$394,999
920 Gotthard Pass Drive
Winter Haven, FL 33881
Listing updated: April 25, 2026 at 12:21 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Spacious single-family home featuring 4 bedrooms and 2.5 bathrooms with approximately 3,160 sq ft of living space, offering a functional and flexible floor plan. The main level includes a private office with French doors, ideal for use as a home office or optional fifth bedroom. Generous interior spaces provide comfortable living and well-sized bedrooms throughout. Conveniently located in Winter Haven, with easy access to major roads, shopping, dining, and everyday conveniences. This property offers an excellent opportunity for buyers seeking space, versatility, and a well-established residential setting.
Local Insight
At $149/sqft for a 2021 home in Lake Lucerne Ph 5, you're getting solid new construction value, but the 0.16-acre lot is tight—typical of this subdivision's density—so factor in that you're buying neighborhood amenities and HOA access ($92/mo) rather than privacy or land. The real appeal here is Winter Haven's Chain of Lakes lifestyle at 60–70% less than comparable Orange County waterfront, which works great for retirees or remote workers, but be clear-eyed that Polk schools lag Orange/Seminole districts and you're 50+ miles from any Disney-area job. The X flood zone is a genuine plus, and the 2021 build date means you're skipping older maintenance issues, but verify what lake access or amenities this phase actually includes before treating it as a lakefront property.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history88 days on market
- Status: ActiveJan 27, 2026
- Listed$399,000Jan 27, 2026
- Price reduced$394,999
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 88
- Subdivision
- Lake Lucerne Ph 5
- County
- Polk
- Year built
- 2021
- Living area
- 2,654 sq ft
- Price/sq ft
- $149
- Building area
- 3,160 sq ft (Public Records)
- Lot size
- 6,752 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0358G)
- Garage
- 2 spaces
- Annual taxes
- $5,532 (2025)
- Parcel #
- 26-28-02-522104-000210
- MLS #
- S5142092
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- No
HOA & Financial
- HOA fee
- $92
- Total monthly fees
- $8/mo
- Total annual fees
- $92
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Co-op
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyers agent and buyers must speak to the HOA for all rental rules
Exterior & Construction
- Exterior features
- Private Yard, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Concrete Perimeter
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Available, Public, Sewer Available, Sprinkler Meter, Water Available
Community
- Pets allowed
- No
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Primary Bedroom | Second | |
| Primary Bathroom | Second | |
| Kitchen | First | |
| Living Room | First | |
| Bedroom 1 | Second | |
| Bathroom 1 | Second | |
| Dining Room | First | |
| Laundry | Second |
Listing Details
- Listing date
- 2026-01-17
- On market date
- 2026-01-27
- Original list price
- $399,000
- Occupant type
- Owner
- MLS area
- 33881 - Winter Haven / Florence Villa
- Listing AOR
- Osceola
- Status changed
- 2026-01-27
- Tax legal description
- LAKE LUCERNE PHASE 5 PB 180 PGS 35-40 LOT 21
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-27, head east on Dundee Road (State Road 542). Continue for approximately 3.5 miles, then turn right onto Overlook Drive. Proceed straight and turn right onto Gotthard Pass Drive. The property will be located on the left-hand side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 25, 2026 at 12:21 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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