$285,000
441 40th Avenue
St Petersburg, FL 33703
Listing updated: June 11, 2026 at 4:12 PM ET
Listing courtesy of Keller Williams Heritage Realty · Bonnie Warren · MLS #O6376716 · Active · 407-862-9700Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Price Reduced — Exceptional Value on This Character-Filled Bungalow! Don't miss this rare opportunity to own a charming 1951 bungalow at an updated price that puts instant equity in your hands. This 3 bed, 2 bath gem blends vintage character with smart, modern updates — and with just a little cosmetic TLC (think fresh paint, flooring, new deck), you could build significant equity from day one. Original hardwood floors grace the living room and two bedrooms, adding timeless character you simply can't replicate. The kitchen is move-in ready with stainless appliances, granite counters, an eat-at bar, and tile flooring. Both bathrooms have been newly updated for comfort, while still leaving room to add your personal touch and maximize your return. Outdoor living is where this home truly shines — enjoy a back patio deck with stairs leading down to a covered carport/relaxation area on one side and a paver patio on the other. The large, private backyard features a raised 10×12 shed, perfect for storage, a workshop, or garden studio. Alley driveway access adds ease and flexibility. Rest easy knowing the home has had no flood claims reported in recent storms. And the location couldn't be more convenient — just 2 blocks from Publix, restaurants, and more, with quick access to 4th St, Downtown and St Pete Pier, HWY 275. Bonus: If you choose the seller's recommended lender, you may be eligible for a 1% lender credit toward closing costs (valid with preferred lender only; cannot be combined with down payment assistance programs). This is the opportunity savvy buyers have been waiting for — priced to move, ready to shine.
Local Insight
This 1951 cottage in Snell Shores is priced aggressively at $313/sqft for a modest 912-square-foot footprint, which reflects the premium you're paying for the walkable neighborhood rather than the house itself—expect foundation concerns and potential renovation costs typical of mid-century construction in this flood zone. The AE flood designation is serious; you'll want flood insurance quotes and elevation records before committing, as this will significantly impact long-term carrying costs and resale appeal. At this price point in St. Petersburg right now, you're banking on the location and lot potential rather than getting a turnkey home, so factor in realistic update budgets before making an offer.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history132 days on market
- Status: ActiveJan 30, 2026
- Listed$335,000Jan 30, 2026
- Price reduced$285,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 132
- Cumulative DOM
- 168
- Subdivision
- Snell Shores
- County
- Pinellas
- Year built
- 1951
- Living area
- 912 sq ft
- Price/sq ft
- $313
- Building area
- 1,028 sq ft (Public Records)
- Lot size
- 7,357 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0217H)
- Annual taxes
- $2,740 (2024)
- Parcel #
- 05-31-17-83754-014-0140
- MLS #
- O6376716
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile, Wood
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Primary Bedroom Main Floor
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Stucco, Frame
- Roof
- Shingle
- Foundation
- Crawlspace, Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Public, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 11x16 |
| Kitchen | First | 10x10 |
| Living Room | First | 11x16 |
Listing Details
- Listing date
- 2026-01-30
- On market date
- 2026-01-30
- Original list price
- $335,000
- Occupant type
- Vacant
- MLS area
- 33703 - St Pete
- Listing AOR
- West Volusia
- Status changed
- 2026-01-30
- Tax legal description
- SNELL SHORES UNIT 1 BLK 14, E 23.5FT OF LOT 13 & W 35.5FT OF LOT 14
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-275 Southbound Take Exit 32 for 4th Street N. Turn left (north) onto 4th Street N. Continue for about 1.5 miles. Turn right onto 38th Avenue NE. Continue straight — 38th Ave NE will curve and become 40th Ave NE. turn Left on to Locust St NE and an immediate right into the alley. 441 will be the 5th house on the right. Address on the fence. 441 40th Ave NE will be on your left north side of 40th ave. Parking is behind the property via the alley.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 11, 2026 at 4:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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