5430 Spanish Moss Cove, FL
Stellar MLS

$499,000

5430 Spanish Moss Cove

Bradenton, FL 34203

Listing updated: March 25, 2026 at 1:30 PM ET

Active
4
Beds
3
Baths
2,356
Sq Ft
0.15
Acres
2021
Built
$212/sqft360° tour
Single Family Residence

Property type

2021

Year built

6,721 sqft

Lot size

$212

Price / sq ft

$152/mo

HOA dues

49

Days on market

2

Garage spaces

X500

Flood zone

About this home

Welcome home to Moss Creek, a charming, gated community designed with families in mind—offering low HOA fees, no CDD, and a welcoming neighborhood feel just minutes from everything Bradenton has to offer. This near brand-new home gives you the peace of mind of modern construction without the added cost of builder upgrades, featuring granite and quartz countertops, 42” cabinetry, and stainless-steel appliances already in place. Conveniently located just off SR-70, Moss Creek provides easy access to top-rated schools, parks, grocery stores, and family-friendly dining, with University Town Center and Ellenton Premium Outlets close by for shopping and entertainment. Community amenities include a resort-style pool, shaded cabana, and open green spaces—perfect for weekend playtime, relaxing afternoons, or gathering with neighbors. The Windermere floor plan offers a thoughtful layout ideal for family living. This two-story home features 4 bedrooms, a dedicated study, 2.5 bathrooms, a spacious loft, and a 2-car garage—providing room for everyone to spread out and grow. The open-concept kitchen and main living area make everyday living and family gatherings easy and connected, while all bedrooms are privately located upstairs, creating a quiet retreat at the end of the day. The large loft is perfect for a playroom, homework zone, or second family room. Flexible spaces allow you to tailor the home to your needs, with options for a covered lanai or even an additional bedroom. Smart-home features such as a WiFi-enabled garage door opener, over and Nest thermostat add convenience, while solar panels power the entire home, helping keep energy costs in check. Best of all, beautiful Gulf Coast beaches like Anna Maria Island and Siesta Key are only about 30 minutes away, making family beach days an easy reality. Don’t miss this opportunity to own a move-in-ready home in one of Bradenton’s most desirable, family-friendly gated communities.

Estimated monthly payment

Principal & interest$2,523
Property taxes$453
Home insurance (est.)$229
HOA dues$152

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history49 days on market

  1. Status: Active
    Feb 4, 2026
  2. Listed$499,000
    Feb 4, 2026
  3. Price increased$499,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
49
Subdivision
Moss Creek Ph Ii Subph A
County
Manatee
Year built
2021
Living area
2,356 sq ft
Price/sq ft
$212
Building area
2,991 sq ft (Public Records)
Lot size
6,721 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12081C0309F)
Garage
2 spaces
Annual taxes
$5,435 (2025)
Parcel #
1767916359
Zoning
0000
MLS #
A4680046

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Concrete
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range
Interior features
Crown Molding, Eat-in Kitchen, High Ceilings, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room, Upper Level
Stories / Levels
Two
Direction faces
Southeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$152 / Monthly
Monthly HOA
$152/mo
Total monthly fees
$152/mo
Total annual fees
$1,828
HOA name
C&S Community Mgmt
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Approval process
Association Approval Required

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Sidewalk, Sliding Doors
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Underground Utilities

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Great RoomFirst15x18
KitchenFirst14x11
Primary BedroomSecond14x15
Primary BathroomSecond10x16
Bedroom 2Second13x10
Bedroom 3Second13x10
Bedroom 4Second10x11
LoftSecond11x11
Dining RoomFirst14x9
DenFirst14x10
FoyerFirst5x8
LaundrySecond6x8
Balcony/Porch/LanaiFirst18x10

Listing Details

Listing date
2026-02-04
On market date
2026-02-04
Original list price
$499,000
Occupant type
Owner
MLS area
34203 - Bradenton/Braden River/Lakewood Rch
Listing AOR
Sarasota - Manatee
Status changed
2026-02-04
Tax legal description
LOT 8, MOSS CREEK PH II SUBPH A PI #17679.1635/9

Flood risk

Moderate riskFEMA Zone X500Panel 12081C0309F

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I-75 to Exit 217 - West on FL 70. FL 70 for approximately 3.5 miles then turn left onto 39th Street E. South on 39th St E for approx 300 yards to left into Moss Creek. Take a left on Spanish Moss Cv. House is a few houses down on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 25, 2026 at 1:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA