$259,900
2053 Villa Terrace
Clearwater, FL 33763
Listing updated: June 22, 2026 at 1:10 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
INCREDIBLE OPPORTUNITY on a TRUE 3/2 villa in a centrally located neighborhood in the heart of Clearwater! Enjoy a spacious screened patio at the entrance—perfect for relaxing outdoors with a cocktail. Inside, the home features a fantastic floor plan with a large great room, vaulted ceilings, and a bonus room in the back that would make a great sunroom with a wall of windows and a closet. This rare 3-bedroom villa has a split-plan layout, including a traditional master suite with a private bathroom and walk-in closet. On the other side are two full bedrooms sharing a second bathroom. There’s also a dining area plus an eat-in kitchen with a breakfast bar. Hurricane shutters are installed on the windows. The home is clean and in good condition but could use updates, reflected in the price. Includes a designated covered parking spot and a guest spot right in front of the unit. Sold “as is” with the right to inspect. HOA covers cable, internet, trash, exterior maintenance, and access to the community pool tucked away in the corner of the neighborhood with a beautiful lake view, fishing dock, and deck. Make this property your own!
Local Insight
At $159/sqft, you're getting a solid price point for the Tampa Bay market, though the 1984 construction means you should budget for potential updates to mechanicals and systems. The 55+ community restriction limits your buyer pool significantly, which could affect resale, but the location in a gated subdivision with X flood zone designation and that modest $299 HOA fee is genuinely attractive for retirees or empty-nesters looking for low-maintenance living. The tight 0.06-acre lot is typical for villas, so don't expect yard space, but the floor plan appears efficient for a couple or single occupant.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history150 days on market
- Status: ActiveJan 24, 2026
- Listed$325,000Jan 23, 2026
- Price reduced$259,900
Facts & features
- Property type
- Residential
- Sub type
- Villa
- Status
- Active
- Days on market
- 150
- Subdivision
- Villas Of Lake Arbor
- County
- Pinellas
- Year built
- 1984
- Living area
- 1,636 sq ft
- Price/sq ft
- $159
- Lot size
- 2,461 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0126G)
- Annual taxes
- $881 (2024)
- Parcel #
- 06-29-16-94151-000-0020
- Zoning
- RPD-7.5
- MLS #
- TB8465533
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Closet
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
HOA & Financial
- HOA fee
- $299 / Monthly
- Monthly HOA
- $299/mo
- Total monthly fees
- $299/mo
- Total annual fees
- $3,588
- HOA name
- RESOURCE PROPERTY MANAGEMENT
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- CHECK WITH HOA ON CURRENT LEASE RESTRICTIONS
- Approval process
- CHECK WITH HOA
Exterior & Construction
- Exterior features
- Hurricane Shutters
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Sewer Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Balcony/Porch/Lanai | First | 17x7 |
| Great Room | First | 18x17 |
| Primary Bedroom | First | 14x13 |
| Bedroom 2 | First | 12x9 |
| Bedroom 3 | First | 12x10 |
| Kitchen | First | 20x10 |
| Den | First | 25x9 |
Listing Details
- Listing date
- 2026-01-23
- On market date
- 2026-01-23
- Original list price
- $325,000
- Occupant type
- Vacant
- MLS area
- 33763 - Clearwater
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-01-24
- Tax legal description
- VILLAS OF LAKE ARBOR UNIT 1, THE LOT 2
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
BELCHER RD SOUTH OF 580 AND NORTH OF SUNSET POINTE RD./WEST INTO COMPLEX AND THEN IMMEDIATE RIGHT ON VILLA TERRACE
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 22, 2026 at 1:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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