $17,260 (2024)
- Parcel #
- 02-28-15-65005-000-0010
- Zoning
- R-2
- MLS #
- TB8469885
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Hardwood, Vinyl, Wood
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator, Solar Hot Water, Water Softener
- Interior features
- Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- Three Or More
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 4
- Attached garage
- Yes
- Parking features
- Garage Faces Side
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Confirm leasing restrictions with City of Palm Harbor and Pinellas County
Exterior & Construction
- Exterior features
- Balcony, Dog Run, French Doors, Lighting, Private Mailbox, Rain Gutters
- Construction materials
- Block, Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Phone Available, Public, Sewer Available, Sewer Connected, Water Available
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | Second | 21x20 |
| Kitchen | Second | 15x30 |
| Primary Bedroom | Third | 20x16 |
Listing Details
- Listing date
- 2026-01-29
- On market date
- 2026-01-29
- Original list price
- $1,699,900
- Occupant type
- Owner
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-01-29
- Tax legal description
- OYSTER POINT SUB LOT 1
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US 19N in Palm Harbor head west on Nebraska, then left on Alt 19, right on Florida Ave, right on 8th St. and left on Oyster Point Way to address.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 11, 2026 at 3:51 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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