$967,000
20952 60th Terrace
Live Oak, FL 32060
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Set on 20 private acres, this 3,210 sq ft two-story home has 5 bedrooms, 3.5 bathrooms, and an extra flex room, so there’s a ton of space to work with depending on what you need. The wraparound porch and brick plus Hardie board exterior give it that classic look, but it’s also built to last. The primary suite is downstairs, and it has two walk-in closets and a spacious bathroom with separate vanities, a walk-in shower with built-in shelving, and a clawfoot tub under a chandelier. There’s also a glass block wall that brings in natural light without giving up privacy. Right off the bathroom is a flex room that’has endless possibilities like a a craft space, additional closet or nursery, but it did used to have an indoor hot tub and still has a Rinnai temperature control hooked up to an exterior tankless water heater (buyer should verify future use). Throughout the home, there are tons of arched and picture windows, along with crown molding, chandeliers, ceiling fans, and a double-sided gas fireplace that connects the living room and kitchen. The kitchen has granite countertops, stainless steel appliances, a deep farmhouse sink, glass-front upper cabinets, a coffee bar, and a pantry. The dining area sits just off the kitchen and includes built-in shelving. Behind a pocket door, there’s a utility room with the washer and dryer, extra storage, and access to a bathroom. The first bedroom off the hallway has its own bathroom that can also be accessed from the hall, which works well for guests. Two more bedrooms both have walk-in closets and share a Jack-and-Jill bathroom with double sinks, while the shower and toilet are separated. The fourth bedroom has a built-in window bench with storage and another large walk-in closet. Upstairs, there’s an open catwalk with black iron rod railing that overlooks the main living space on the first floor. It leads past a small library nook with built-in book shelf to the fifth bedroom, which is oversized with vaulted ceilings, arched windows, a private toilet area, and extra attic access. Other features include 3 AC units, a central vacuum system with new hoses, built-in dog or kid doors, easy attic access, blown-in insulation, and a whole-home generator. Outside, you’ve got a private pool, multiple sheds, and a four-bay garage with roll-up doors. One of the biggest highlights is the 100x50 insulated workshop with three HVAC units. About half is still set up as an open garage with a 12-foot RV door, and the other half has already been framed and wired for a two-story living or office space, just waiting to be finished out (buyer to verify use). Overall, it’s a really versatile property with a mix of privacy, space, and potential, whether you want room to spread out, run a business, or customize it over time.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history11 days on market
- Status: ActiveApr 20, 2026
- Listed$967,000Apr 20, 2026
- Price increased$967,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 11
- Subdivision
- Not In Subdivision
- County
- Suwannee
- Year built
- 1997
- Living area
- 3,270 sq ft
- Price/sq ft
- $296
- Building area
- 4,195 sq ft (Public Records)
- Lot size
- 871,200 sq ft
- Lot category
- 20 to less than 50
- Flood zone
- X (12121C0108B)
- Garage
- 6 spaces
- Pool
- Private pool
- Annual taxes
- $4,954 (2025)
- Parcel #
- 02-02S-11E-10961-002000
- Zoning
- IMP AG
- MLS #
- GC536628
Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Softener
- Interior features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Central Vaccum, High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric, Heat Pump, Propane
- Cooling
- Central Air
Parking
- Garage spaces
- 6
- Attached garage
- No
- Parking features
- Bath In Garage, Golf Cart Garage, Oversized, RV Garage, RV Access/Parking, Workshop in Garage
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- French Doors, Private Entrance, Private Yard, Rain Gutters, RV Hookup, Shade Shutter(s)
- Construction materials
- Brick, HardiPlank Type
- Roof
- Metal, Shingle
- Foundation
- Brick/Mortar
- Pool
- Private pool
- Road surface
- Dirt, Limerock
Utilities
- Sewer
- Septic Tank
- Water source
- Private, Well
- Utilities
- Electricity Connected, Propane, Sprinkler Well, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Living Room | First | 22x23 |
| Kitchen | First | 12x13 |
| Workshop | First | 100x50 |
| Workshop | First | 50x30 |
Listing Details
- Listing date
- 2026-03-04
- On market date
- 2026-04-20
- Original list price
- $967,000
- Occupant type
- Owner
- MLS area
- 32060 - Live Oak
- Listing AOR
- Orlando Regional
- Status changed
- 2026-04-20
- Tax legal description
- LEG 20.00 ACRES S1/2 OF SE1/4 OF SE1/4 ORB 2162 P 134-35 WD YR 2020 (CHARLES S NOLES DECEASED PER STATE RECORDS 02/10/22) ORB 2368 P 111-12 WD ENHANCED LED YR 2023 REMAINDER PERSONS: ARON APERAUCH & SARAH ANN APERAUCH & ALEXANDER APERAUCH & CRAIG SCOTT NOLES & STEVEN MICHAEL NOLES
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-10 get off on US 90W. Left on River rd and another left on 60th terr. copntinue strait till you hit 209th rd and make a right. The home will be at the end of the road on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 1, 2026 at 1:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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