$784,000
4104 128th Street
Cortez, FL 34215
Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Experience waterfront living in this 2,046 sq. ft. end-unit residence, positioned close by beautiful Anna Maria Island and historic Cortez village. Offering the privacy of a single-family home with no neighbors above or below, this condo is tailored for the boating enthusiast. Enjoy access from your assigned 40-foot boat slip, equipped with a 10,000-lb lift (2022) and docks providing direct entry to the Intracoastal Waterway and Gulf of Mexico. Conveniences include two under-building parking spaces and an air-conditioned storage unit. The interior features 13-foot ceilings, hardwood flooring, and a chef’s kitchen with marble accents. West-facing PGT impact glass sliders frame water views and sunsets, transitioning to a lanai and paver patio. 2025 infrastructure upgrades—including a new HVAC system with ductwork and PGT impact windows throughout—ensure efficiency and peace of mind. The residence sustained no damage during recent hurricanes. Situated within a resort-style community, residents enjoy access to two heated pools, hot tub, tennis and pickleball courts, a fitness center, and a clubhouse. THE $1,843 MONTHLY HOA FEE COVERS: flood insurance, exterior and grounds maintenance, escrow reserves, pest control, trash removal, and community amenities for a lock-and-leave lifestyle.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history123 days on market
- Status: ActiveJan 23, 2026
- Listed$875,000Jan 23, 2026
- Price reduced$784,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 123
- Subdivision
- Smugglers Landing Ph Iii
- County
- Manatee
- Year built
- 1991
- Living area
- 2,046 sq ft
- Price/sq ft
- $383
- Lot size
- 0 sq ft
- Flood zone
- AE (12081C0277F)
- Annual taxes
- $4,579 (2024)
- Parcel #
- 7602302551
- Zoning
- PDR/CH
- MLS #
- A4679419
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile, Wood
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Washer
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air, Humidity Control
Parking
- Parking features
- Assigned, Boat, Covered, Golf Cart Parking, Ground Level, Guest, Basement
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $1,843/mo
- Total annual fees
- $22,112
- HOA name
- Katie Tarbet
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, USDA Loan, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See condo docs.
- Approval process
- Application fee, association approval and background check.
Exterior & Construction
- Exterior features
- Lighting, Storage, Tennis Court(s)
- Construction materials
- Block, Stucco
- Roof
- Built-Up, Membrane
- Foundation
- Stilt/On Piling
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Public
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 20x14 |
| Dining Room | First | 13x13 |
| Kitchen | First | 15x12 |
| Primary Bedroom | First | 18x13 |
| Bedroom 2 | First | 14x13 |
| Bedroom 3 | First | 12x11 |
| Balcony/Porch/Lanai | First | 23x8 |
Listing Details
- Listing date
- 2026-01-22
- On market date
- 2026-01-23
- Original list price
- $875,000
- Occupant type
- Owner
- MLS area
- 34215 - Cortez
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-01-23
- Tax legal description
- UNIT 704 BLDG 7 PHASE III SMUGGLER'S LANDING CONDO TOGETHER WITH THE TWO PARKING SPACES DESIGNATED AS UNIT #4 PARKING PI#76023.0255/1
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Cortez Rd. W. to north on 119th St. W.(at light into Harbour Landings). Follow to right on 128th St. W. (into Smuggler's Landing)and then to #4104 on left. Elevator to 1st floor. Go right and 704 is on the end.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 26, 2026 at 9:19 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA