32103 Rusty Creek Trail, FL

$1,299,900

32103 Rusty Creek Trail

Dade City, FL 33525

Active
4
Beds
5
Baths
2,042
Sq Ft
5.01
Acres
2023
Built
In-law suiteFireplace5.01 acres$637/sqft
Single Family Residence

Property type

2023

Year built

218,235 sqft

Lot size

$637

Price / sq ft

No HOA

HOA dues

133

Days on market

2

Garage spaces

X

Flood zone

About this home

Built in 2023, this thoughtfully designed 3-bedroom, 2.5-bath residence sitting on 5 acres blends modern farmhouse style with exceptional construction quality and timeless finishes. Wrapped in durable Hardy Board siding and built with 2×6 framing, the home is topped with a premium 26-gauge standing-seam metal roof featuring no exposed fasteners, a high-temperature fully adhered underlayment, spray foam insulation beneath the roof, and R-19 insulation in the walls—delivering superior efficiency, durability, and peace of mind.Inside, the home is filled with natural light from PGT high-impact insulated windows and anchored by floating engineered hardwood floors throughout. All doors are 8-foot knotty alder, adding warmth, scale, and architectural presence to every room.The heart of the home is the beautifully appointed kitchen, showcasing custom knotty alder wood cabinetry, KitchenAid stainless steel appliances, a striking custom copper-stamped farmhouse sink, and a coordinating custom copper hood vent. The oversized island and open layout flow seamlessly into the dining and living areas—ideal for both everyday living and entertaining.The living room showcases vaulted ceilings, rich wood trim, and a sleek modern fireplace—creating a space that feels both inviting and refined. Sliding glass doors open to an expansive covered porch, ideal for entertaining, grilling, or simply unwinding. The primary suite is a true retreat, offering generous space, serene views, and thoughtful design throughout. Floating engineered hardwood flooring continues into the bedroom, complemented by warm wood trim, crown molding, and recessed lighting and a modern ceiling fan adds architectural interest, while large windows invite in natural light and peaceful outdoor views.The spa-inspired primary en-suite is nothing short of stunning. Anchored by a freestanding soaking tub with a matte black floor-mounted filler, the bath is finished with full-height porcelain wall tiles that create a dramatic, resort-level feel. The oversized walk-in shower features dual shower heads, multiple body sprays, and a handheld wand, along with a built-in niche and pebble stone flooring for both texture and comfort.A custom vanity with a stone countertop, designer lighting, and rich wood accents provides ample storage and style, while the cohesive blend of natural materials and modern fixtures delivers a luxurious yet calming atmosphere. This primary suite was designed for relaxation, privacy, and everyday indulgence—offering a true owner’s sanctuary.The property is fully fenced, offering privacy, security, and flexibility for a variety of uses. Adding to the appeal is a charming she-shed featuring a welcoming front porch, PGT insulated windows, a mini-split A/C system, and a private bathroom—ideal for a home office, studio, gym, or guest retreat. A 30-amp RV hookup provides added convenience for travelers or visitors.The impressive 50×40 barn offers exceptional versatility and comfort, equipped with PGT insulated windows, three mini-split A/C units, a full kitchen, and a half bath with washer and dryer hookups. The barn also includes a 50-amp RV hookup, making it perfect for extended stays, hobbies, entertaining, or multi-use living and workspace needs.

Estimated monthly payment

Principal & interest$6,573
Property taxes$679
Home insurance (est.)$596

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history133 days on market

  1. Status: Active
    Jan 20, 2026
  2. Listed$1,399,900
    Jan 20, 2026
  3. Price reduced$1,299,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
133
Subdivision
Rusty Crk
County
Pasco
Year built
2023
Living area
2,042 sq ft
Price/sq ft
$637
Building area
3,154 sq ft (Public Records)
Lot size
218,235 sq ft
Lot category
5 to less than 10
Flood zone
X
Garage
2 spaces
Annual taxes
$8,148 (2025)
Parcel #
35-24-20-0040-00000-0020
Zoning
AR
MLS #
TB8466438

Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
2
Flooring
Hardwood
Appliances
Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Microwave, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Garage

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Lighting, RV Hookup, Sliding Doors
Construction materials
Concrete, HardiPlank Type, Stone
Roof
Metal
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Living RoomFirst17x20
Dining RoomFirst11x14
KitchenFirst12x29
Primary BedroomFirst15x15
Primary BathroomFirst14x10
Bedroom 2First12x12
Bedroom 3First12x12
Bathroom 2First9x5

Listing Details

Listing date
2026-01-19
On market date
2026-01-20
Original list price
$1,399,900
Occupant type
Owner
MLS area
33525 - Dade City/Richland
Listing AOR
Suncoast Tampa
Status changed
2026-01-20
Tax legal description
RUSTY CREEK PB 66 PGS 7-10 LOT 2 OR 9686 PG 3897

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I-75 to exit #285 go east to Left on Pasco Rd to Left on Scharber Rd property on Right in the Rusty Creek community.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 11:45 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA