406 Orchid Lane, FL

$659,900

406 Orchid Lane

Palm Harbor, FL 34683

Active
2
Beds
1
Bath
1,172
Sq Ft
0.26
Acres
1955
Built
Private pool$563/sqft
🏠Single Family Residence

Property type

🏗️1955

Year built

📐11,208 sqft

Lot size

📊$563

Price / sq ft

🏘️No HOA

HOA dues

📅45

Days on market

🌊AE

Flood zone

About this home

Ozona of Palm Harbor! Located on a very private .26 acre double lot, this solid 1955 bungalow has been completely renovated! Offering concrete block construction, this beauty has 2 bedrooms, 1 bathroom, a large bonus room, carport, a gorgeous pool plus a huge fully fenced in yard! THE GOODS: new A/C 2025, ALL NEW kitchen, ALL NEW bathroom, new LVP flooring throughout, new light fixtures/fans throughout, fresh paint & trim throughout, all new interior doors throughout. Located on a private, dead-end street yet in the heart of it all - this amazing double lot offers so many options! Golf cart friendly Ozona offers multiple marinas, restaurants and shops within steps of this beauty! Plus no HOA/no deed restrictions- bring your boat, RV and all your Florida lifestyle toys! There are no rental restrictions in this highly coveted community -think Air BB! The Pinellas Trail is walkable from the home and you can be to Honeymoon Island/Dunedin Causeway in minutes by bike! Downtown Palm Harbor is minutes away by golf cart/bike or foot and offers many festivals and fun eateries! This amazing location also offers the noted school district of Palm Harbor University High School, Palm Harbor Middle School and Ozona Elementary -all within minutes! The Ozona lifestyle is paradise everyday!!

Estimated monthly payment

Principal & interest$3,337
Property taxes$677
Home insurance (est.)$302

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history45 days on market

  1. Status: Active
    Jan 21, 2026
  2. Listed$659,900
    Jan 21, 2026
  3. Price increased$659,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
45
Subdivision
Kramer F A Sub
County
Pinellas
Year built
1955
Living area
1,172 sq ft
Price/sq ft
$563
Lot size
11,208 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0059H)
Pool
Private pool
Annual taxes
$8,126 (2024)
Parcel #
02-28-15-47214-000-0050
Zoning
R-3
MLS #
TB8466778

Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Luxury Vinyl
Appliances
Dishwasher, Electric Water Heater
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Covered, Driveway, Ground Level
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Awning(s)
Construction materials
Block
Roof
Membrane
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Schools

ElementaryOzona Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Great RoomFirst
Primary BedroomFirst

Listing Details

Listing date
2026-01-21
On market date
2026-01-21
Original list price
$659,900
Occupant type
Owner
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-01-21
Tax legal description
KRAMER, F.A. SUB UNIT 4 LOT 5 & W 1/2 OF LOT 6

Flood risk

High riskFEMA Zone AEPanel 12103C0059H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Alt 19 south, west/right on Tampa Rd, follow Tampa Rd (over Pinellas Trail) all the way to Orange Street. Right on Orange. Follow Orange through all stop signs all the way to dead end at Orchid Lane. Right on Orchid Lane to home on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 7, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA