$641,900

3720 109th Street East

Palmetto, FL 34221

Active
4
Beds
3
Baths
2,857
Sq Ft
0.17
Acres
2026
Built
New construction$225/sqft
🏠Single Family Residence

Property type

🏗️2026

Year built

📐7,419 sqft

Lot size

📊$225

Price / sq ft

🏘️$15/mo

HOA dues

📅120

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Under Construction. Front porch opens into a two-story entryway that is embraced by French doors that welcome you into the secluded home office. Past the staircase you enter the kitchen space which features an island with built-in seating, a 5-burner gas cooktop, and an oversized walk-in pantry. The dining area connects the space to the family room. Sliding glass doors that overlooks the backyard covered lanai and extended ceilings complete the family room. The primary bedrooms boasts three large windows. Double doors lead into the primary bathroom which features dual vanities, a freestanding tub, glass enclosed shower, and large walk-in closet. A secluded guest suite with a full bathroom is located across the dining area. Upstairs you are greeted by a large game room overlooking the first floor. Two secondary bedrooms and a full bathroom complete the second level. Ample storage space throughout the home along with a conveniently located laundry room off the drop zone. Two-car garage.

Estimated monthly payment

Principal & interest$3,246
Property taxes$294
Home insurance (est.)$294
HOA dues$15

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history120 days on market

  1. Status: Active
    Jan 20, 2026
  2. Listed$649,900
    Jan 20, 2026
  3. Price reduced$641,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
120
Subdivision
Mandarin Grove
County
Manatee
Year built
2026
Living area
2,857 sq ft
Price/sq ft
$225
Building area
2,793 sq ft (Builder)
Lot size
7,419 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$3,528 (2025)
Parcel #
612307309
Zoning
RESIDENTIA
MLS #
TB8466845

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood
Interior features
High Ceilings, Solid Surface Counters, Thermostat
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
South
New construction
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$15 / Monthly
Monthly HOA
$15/mo
Total monthly fees
$30/mo
Total annual fees
$360
HOA name
Michelle Faro
CDD
Yes
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No
Additional lease restrictions
Please verify with HOA for more information.

Exterior & Construction

Exterior features
Hurricane Shutters, Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗
MiddleBuffalo Creek MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst19x17
KitchenFirst10x19
Dining RoomFirst19x17
Primary BedroomFirst16x14
DenFirst13x13
Bedroom 2First11x11

Listing Details

Listing date
2026-01-20
On market date
2026-01-20
Original list price
$649,900
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Suncoast Tampa
Status changed
2026-01-20
Tax legal description
MANDARIN GROVE LOT 196_BLOCK 1_SECTION 1

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From downtown Tampa, get on I-275 S across the Sunshine Skyway Bridge. After the bridge take exit 2 for US – 41/US-19 toward Palmetto/Ellenton. Continue on US-41 S for approximately 4 miles, then turn left onto 40th Avenue. Proceed on 40th Avenue, and 37th Avenue East will be on your right. Your destination will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 20, 2026 at 4:28 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA