20952 60th Terrace, FL

$967,000

20952 60th Terrace

Live Oak, FL 32060

Active
5
Beds
4
Baths
3,270
Sq Ft
20
Acres
1997
Built
Private poolFireplace6-car garage20 acres$296/sqft360° tour
Single Family Residence

Property type

1997

Year built

871,200 sqft

Lot size

$296

Price / sq ft

No HOA

HOA dues

11

Days on market

6

Garage spaces

X

Flood zone

About this home

Set on 20 private acres, this 3,210 sq ft two-story home has 5 bedrooms, 3.5 bathrooms, and an extra flex room, so there’s a ton of space to work with depending on what you need. The wraparound porch and brick plus Hardie board exterior give it that classic look, but it’s also built to last. The primary suite is downstairs, and it has two walk-in closets and a spacious bathroom with separate vanities, a walk-in shower with built-in shelving, and a clawfoot tub under a chandelier. There’s also a glass block wall that brings in natural light without giving up privacy. Right off the bathroom is a flex room that’has endless possibilities like a a craft space, additional closet or nursery, but it did used to have an indoor hot tub and still has a Rinnai temperature control hooked up to an exterior tankless water heater (buyer should verify future use). Throughout the home, there are tons of arched and picture windows, along with crown molding, chandeliers, ceiling fans, and a double-sided gas fireplace that connects the living room and kitchen. The kitchen has granite countertops, stainless steel appliances, a deep farmhouse sink, glass-front upper cabinets, a coffee bar, and a pantry. The dining area sits just off the kitchen and includes built-in shelving. Behind a pocket door, there’s a utility room with the washer and dryer, extra storage, and access to a bathroom. The first bedroom off the hallway has its own bathroom that can also be accessed from the hall, which works well for guests. Two more bedrooms both have walk-in closets and share a Jack-and-Jill bathroom with double sinks, while the shower and toilet are separated. The fourth bedroom has a built-in window bench with storage and another large walk-in closet. Upstairs, there’s an open catwalk with black iron rod railing that overlooks the main living space on the first floor. It leads past a small library nook with built-in book shelf to the fifth bedroom, which is oversized with vaulted ceilings, arched windows, a private toilet area, and extra attic access. Other features include 3 AC units, a central vacuum system with new hoses, built-in dog or kid doors, easy attic access, blown-in insulation, and a whole-home generator. Outside, you’ve got a private pool, multiple sheds, and a four-bay garage with roll-up doors. One of the biggest highlights is the 100x50 insulated workshop with three HVAC units. About half is still set up as an open garage with a 12-foot RV door, and the other half has already been framed and wired for a two-story living or office space, just waiting to be finished out (buyer to verify use). Overall, it’s a really versatile property with a mix of privacy, space, and potential, whether you want room to spread out, run a business, or customize it over time.

Estimated monthly payment

Principal & interest$4,890
Property taxes$413
Home insurance (est.)$443

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history11 days on market

  1. Status: Active
    Apr 20, 2026
  2. Listed$967,000
    Apr 20, 2026
  3. Price increased$967,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
11
Subdivision
Not In Subdivision
County
Suwannee
Year built
1997
Living area
3,270 sq ft
Price/sq ft
$296
Building area
4,195 sq ft (Public Records)
Lot size
871,200 sq ft
Lot category
20 to less than 50
Flood zone
X (12121C0108B)
Garage
6 spaces
Pool
Private pool
Annual taxes
$4,954 (2025)
Parcel #
02-02S-11E-10961-002000
Zoning
IMP AG
MLS #
GC536628

Interior Details

Bedrooms
5
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Softener
Interior features
Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Central Vaccum, High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Electric, Heat Pump, Propane
Cooling
Central Air

Parking

Garage spaces
6
Attached garage
No
Parking features
Bath In Garage, Golf Cart Garage, Oversized, RV Garage, RV Access/Parking, Workshop in Garage
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Private Entrance, Private Yard, Rain Gutters, RV Hookup, Shade Shutter(s)
Construction materials
Brick, HardiPlank Type
Roof
Metal, Shingle
Foundation
Brick/Mortar
Pool
Private pool
Road surface
Dirt, Limerock

Utilities

Sewer
Septic Tank
Water source
Private, Well
Utilities
Electricity Connected, Propane, Sprinkler Well, Water Connected

Schools

ElementaryBranford Elementary SchoolGreatSchools ↗
MiddleSuwannee Middle SchoolGreatSchools ↗
High SchoolSuwannee High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst
Living RoomFirst22x23
KitchenFirst12x13
WorkshopFirst100x50
WorkshopFirst50x30

Listing Details

Listing date
2026-03-04
On market date
2026-04-20
Original list price
$967,000
Occupant type
Owner
MLS area
32060 - Live Oak
Listing AOR
Orlando Regional
Status changed
2026-04-20
Tax legal description
LEG 20.00 ACRES S1/2 OF SE1/4 OF SE1/4 ORB 2162 P 134-35 WD YR 2020 (CHARLES S NOLES DECEASED PER STATE RECORDS 02/10/22) ORB 2368 P 111-12 WD ENHANCED LED YR 2023 REMAINDER PERSONS: ARON APERAUCH & SARAH ANN APERAUCH & ALEXANDER APERAUCH & CRAIG SCOTT NOLES & STEVEN MICHAEL NOLES

Flood risk

Minimal riskFEMA Zone XPanel 12121C0108B

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-10 get off on US 90W. Left on River rd and another left on 60th terr. copntinue strait till you hit 209th rd and make a right. The home will be at the end of the road on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 1, 2026 at 1:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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