2621 Cove Cay Drive, FL
Stellar MLS

$204,000

2621 Cove Cay Drive

Clearwater, FL 33760

Active
2
Beds
2
Baths
1,050
Sq Ft
0
Acres
1974
Built
Water viewPrivate pool$194/sqft360° tour
Condominium

Property type

1974

Year built

1 sqft

Lot size

$194

Price / sq ft

$796/mo

HOA dues

139

Days on market

ae

Flood zone

About this home

Own this exceptional, fully remodeled 2-bedroom, 2-bathroom condo in the highly desirable Cove Cay Golf Community on the shores of Tampa Bay. Unit #703 offers relaxing water views in a pet-friendly, amenity-rich community. Enjoy a spacious living room, a modern kitchen with quartz countertops, wooden cabinets, and backsplash, and completely renovated bathrooms. The primary suite features a walk in closet and an ensuite with water views, complemented by vinyl plank flooring throughout and ample storage. Recent updates include a NEW Roof and fresh interior paint, ready for you to move in and make it your own. Experience resort-style living with a Clubhouse, Pool, Hot Tub, Sauna, Fitness Center, Library, Shuffleboard, and Gated Security along with access to the Golf Course, Marina, Restaurant, and Dockside Grill. Seize the opportunity to make this breathtaking condo your forever home.

Local Insight

This 1974 condo is priced aggressively for Clearwater waterfront, but that AE flood zone means you'll be dealing with mandatory flood insurance costs that could run $1,500+ annually on top of that nearly $800 HOA—factor that into your true monthly payment before getting drawn in by the water view and pool. The $194/sqft is legitimately below market for anything with water access here, which tells you the flood risk and age are real trade-offs buyers are pricing in, so get a thorough inspection and flood insurance quote before committing.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,032
Property taxes$78
Home insurance (est.)$94
HOA dues$796

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history139 days on market

  1. Status: Active
    Apr 23, 2026
  2. Listed$264,600
    Jan 15, 2026
  3. Price reduced$204,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
139
Subdivision
Cove Cay 26-21 Village Ii
County
Pinellas
Year built
1974
Living area
1,050 sq ft
Price/sq ft
$194
Lot size
1 sq ft
Lot category
Non-Applicable
Flood zone
ae
Pool
Private pool
Annual taxes
$932 (2024)
Parcel #
29-29-16-18715-000-0703
MLS #
TB8464317

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Tile, Vinyl
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Dry Bar, Open Floorplan, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$796 / Monthly
Monthly HOA
$796/mo
Total monthly fees
$796/mo
Total annual fees
$9,552
HOA name
Lori Pollock
CDD
No
Min lease term
No Rent
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Only 15% of the total condominium units in Village II may be rented at any one time. Please reference attached Rules and Regulations for additional restrictions
Approval process
Application form and $150/$300 check. Please reference attached Rules and Regulations for additional approval process requirements

Exterior & Construction

Exterior features
Playground, Private Mailbox, Sauna, Sidewalk
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Water Available

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Bathroom 1First
KitchenFirst
Living RoomFirst
Dining RoomFirst
Primary BathroomFirst
Primary BedroomFirst

Listing Details

Listing date
2026-01-15
On market date
2026-01-15
Original list price
$264,600
Occupant type
Vacant
MLS area
33760 - Clearwater
Listing AOR
Suncoast Tampa
Status changed
2026-04-23
Tax legal description
COVE CAY TWENTY-SIX 21 VILLAGE II CONDO APT 703

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

us19 and right on cove cay

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 10:46 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA