3522 Shoreline Circle, FL

$1,299,000

3522 Shoreline Circle

Palm Harbor, FL 34684

Active
4
Beds
4
Baths
3,981
Sq Ft
0.36
Acres
1987
Built
Private poolIn-law suiteFireplace3-car garage$326/sqft360° tour
🏠Single Family Residence

Property type

🏗️1987

Year built

📐15,878 sqft

Lot size

📊$326

Price / sq ft

🏘️$52/mo

HOA dues

📅117

Days on market

🚗3

Garage spaces

🌊X

Flood zone

About this home

One or more photo(s) was virtually staged. Welcome to this custom built executive residence that is ideal for flexible living arrangements, a home office or separate multi-generational living with FULL SIZE IN-LAW SUITE on a conservation lot in North Pinellas County’s premier residential neighborhood, Cobb’s Landing on Lake Tarpon. This flexible home layout includes 4 bedrooms, 4 full bathrooms, 2 kitchens, 2 laundry rooms and a secondary private entrance for a completely private multi-generational living compound. Enjoy the distinctive architecture with soaring twenty-three foot ceilings in the main home featuring large cedar beams and fieldstone with a Triple Fireplace as a focal point. High and dry, no flood required. NEW CONCRETE TILE ROOF completed 2024 that includes a 10 year full warranty. The private primary suite offers French door access to the backyard and screened covered pool and hot tub. Large double head roman-shower, oversized double sinks, garden tub, water closet and expansive double closet area. Flexible and spacious living area has room for an office, game room and library. Dining area has wide views of pool and conservation woods. The main open kitchen includes tray ceiling, granite countertops, expansive island, a walk in pantry and expanded storage. Abundant natural light throughout the property. There is a full guest bathroom on the main floor. Upstairs has two large bedrooms, one with a fireplace, a bathroom with another roman shower and multiple closets. The In-Law side has a private entrance, an oversized one car garage, laundry room, pantry, living/dining room, en-suite bathroom, walk in closet and sitting room attached to the large bedroom. The separated oversized 2 car and 1 car garages provide space for multiple vehicles and additional storage in a loft/attic combination. Other amenities include intercom system, central vacuum, whole house water softener and charcoal filter. Indoor and outdoor living blend effortlessly with Anderson sliding patio and French doors leading to a covered entertainment area, including a large pool and hot tub. Enjoy nature’s beauty inside and out, including deer and other wildlife. This home is ready for your personal touch and updates. Cobb’s Landing offers a marina, fishing dock, playground, basketball and tennis courts, sidewalks, parks, multiple neighborhood events and nearby schools. This home sits near some of the areas, most desirable destinations, including Innisbrook Golf Course, Tarpon Springs, Downtown Palm Harbor, Dunedin, and Gulf beaches. Enjoy an incredible selection of restaurants, shopping, and boutique experiences across all three vibrant communities, all just 30 minutes from Tampa International Airport. This meticulously maintained Palm Harbor home combines location, layout, and the beauty of nature - making it an exceptional opportunity in today’s market. All floor plans and dimensions are approximate. All square footage to be verified by buyer.

Estimated monthly payment

Principal & interest$6,568
Property taxes$529
Home insurance (est.)$595
HOA dues$52

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history117 days on market

  1. Status: Active
    Jan 22, 2026
  2. Listed$1,389,000
    Jan 22, 2026
  3. Price reduced$1,299,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
117
Subdivision
Sanctuary At Cobbs Landing The
County
Pinellas
Year built
1987
Living area
3,981 sq ft
Price/sq ft
$326
Building area
5,518 sq ft (Owner)
Lot size
15,878 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12103C0079H)
Garage
3 spaces
Pool
Private pool
Annual taxes
$6,344 (2024)
Parcel #
32-27-16-78612-000-0170
Zoning
RPD-7.5
MLS #
TB8467469

Interior Details

Bedrooms
4
Full bathrooms
4
Flooring
Ceramic Tile, Parquet, Tile
Appliances
Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Purifier, Water Softener
Interior features
Built-in Features, Ceiling Fans(s), Central Vaccum, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
Northwest
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Circular Driveway, Driveway

HOA & Financial

HOA fee
$620 / Annually
Monthly HOA
$52/mo
Total monthly fees
$182/mo
Total annual fees
$2,180
HOA name
Cobb's Landing Community Association, Inc.
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
No
Lease restrictions
No
Additional lease restrictions
BUYER AND BUYER'S AGENTS RESPONSIBLE FOR RESEARCHING AND VERIFYING ACCURATE AND CURRENT INFORMATION REGARDING HOA/CONDO REGULATIONS, RESTRICTIONS, FEES, AMENITIES, APPROVAL PROCESS, AND EVERYTHING RELATED TO HOA AND MANAGEMENT, MEMBERSHIP IF APPLICABLE
Approval process
BUYER AND BUYER'S AGENTS RESPONSIBLE FOR RESEARCHING AND VERIFYING ACCURATE AND CURRENT INFORMATION REGARDING HOA/CONDO REGULATIONS, RESTRICTIONS, FEES, AMENITIES, APPROVAL PROCESS, AND EVERYTHING RELATED TO HOA AND MANAGEMENT, MEMBERSHIP IF APPLICABLE

Exterior & Construction

Exterior features
Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Frame
Roof
Tile
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Fire Hydrant, Sewer Connected, Sprinkler Well, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Dining RoomFirst
Living RoomFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3Second
Bedroom 4Second

Listing Details

Listing date
2026-01-22
On market date
2026-01-22
Original list price
$1,389,000
Occupant type
Vacant
MLS area
34684 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-01-22
Tax legal description
SANCTUARY AT COBB'S LANDING, THE LOT 17

Flood risk

Minimal riskFEMA Zone XPanel 12103C0079H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US19 North and Alderman Road to Cobb's Landing

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 19, 2026 at 8:44 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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