$825,000
3612 Sugar Loaf Lane
Valrico, FL 33596
Listing updated: July 19, 2026 at 11:50 AM ET
Listing courtesy of Real Broker, Llc · Karen Fate · MLS #TB8469294 · Active · 855-450-0442Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
If you have been waiting for rates to drop into the 4% range, this is your chance! The Seller is offering a 2-1 buy down of the interest rate on this home!! Think about how much you are currently paying in rent, or if it's time to move up in housing or create a great investment property with as little as 5% down.Some photos virtually staged. Avoid the two-lane construction on Boyette Road (through 2028) with the key location of this homes multiple option access. This ½-acre pool home in the established Sugarloaf Ridge community presents a rare opportunity to own space, privacy, and an entertainer’s layout in a neighborhood where homes seldom become available. Set within an intimate 18-home double cul-de-sac within a non-flood zone area, low HOA and no CDD, the property offers a setting that is increasingly hard to find—mature surroundings, larger homesites, and a true sense of residential permanence. Designed with gathering in mind, the home features multiple living and flex spaces, including a dedicated game room with custom built-in bar and beverage cooler, an upstairs loft ideal for media, work, or play, and a layout that allows everyone room to spread out. The main living areas flow to a screened lanai and saltwater pool, creating a seamless indoor-outdoor connection ideal for entertaining.The backyard is a standout feature, offering a fully fenced yard with green space for play, pets, or future enhancements, along with a private pool and spa—delivering the kind of Florida lifestyle many buyers are seeking but rarely find in combination with this level of space.With 4 bedrooms, 3.5 baths, and a 3-car garage, the home provides both functionality and flexibility for a variety of living needs. Key system updates include roof replacement (2018), solar (owned), updated pool components and enclosure (2022), and multiple HVAC units replaced between 2020–2022. For buyers that recognize potential and prioritize location, lot, and lifestyle, this home offers a compelling opportunity to create something truly special in one of Valrico’s most established and desirable communities.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history164 days on market
- Status: ActiveFeb 5, 2026
- Listed$865,000Feb 5, 2026
- Price reduced$825,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 164
- Cumulative DOM
- 464
- Subdivision
- Sugarloaf Ridge
- County
- Hillsborough
- Year built
- 1990
- Living area
- 3,975 sq ft
- Price/sq ft
- $208
- Building area
- 5,391 sq ft (Public Records)
- Lot size
- 21,750 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12057C0415H)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $10,133 (2024)
- Parcel #
- U-05-30-21-359-000000-00005.0
- Zoning
- RSC-2
- MLS #
- TB8469294
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Luxury Vinyl, Tile
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Solar Hot Water, Water Filtration System, Water Purifier, Wine Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Wet Bar
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level, Oversized
HOA & Financial
- HOA fee
- $500 / Annually
- Monthly HOA
- $42/mo
- Total monthly fees
- $42/mo
- Total annual fees
- $500
- HOA name
- Pam Sonego
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Confirm per HOA Guidelines
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Propane, Sprinkler Well, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Dinette | First | |
| Dining Room | First | |
| Great Room | First | |
| Loft | Second | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bedroom 4 | Second | |
| Bathroom 2 | First | |
| Bathroom 3 | Second | |
| Game Room | First | |
| Laundry | First |
Listing Details
- Listing date
- 2026-02-05
- On market date
- 2026-02-05
- Original list price
- $865,000
- Occupant type
- Vacant
- MLS area
- 33596 - Valrico
- Listing AOR
- Orlando Regional
- Status changed
- 2026-02-05
- Tax legal description
- SUGARLOAF RIDGE LOT 5
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From E. Brandon Blvd, turn right onto Lithia Pinecrest Road. Turn left onto E Lumsden Rd, then turn right onto Durant Rd. Turn right onto Pearson Road, Left onto Sugar Loaf Lane, Property on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 19, 2026 at 11:50 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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