2053 Villa Terrace, FL2053 Villa Terrace, FL2053 Villa Terrace, FL
Stellar MLS
1 / 39

$259,900

2053 Villa Terrace

Clearwater, FL 33763

Listing updated: June 22, 2026 at 1:10 PM ET

Active
Stellar MLSListing courtesy of Re/Max Realtec Group Inc · Shay Adelman · MLS #TB8465533 · Active · 727-789-5555
3
Beds
2
Baths
1,636
Sq Ft
0.06
Acres
1984
Built
55+ community$159/sqft360° tour
Villa

Property type

1984

Year built

2,461 sqft

Lot size

$159

Price / sq ft

$299/mo

HOA dues

150

Days on market

X

Flood zone

About this home

INCREDIBLE OPPORTUNITY on a TRUE 3/2 villa in a centrally located neighborhood in the heart of Clearwater! Enjoy a spacious screened patio at the entrance—perfect for relaxing outdoors with a cocktail. Inside, the home features a fantastic floor plan with a large great room, vaulted ceilings, and a bonus room in the back that would make a great sunroom with a wall of windows and a closet. This rare 3-bedroom villa has a split-plan layout, including a traditional master suite with a private bathroom and walk-in closet. On the other side are two full bedrooms sharing a second bathroom. There’s also a dining area plus an eat-in kitchen with a breakfast bar. Hurricane shutters are installed on the windows. The home is clean and in good condition but could use updates, reflected in the price. Includes a designated covered parking spot and a guest spot right in front of the unit. Sold “as is” with the right to inspect. HOA covers cable, internet, trash, exterior maintenance, and access to the community pool tucked away in the corner of the neighborhood with a beautiful lake view, fishing dock, and deck. Make this property your own!

Local Insight

At $159/sqft, you're getting a solid price point for the Tampa Bay market, though the 1984 construction means you should budget for potential updates to mechanicals and systems. The 55+ community restriction limits your buyer pool significantly, which could affect resale, but the location in a gated subdivision with X flood zone designation and that modest $299 HOA fee is genuinely attractive for retirees or empty-nesters looking for low-maintenance living. The tight 0.06-acre lot is typical for villas, so don't expect yard space, but the floor plan appears efficient for a couple or single occupant.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,314
Property taxes$73
Home insurance (est.)$119
HOA dues$299

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history150 days on market

  1. Status: Active
    Jan 24, 2026
  2. Listed$325,000
    Jan 23, 2026
  3. Price reduced$259,900

Facts & features

Property type
Residential
Sub type
Villa
Status
Active
Days on market
150
Subdivision
Villas Of Lake Arbor
County
Pinellas
Year built
1984
Living area
1,636 sq ft
Price/sq ft
$159
Lot size
2,461 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0126G)
Annual taxes
$881 (2024)
Parcel #
06-29-16-94151-000-0020
Zoning
RPD-7.5
MLS #
TB8465533

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Laundry Closet
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

HOA & Financial

HOA fee
$299 / Monthly
Monthly HOA
$299/mo
Total monthly fees
$299/mo
Total annual fees
$3,588
HOA name
RESOURCE PROPERTY MANAGEMENT
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
CHECK WITH HOA ON CURRENT LEASE RESTRICTIONS
Approval process
CHECK WITH HOA

Exterior & Construction

Exterior features
Hurricane Shutters
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Sewer Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Balcony/Porch/LanaiFirst17x7
Great RoomFirst18x17
Primary BedroomFirst14x13
Bedroom 2First12x9
Bedroom 3First12x10
KitchenFirst20x10
DenFirst25x9

Listing Details

Listing date
2026-01-23
On market date
2026-01-23
Original list price
$325,000
Occupant type
Vacant
MLS area
33763 - Clearwater
Listing AOR
Suncoast Tampa
Status changed
2026-01-24
Tax legal description
VILLAS OF LAKE ARBOR UNIT 1, THE LOT 2

Flood risk

Minimal riskFEMA Zone XPanel 12103C0126G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

BELCHER RD SOUTH OF 580 AND NORTH OF SUNSET POINTE RD./WEST INTO COMPLEX AND THEN IMMEDIATE RIGHT ON VILLA TERRACE

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 22, 2026 at 1:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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