920 Gotthard Pass Drive, FL
Stellar MLS

$394,999

920 Gotthard Pass Drive

Winter Haven, FL 33881

Listing updated: April 25, 2026 at 12:21 PM ET

Active
4
Beds
3
Baths
2,654
Sq Ft
0.16
Acres
2021
Built
$149/sqft360° tour
Single Family Residence

Property type

2021

Year built

6,752 sqft

Lot size

$149

Price / sq ft

$92/mo

HOA dues

88

Days on market

2

Garage spaces

X

Flood zone

About this home

Spacious single-family home featuring 4 bedrooms and 2.5 bathrooms with approximately 3,160 sq ft of living space, offering a functional and flexible floor plan. The main level includes a private office with French doors, ideal for use as a home office or optional fifth bedroom. Generous interior spaces provide comfortable living and well-sized bedrooms throughout. Conveniently located in Winter Haven, with easy access to major roads, shopping, dining, and everyday conveniences. This property offers an excellent opportunity for buyers seeking space, versatility, and a well-established residential setting.

Local Insight

At $149/sqft for a 2021 home in Lake Lucerne Ph 5, you're getting solid new construction value, but the 0.16-acre lot is tight—typical of this subdivision's density—so factor in that you're buying neighborhood amenities and HOA access ($92/mo) rather than privacy or land. The real appeal here is Winter Haven's Chain of Lakes lifestyle at 60–70% less than comparable Orange County waterfront, which works great for retirees or remote workers, but be clear-eyed that Polk schools lag Orange/Seminole districts and you're 50+ miles from any Disney-area job. The X flood zone is a genuine plus, and the 2021 build date means you're skipping older maintenance issues, but verify what lake access or amenities this phase actually includes before treating it as a lakefront property.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,997
Property taxes$461
Home insurance (est.)$181
HOA dues$92

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history88 days on market

  1. Status: Active
    Jan 27, 2026
  2. Listed$399,000
    Jan 27, 2026
  3. Price reduced$394,999

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
88
Subdivision
Lake Lucerne Ph 5
County
Polk
Year built
2021
Living area
2,654 sq ft
Price/sq ft
$149
Building area
3,160 sq ft (Public Records)
Lot size
6,752 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0358G)
Garage
2 spaces
Annual taxes
$5,532 (2025)
Parcel #
26-28-02-522104-000210
MLS #
S5142092

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No

HOA & Financial

HOA fee
$92
Total monthly fees
$8/mo
Total annual fees
$92
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA
Ownership
Co-op
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyers agent and buyers must speak to the HOA for all rental rules

Exterior & Construction

Exterior features
Private Yard, Sliding Doors
Construction materials
Block
Roof
Shingle
Foundation
Concrete Perimeter
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Available, Public, Sewer Available, Sprinkler Meter, Water Available

Community

Pets allowed
No

Schools

ElementaryLake Alfred ElemGreatSchools ↗
MiddleBoone MiddleGreatSchools ↗
High SchoolHaines City Senior HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Primary BedroomSecond
Primary BathroomSecond
KitchenFirst
Living RoomFirst
Bedroom 1Second
Bathroom 1Second
Dining RoomFirst
LaundrySecond

Listing Details

Listing date
2026-01-17
On market date
2026-01-27
Original list price
$399,000
Occupant type
Owner
MLS area
33881 - Winter Haven / Florence Villa
Listing AOR
Osceola
Status changed
2026-01-27
Tax legal description
LAKE LUCERNE PHASE 5 PB 180 PGS 35-40 LOT 21

Flood risk

Minimal riskFEMA Zone XPanel 12105C0358G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-27, head east on Dundee Road (State Road 542). Continue for approximately 3.5 miles, then turn right onto Overlook Drive. Proceed straight and turn right onto Gotthard Pass Drive. The property will be located on the left-hand side.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 25, 2026 at 12:21 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA