$149,900
17965 102nd Terrace
Summerfield, FL 34491
Listing updated: June 12, 2026 at 6:25 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. Virtually Staged. Located within a private, gated 55+ golf community in Summerfield, this 2-bedroom, 2-bath bank-owned home offers an affordable entry into a gated golf community lifestyle. With a functional floor plan and both indoor and outdoor living spaces, this home provides a solid foundation for buyers ready to refresh and personalize a Florida retreat of their own. Whether you're searching for a seasonal getaway, snowbird escape, or full-time residence, this property offers great potential at an approachable price point. Residents enjoy community amenities including golf, clubhouse, swimming pool, and recreational activities, all designed for active adult living. Conveniently located near shopping, dining, medical facilities, and with easy access to The Villages, Ocala, and Belleview. Sold as-is. All information is deemed reliable but not guaranteed. Buyers are encouraged to complete all inspections and due diligence. Proof of funds or lender pre-approval required with all offers. Seller addenda will apply. *****Multiple offers received. Highest & Best due by 05/06/2026 at 11:59 PM MT*****
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history120 days on market
- Status: PendingMay 22, 2026
- Listed$164,900Jan 15, 2026
- Price reduced$149,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 120
- Subdivision
- Spruce Creek South 04
- County
- Marion
- Year built
- 1991
- Living area
- 1,296 sq ft
- Price/sq ft
- $116
- Building area
- 2,006 sq ft (Public Records)
- Lot size
- 12,197 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12083C0905D)
- Garage
- 2 spaces
- Annual taxes
- $3,613 (2025)
- Parcel #
- 6004-009-001
- Zoning
- R1
- MLS #
- G5106829
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- None
- Interior features
- Split Bedroom, Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $180 / Monthly
- Monthly HOA
- $180/mo
- Total monthly fees
- $180/mo
- Total annual fees
- $2,160
- HOA name
- Spruce Creek South Operations/Jeanette Morgan
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See Community Covenants and Restrictions
- Approval process
- Application must be submitted and required application fee paid.
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- Electricity Available
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 20.3x13.3 |
| Primary Bedroom | First | 13.11x14 |
| Kitchen | First | 9.7x13.3 |
| Dining Room | First | 10.11x9.7 |
| Bedroom 2 | First | 11.11x14.7 |
| Florida Room | First | 14.5x9.8 |
| Utility Room | First | 9.1x5.9 |
Listing Details
- Listing date
- 2026-01-14
- On market date
- 2026-01-15
- Original list price
- $164,900
- Occupant type
- Vacant
- Special conditions
- Real Estate Owned
- MLS area
- 34491 - Summerfield
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-22
- Tax legal description
- SEC 35 TWP 17 RGE 23 PLAT BOOK 001 PAGE 179 SPRUCE CREEK SOUTH IV BLK I LOT 1
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Lady Lake/The Villages, US 441/27 North – Turn Left onto 176th Street, Show Guard ID & Business Card. Straight from Gate just over ½ mile, Turn Left onto SE 102nd Terrace. #17965 is on the Corner of SE 102nd Terrace and SE 177th Place.
More homes like this
$195,000
16712 Se 99th Ave
Summerfield, FL 34491
3 bd · 2 ba · 1,344 sqft
Mobile Home Mdws
MLS ID #G5113684
Listing provided by Stellar MLS
$174,900
1222 Zapata Place
Lady Lake, FL 32159
2 bd · 1 ba · 936 sqft
Orange Blossom Gardens
MLS ID #G5112166
Listing provided by Stellar MLS
$227,000
1555 Hillcrest Dr
The Villages, FL 32159
2 bd · 2 ba · 936 sqft
Lady Lake Orange Blossom Gardens Unit 10
MLS ID #G5112996
Listing provided by Stellar MLS
$220,000
717 Tangerine Dr
Lady Lake, FL 32159
2 bd · 2 ba · 1,332 sqft
Lady Lake Orange Blossom Gardens Unit 12
MLS ID #G5110661
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 12, 2026 at 6:25 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA