$5,950,000
12106 Gulf Drive
Anna Maria, FL 34216
Listing updated: May 1, 2026 at 10:07 AM ET
Listing courtesy of Reel Coastal Properties, Llc · William Worth · MLS #A4679008 · Active · 941-265-3247Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Unobstructed Gulf views define this true Gulf-front home on one of the most desirable stretches of Anna Maria Island. With nothing between the property and the shoreline, the balcony captures nearly three-quarters of a mile of uninterrupted beach frontage—an exceptionally rare vantage point created by the natural contour of the island to the north. Very few homes on AMI offer a view corridor this wide or this direct. Built in 2005 by Whitehead Construction, a respected builder in Manatee County, the home is well constructed and offers a layout well-suited for an immediate move-in or a next chapter renovation. The 4-bedroom, 5.5-bath design includes two Gulf-facing decks: one off the main living area and a private third-floor terrace exclusive to the primary suite. The location is one of the island’s best. Positioned at Coconut and Gulf, the home benefits from quieter traffic patterns while still offering walkable access to Pine Avenue’s coffee shops, restaurants, and boutiques. Sunset views are a nightly event, and beach access is just steps from the door. Additional features include a private pool, space for a covered outdoor kitchen, and a two-car garage with room for a golf cart and beach gear. At the time of construction, finishes were in the top tier for the island, and the home is now ready for a thoughtful update to match its premier location. Opportunities like 12106 Gulf are limited on Anna Maria Island. True Gulf-front ownership, a wide and unobstructed view corridor, and a location that delivers both privacy and walkability make this property stand out. Savvy buyers seeking the best views on the island will recognize the significance of this address.
Local Insight
At $5.95M on a quarter-acre lot in a VE flood zone, you're paying a significant premium for direct waterfront access and the pool—meaning flood insurance will be expensive and mandatory, so factor that into your true carrying costs before committing. The $1,715/sqft price is steep even for Anna Maria waterfront, so you'll want to verify what recent comparables actually sold for and whether the 2005 construction quality justifies the cost given potential storm exposure. This property works as a lifestyle buy if you're committed to the island and willing to absorb climate risk, but it's worth having a detailed environmental and structural inspection before proceeding.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history91 days on market
- Status: ActiveJan 30, 2026
- Listed$6,995,000Jan 30, 2026
- Price reduced$5,950,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 91
- Subdivision
- Anna Maria Beach First Add
- County
- Manatee
- Year built
- 2005
- Living area
- 3,469 sq ft
- Price/sq ft
- $1,715
- Building area
- 5,152 sq ft (Public Records)
- Lot size
- 10,677 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- VE (12081C0138F)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $63,179 (2024)
- Parcel #
- 7035400109
- Zoning
- R2
- MLS #
- A4679008
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 5
- Half bathrooms
- 1
- Flooring
- Carpet, Tile, Wood
- Appliances
- Bar Fridge, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
- Interior features
- Accessibility Features, Ceiling Fans(s), Central Vaccum, Crown Molding, Eat-in Kitchen, Elevator, High Ceilings, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Wet Bar, Window Treatments
- Laundry
- Laundry Room, Upper Level
- Stories / Levels
- Three Or More
- Direction faces
- Northeast
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1-7 Days
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Subject property zoned R1, which allows for Short-Term Rentals.
Exterior & Construction
- Exterior features
- Balcony, Outdoor Shower, Private Entrance, Private Yard, Shade Shutter(s), Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Pillar/Post/Pier
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Fire Hydrant, Propane, Public, Sewer Connected, Sprinkler Meter, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Balcony/Porch/Lanai | Third | 10x8 |
| Kitchen | Second | 15x20 |
| Living Room | Second | 18x18 |
| Balcony/Porch/Lanai | Second | 23x11 |
| Office | Second | 12x12 |
| Bedroom 4 | Second | 14x13 |
| Bedroom 2 | Third | 14x13 |
| Bathroom 2 | Third | 8x5 |
| Utility Room | Third | 10x7 |
| Primary Bedroom | Third | 23x17 |
| Primary Bathroom | Third | 14x11 |
| Bedroom 3 | Third | 12x11 |
| Bathroom 3 | Third | 15x5 |
| Bathroom 4 | Second | 8x10 |
Listing Details
- Listing date
- 2026-01-30
- On market date
- 2026-01-30
- Original list price
- $6,995,000
- Occupant type
- Vacant
- MLS area
- 34216 - Anna Maria
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-01-30
- Tax legal description
- LOTS 6,7,8,9 PART SUBM BLK 37 ANNA MARIA BEACH SUB, FIRST ADDITION, LESS: THE MOST WLY 55 FT OF LOTS 6, 7, 8 & 9 BLK 37 LYING ELY OF THE GULF OF MEXICO BEING DESC AS FOLLOWS: BEG AT THE INT OF THE SLY R/W/L OF GULF DR & THE ELY R/W/L OF COCONUT AVE; TH S 54 DEG 00 MIN 00 SEC E ALG THE SLY R/W/L OF GULF DR A DIST OF 55 FT; TH S 36 DEG 19 MIN 30 SEC W PARALLEL
Flood risk
Coastal high-hazard area (Zone V) with wave action. In a FEMA Special Flood Hazard Area — flood insurance is generally required by lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
As you arrive on Anna Maria Island heading west on Manatee Avenue, turn right onto Gulf Drive and continue north through Holmes Beach and into the City of Anna Maria. Stay on Gulf Drive and proceed straight through the stop sign at Pine Avenue. Continue north for a short distance; 12106 Gulf Drive will be on your left on the Gulf side, located at the corner of Coconut Avenue and Gulf Drive.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 1, 2026 at 10:07 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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