$574,900

3901 109th Street East

Palmetto, FL 34221

Active
4
Beds
3
Baths
2,566
Sq Ft
0.15
Acres
2026
Built
New construction$224/sqft360° tour
🏠Single Family Residence

Property type

🏗️2026

Year built

📐6,600 sqft

Lot size

📊$224

Price / sq ft

🏘️$15/mo

HOA dues

📅128

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Under Construction. The front porch opens into a welcoming entryway with an extended tray ceiling that embraces the main hallway. A bonus flex room overlooks the front yard right off the front door. A full guest suite with a private bathroom and ample closet space is off the main hallway. The kitchen features an island with built-in seating and walk-in pantry. The dining area flows from the kitchen to the connecting family room which offers plenty of natural light from its sliding glass door that provides access to the backyard covered lanai. The primary bedroom has a wall of windows overlooking the backyard. Double doors lead into the bathroom which hosts dual vanities, a freestanding tub, glass enclosed shower, two walk-in closets and dual access to the laundry room. Two secondary bedrooms with a shared bathroom complete the home along with ample storage space throughout. The drop zone is located off the two-car garage.

Estimated monthly payment

Principal & interest$2,907
Property taxes$288
Home insurance (est.)$263
HOA dues$15

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history128 days on market

  1. Status: Active
    Jan 21, 2026
  2. Listed$624,900
    Jan 21, 2026
  3. Price reduced$574,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
128
Subdivision
Mandarin Grove
County
Manatee
Year built
2026
Living area
2,566 sq ft
Price/sq ft
$224
Building area
3,171 sq ft (Builder)
Lot size
6,600 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$3,460 (2025)
Parcel #
612301309
Zoning
RESIDENTIA
MLS #
TB8466960

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Microwave, Range Hood
Interior features
Ceiling Fans(s), High Ceilings, Solid Surface Counters, Stone Counters, Thermostat
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
South
New construction
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$15 / Monthly
Monthly HOA
$15/mo
Total monthly fees
$30/mo
Total annual fees
$360
HOA name
Michelle Faro
CDD
Yes
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No
Additional lease restrictions
Please verify with HOA for more information.

Exterior & Construction

Exterior features
Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Fiber Optics, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗
MiddleBuffalo Creek MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst20x16
KitchenFirst20x10
Dining RoomFirst20x10
Primary BedroomFirst19x14
DenFirst13x14
Bedroom 2First12x10

Listing Details

Listing date
2026-01-21
On market date
2026-01-21
Original list price
$624,900
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Suncoast Tampa
Status changed
2026-01-21
Tax legal description
MANDARIN GROVE LOT 196_BLOCK 1_SECTION 1

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From downtown Tampa, get on I-275 S across the Sunshine Skyway Bridge. After the bridge take exit 2 for US – 41/US-19 toward Palmetto/Ellenton. Continue on US-41 S for approximately 4 miles, then turn left onto 40th Avenue. Proceed on 40th Avenue, and 37th Avenue East will be on your right. Your destination will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA