$5,950,000

12106 Gulf Drive

Anna Maria, FL 34216

Active
4
Beds
6
Baths
3,469
Sq Ft
0.25
Acres
2005
Built
WaterfrontWater accessPrivate poolFireplace$1,715/sqft360° tour
🏠Single Family Residence

Property type

🏗️2005

Year built

📐10,677 sqft

Lot size

📊$1,715

Price / sq ft

🏘️No HOA

HOA dues

📅91

Days on market

🚗2

Garage spaces

🌊VE

Flood zone

About this home

Unobstructed Gulf views define this true Gulf-front home on one of the most desirable stretches of Anna Maria Island. With nothing between the property and the shoreline, the balcony captures nearly three-quarters of a mile of uninterrupted beach frontage—an exceptionally rare vantage point created by the natural contour of the island to the north. Very few homes on AMI offer a view corridor this wide or this direct. Built in 2005 by Whitehead Construction, a respected builder in Manatee County, the home is well constructed and offers a layout well-suited for an immediate move-in or a next chapter renovation. The 4-bedroom, 5.5-bath design includes two Gulf-facing decks: one off the main living area and a private third-floor terrace exclusive to the primary suite. The location is one of the island’s best. Positioned at Coconut and Gulf, the home benefits from quieter traffic patterns while still offering walkable access to Pine Avenue’s coffee shops, restaurants, and boutiques. Sunset views are a nightly event, and beach access is just steps from the door. Additional features include a private pool, space for a covered outdoor kitchen, and a two-car garage with room for a golf cart and beach gear. At the time of construction, finishes were in the top tier for the island, and the home is now ready for a thoughtful update to match its premier location. Opportunities like 12106 Gulf are limited on Anna Maria Island. True Gulf-front ownership, a wide and unobstructed view corridor, and a location that delivers both privacy and walkability make this property stand out. Savvy buyers seeking the best views on the island will recognize the significance of this address.

Estimated monthly payment

Principal & interest$30,086
Property taxes$5,265
Home insurance (est.)$2,727

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history91 days on market

  1. Status: Active
    Jan 30, 2026
  2. Listed$6,995,000
    Jan 30, 2026
  3. Price reduced$5,950,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
91
Subdivision
Anna Maria Beach First Add
County
Manatee
Year built
2005
Living area
3,469 sq ft
Price/sq ft
$1,715
Building area
5,152 sq ft (Public Records)
Lot size
10,677 sq ft
Lot category
1/4 to less than 1/2
Flood zone
VE (12081C0138F)
Garage
2 spaces
Pool
Private pool
Annual taxes
$63,179 (2024)
Parcel #
7035400109
Zoning
R2
MLS #
A4679008

Interior Details

Bedrooms
4
Full bathrooms
5
Half bathrooms
1
Flooring
Carpet, Tile, Wood
Appliances
Bar Fridge, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
Interior features
Accessibility Features, Ceiling Fans(s), Central Vaccum, Crown Molding, Eat-in Kitchen, Elevator, High Ceilings, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Wet Bar, Window Treatments
Laundry
Laundry Room, Upper Level
Stories / Levels
Three Or More
Direction faces
Northeast
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1-7 Days
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Subject property zoned R1, which allows for Short-Term Rentals.

Exterior & Construction

Exterior features
Balcony, Outdoor Shower, Private Entrance, Private Yard, Shade Shutter(s), Sliding Doors
Construction materials
Block, Stucco
Roof
Tile
Foundation
Pillar/Post/Pier
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Electricity Connected, Fire Hydrant, Propane, Public, Sewer Connected, Sprinkler Meter, Water Connected

Schools

ElementaryAnna Maria ElementaryGreatSchools ↗
MiddleMartha B. King MiddleGreatSchools ↗
High SchoolAManatee HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Balcony/Porch/LanaiThird10x8
KitchenSecond15x20
Living RoomSecond18x18
Balcony/Porch/LanaiSecond23x11
OfficeSecond12x12
Bedroom 4Second14x13
Bedroom 2Third14x13
Bathroom 2Third8x5
Utility RoomThird10x7
Primary BedroomThird23x17
Primary BathroomThird14x11
Bedroom 3Third12x11
Bathroom 3Third15x5
Bathroom 4Second8x10

Listing Details

Listing date
2026-01-30
On market date
2026-01-30
Original list price
$6,995,000
Occupant type
Vacant
MLS area
34216 - Anna Maria
Listing AOR
Sarasota - Manatee
Status changed
2026-01-30
Tax legal description
LOTS 6,7,8,9 PART SUBM BLK 37 ANNA MARIA BEACH SUB, FIRST ADDITION, LESS: THE MOST WLY 55 FT OF LOTS 6, 7, 8 & 9 BLK 37 LYING ELY OF THE GULF OF MEXICO BEING DESC AS FOLLOWS: BEG AT THE INT OF THE SLY R/W/L OF GULF DR & THE ELY R/W/L OF COCONUT AVE; TH S 54 DEG 00 MIN 00 SEC E ALG THE SLY R/W/L OF GULF DR A DIST OF 55 FT; TH S 36 DEG 19 MIN 30 SEC W PARALLEL

Flood risk

High riskFEMA Zone VEPanel 12081C0138F

Coastal high-hazard area (Zone V) with wave action. In a FEMA Special Flood Hazard Area — flood insurance is generally required by lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

As you arrive on Anna Maria Island heading west on Manatee Avenue, turn right onto Gulf Drive and continue north through Holmes Beach and into the City of Anna Maria. Stay on Gulf Drive and proceed straight through the stop sign at Pine Avenue. Continue north for a short distance; 12106 Gulf Drive will be on your left on the Gulf side, located at the corner of Coconut Avenue and Gulf Drive.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 1, 2026 at 10:07 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA