4220 Bull Street, FL4220 Bull Street, FL4220 Bull Street, FL
Stellar MLS
1 / 29

$610,000

4220 Bull Street

St Cloud, FL 34772

Listing updated: July 20, 2026 at 7:50 PM ET

Active
Stellar MLSListing courtesy of Lpt Realty, Llc · Edwin Lopez · MLS #S5141487 · Active · 877-366-2213
4
Beds
3
Baths
3,165
Sq Ft
0.19
Acres
2021
Built
Water view3-car garage$193/sqft360° tour
Single Family Residence

Property type

2021

Year built

8,276 sqft

Lot size

$193

Price / sq ft

$60/mo

HOA dues

188

Days on market

3

Garage spaces

X

Flood zone

About this home

Virtually Staged. Beautiful 4 bedroom, 2.5 bathrooms home with a dedicated office, offering spacious open-concept layout and serene lake views. The kitchen flows seamless into the main living room and dinning area creating an ideal space for both everyday living and entertainment. Spacious "family room' in the second floor. Large windows bring abundant natural light and showcase the water view from the main living areas. The private office is perfect for remote work, study or a flex space. Enjoy access to the community pool and amenities while living in a peaceful, well maintained neighborhood. Conveniently located near shopping, dinning, major roadways, local schools and hospitals. A wonderful opportunity to enjoy comfort, functionality and beautiful surroundings in St. Cloud, Fl.

Estimated monthly payment

Principal & interest$3,084
Property taxes$677
Home insurance (est.)$280
HOA dues$60

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history188 days on market

  1. Status: Active
    Jun 13, 2026
  2. Listed$650,000
    Jan 12, 2026
  3. Price reduced$610,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
188
Subdivision
Old Hickory Ph 1 & 2
County
Osceola
Year built
2021
Living area
3,165 sq ft
Price/sq ft
$193
Building area
3,800 sq ft (Public Records)
Lot size
8,276 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
3 spaces
Annual taxes
$8,127 (2025)
Parcel #
13-26-30-0117-0001-1940
Zoning
R2
MLS #
S5141487

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator
Interior features
Open Floorplan, Stone Counters, Thermostat
Laundry
Laundry Room, Upper Level
Stories / Levels
Two
Direction faces
Northeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$60 / Monthly
Monthly HOA
$60/mo
Total monthly fees
$60/mo
Total annual fees
$720
HOA name
Leland Management
CDD
No
Homestead exemption
Yes
Min lease term
No Rent
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
No
Lease restrictions
No

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Concrete, Stucco, Vinyl Siding
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Fiber Optics, Public, Sewer Connected, Water Available, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryLakeview Elem (K 5)GreatSchools ↗
MiddleSt. Cloud Middle (6-8)GreatSchools ↗
High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond
Primary BathroomSecond
Bathroom 3First
OfficeFirst
LaundrySecond
Bathroom 2Second
Family RoomSecond
Bedroom 4Second
Bedroom 3Second
Bedroom 2Second
Dining RoomFirst
Living RoomFirst
KitchenFirst

Listing Details

Listing date
2026-01-10
On market date
2026-01-12
Original list price
$650,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2026-06-13
Tax legal description
OLD HICKORY PH 1 & 2 PB 29 PGS 13-24 LOT 194

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Coming from Highway 192 driving towards Saint Cloud downtown, turn right onto Michigan Ave. turn left on Jones Rd. turn left onto Bull St. property will on your left. From Narcossee Rd. drive towards St. Cloud turn left onto Jones Rd. and turn right onto Bull St. property will be on your left. From US 192, head east into St. Cloud, turn right onto Old Canoe Creek Rd. turn left onto Nolte Rd. continue eastbound until Hickory Grove Rd. and make left onto Bull St. property will be on your right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 20, 2026 at 7:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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