$644,900

3723 109th Street East

Palmetto, FL 34221

Active
4
Beds
3
Baths
2,713
Sq Ft
0.17
Acres
2026
Built
New construction$238/sqft360° tour
🏠Single Family Residence

Property type

🏗️2026

Year built

📐7,300 sqft

Lot size

📊$238

Price / sq ft

🏘️$19/mo

HOA dues

📅1

Day on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Under Construction. Welcoming entryway is embraced by a private guest suite with full bathroom and ample storage space and French doors that enclose the home office. As you enter the kitchen you will see a large island with built-in seating and a corner walk-in pantry. The dining area is embraced by a corner of windows and provides access to the extended backyard covered lanai. The family room boasts a wood mantel fireplace and ample natural light from the sliding glass door overlooking the backyard. The primary bedroom hosts three large windows. Double doors lead into the primary bathroom which features dual vanities, a freestanding tub, glass enclosed shower, and oversized walk-in closet. Upstairs you are greeted by a game room that overlooks the family room below. Two secondary bedrooms with additional storage and a full bathroom complete the second level. The laundry room is located off of the family room. Two-car garage.

Estimated monthly payment

Principal & interest$3,261
Property taxes$288
Home insurance (est.)$296
HOA dues$19

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jan 21, 2026
  2. Listed$644,900
    Jan 21, 2026
  3. Price increased$644,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Mandarin Grove
County
Manatee
Year built
2026
Living area
2,713 sq ft
Price/sq ft
$238
Building area
2,537 sq ft (Builder)
Lot size
7,300 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$3,460 (2025)
Parcel #
612300909
Zoning
RESIDENTIA
MLS #
TB8466963

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Range Hood
Interior features
Ceiling Fans(s), Open Floorplan, Solid Surface Counters, Thermostat
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
North
New construction
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$19 / Monthly
Monthly HOA
$19/mo
Total monthly fees
$38/mo
Total annual fees
$450
HOA name
Michelle Faro
CDD
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please verify with HOA for more information.
Approval process
Please verify with HOA for more information.

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗
MiddleBuffalo Creek MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst14x22
KitchenFirst10x20
Dining RoomFirst12x11
Primary BedroomFirst14x16
DenFirst12x10
Bedroom 2First12x11

Listing Details

Listing date
2026-01-21
On market date
2026-01-21
Original list price
$644,900
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Suncoast Tampa
Status changed
2026-01-21
Tax legal description
MANDARIN GROVE LOT 196_BLOCK 1_SECTION 1

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From downtown Tampa, get on I-275 S across the Sunshine Skyway Bridge. After the bridge take exit 2 for US – 41/US-19 toward Palmetto/Ellenton. Continue on US-41 S for approximately 4 miles, then turn left onto 40th Avenue. Proceed on 40th Avenue, and 37th Avenue East will be on your right. Your destination will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of January 22, 2026 at 6:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA