$1,249,000
3522 Shoreline Circle
Palm Harbor, FL 34684
Listing updated: June 13, 2026 at 2:06 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) was virtually staged. Welcome to this custom built over 4,000 sq ft executive residence that offers exceptional flexibility for a variety of living arrangements, a home office, or separate living space with a FULL SIZE IN-LAW SUITE on a conservation lot in North Pinellas County's established residential neighborhood, Cobb's Landing on Lake Tarpon. This flexible home layout includes 4 bedrooms, 4 full bathrooms, 2 kitchens, 2 laundry rooms and a secondary private entrance for a completely private multi-generational living compound. Enjoy the distinctive architecture with soaring twenty-three foot ceilings in the main home featuring large cedar beams and fieldstone with a triple fireplace as a focal point. This home is ready for your personal touch and updates. High and dry, no flood required. NEW CONCRETE TILE ROOF completed 2024 that includes a 10 year full warranty. The private primary suite offers French door access to the backyard and screened covered pool and hot tub. Large double head roman-shower, oversized double sinks, garden tub, water closet and expansive double closet area. Flexible and spacious living area has room for an office, game room and library. Dining area has wide views of pool and conservation woods. The main open kitchen includes tray ceiling, granite countertops, expansive island, a walk in pantry and expanded storage. Abundant natural light throughout the property. There is a full guest bathroom on the main floor. Upstairs has two large bedrooms, one with a fireplace, a bathroom with another roman shower and multiple closets. The In-Law side has a private entrance, an oversized one car garage, laundry room, pantry, living/dining room, en-suite bathroom, walk in closet and sitting room attached to the large bedroom. The separated oversized 2 car and 1 car garages provide space for multiple vehicles and additional storage in a loft/attic combination. Other amenities include intercom system, central vacuum, whole house water softener and charcoal filter. Indoor and outdoor living blend effortlessly with Anderson sliding patio and French doors leading to a covered entertainment area, including a large pool and hot tub. Enjoy nature’s beauty inside and out, including deer and other wildlife. Cobb’s Landing offers a marina, fishing dock, playground, basketball and tennis courts, sidewalks, parks, multiple neighborhood events and top rated schools. This home sits near some of the areas, most desirable destinations, including Innisbrook Golf Course, Tarpon Springs, Downtown Palm Harbor, Dunedin, and Gulf beaches. Enjoy an incredible selection of top-rated restaurants, shopping, and boutique experiences across all three vibrant communities, all just 30 minutes from Tampa International Airport. Square footage based on an independent appraisal report to be verified by buyer. Virtual floor plans and dimensions are approximate.
Local Insight
At $300/sqft for a 1987 build in Palm Harbor, you're paying a premium price for the pool and in-law suite rather than getting newer construction—so weigh whether those specific features justify the cost against what you'd find in homes built in the 2000s at similar pricing. The 0.36-acre lot is tight for a property this size, which means limited privacy and yard space despite the pool, so make sure the 360° tour gives you a realistic sense of whether the outdoor layout works for your lifestyle. With a $52/month HOA and location in an established community, you're getting stability and amenities, but run the numbers on what restrictions come with Sanctuary at Cobbs Landing since homeowner rules can affect resale appeal.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history142 days on market
- Status: ActiveJan 22, 2026
- Listed$1,389,000Jan 22, 2026
- Price reduced$1,249,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 142
- Subdivision
- Sanctuary At Cobbs Landing The
- County
- Pinellas
- Year built
- 1987
- Living area
- 4,167 sq ft
- Price/sq ft
- $300
- Building area
- 5,815 sq ft (Owner)
- Lot size
- 15,878 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12103C0079H)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $6,344 (2024)
- Parcel #
- 32-27-16-78612-000-0170
- Zoning
- RPD-7.5
- MLS #
- TB8467469
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 4
- Flooring
- Ceramic Tile, Parquet, Tile
- Appliances
- Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Purifier, Water Softener
- Interior features
- Built-in Features, Ceiling Fans(s), Central Vaccum, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- Northwest
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Circular Driveway, Driveway
HOA & Financial
- HOA fee
- $620 / Annually
- Monthly HOA
- $52/mo
- Total monthly fees
- $182/mo
- Total annual fees
- $2,180
- HOA name
- Cobb's Landing Community Association, Inc.
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- No
- Lease restrictions
- No
- Additional lease restrictions
- BUYER AND BUYER'S AGENTS RESPONSIBLE FOR RESEARCHING AND VERIFYING ACCURATE AND CURRENT INFORMATION REGARDING HOA/CONDO REGULATIONS, RESTRICTIONS, FEES, AMENITIES, APPROVAL PROCESS, AND EVERYTHING RELATED TO HOA AND MANAGEMENT, MEMBERSHIP IF APPLICABLE
- Approval process
- BUYER AND BUYER'S AGENTS RESPONSIBLE FOR RESEARCHING AND VERIFYING ACCURATE AND CURRENT INFORMATION REGARDING HOA/CONDO REGULATIONS, RESTRICTIONS, FEES, AMENITIES, APPROVAL PROCESS, AND EVERYTHING RELATED TO HOA AND MANAGEMENT, MEMBERSHIP IF APPLICABLE
Exterior & Construction
- Exterior features
- Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Frame
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Fire Hydrant, Sewer Connected, Sprinkler Well, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Dining Room | First | |
| Living Room | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | Second | |
| Bedroom 4 | Second |
Listing Details
- Listing date
- 2026-01-22
- On market date
- 2026-01-22
- Original list price
- $1,389,000
- Occupant type
- Vacant
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-01-22
- Tax legal description
- SANCTUARY AT COBB'S LANDING, THE LOT 17
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US19 North and Alderman Road to Cobb's Landing
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 13, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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