10577 Umber Terrace, FL10577 Umber Terrace, FL10577 Umber Terrace, FL
Stellar MLS
1 / 17

$279,900

10577 Umber Terrace

Citrus Springs, FL 34434

Listing updated: June 18, 2026 at 2:04 PM ET

Pending
Stellar MLSListing courtesy of La Rosa Realty Central Florida Llc · Ricardo De Castro Carvalho · MLS #O6372790 · Pending · 407-861-8009
4
Beds
3
Baths
1,771
Sq Ft
0.26
Acres
2025
Built
New construction$158/sqft
Single Family Residence

Property type

2025

Year built

11,248 sqft

Lot size

$158

Price / sq ft

No HOA

HOA dues

124

Days on market

2

Garage spaces

X

Flood zone

About this home

BRAND-NEW 4-bedroom, 3-bath home in Citrus Springs offering more space and functionality than most homes in this price range. Situated on a generous 0.26-acre lot, this home features an open-concept layout with 9’4” ceilings, creating a bright and spacious living environment. The kitchen is designed for both everyday living and entertainment, complete with a central island, ample cabinetry, and stainless-steel appliances. The primary suite provides a comfortable retreat, featuring a freestanding tub, separate tiled shower, and a well-designed layout for privacy. A key advantage of this property is the 3 full bathrooms, offering flexibility for families, guests, or home office needs with NO HOA nor CDD. Additional highlights include a brick-paver driveway, covered lanai, gutters, underground power, and modern interior finishes. It is conveniently located near shopping, dining, and natural attractions. Move-in ready and competitively priced — schedule your private showing today.

Estimated monthly payment

Principal & interest$1,415
Property taxes$24
Home insurance (est.)$128

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history124 days on market

  1. Status: Pending
    May 15, 2026
  2. Listed$283,500
    Jan 10, 2026
  3. Price reduced$279,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
124
Cumulative DOM
276
Subdivision
Citrus Spgs Unit 27
County
Citrus
Year built
2025
Living area
1,771 sq ft
Price/sq ft
$158
Building area
2,349 sq ft (Builder)
Lot size
11,248 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12017C0089D)
Garage
2 spaces
Annual taxes
$290 (2025)
Parcel #
18E-17S-10-0270-13820-0090
Zoning
PDR
MLS #
O6372790

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Ceramic Tile, Vinyl
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
High Ceilings, Open Floorplan
Laundry
Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West
New construction
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Garden, Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Connected, Public, Water Connected

Schools

ElementaryCentral Ridge Elementary SchoolGreatSchools ↗
MiddleCitrus Springs Middle SchoolGreatSchools ↗
High SchoolACitrus High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst
Living RoomFirst
KitchenFirst
Bedroom 2First
Bathroom 2First
Bedroom 3First
Bathroom 3First
Bedroom 4First
LaundryFirst

Listing Details

Listing date
2026-01-10
On market date
2026-01-10
Original list price
$283,500
Occupant type
Vacant
MLS area
34434 - Dunnellon/Citrus Springs
Listing AOR
Orlando Regional
Home warranty
Yes
Status changed
2026-05-15
Tax legal description
CITRUS SPRINGS UNIT 27 PB 9 PG 54-70 LOT 9 BLK 1382.

Flood risk

Minimal riskFEMA Zone XPanel 12017C0089D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Start in Citrus Springs, Head west on W Citrus Springs Blvd, Turn right (north) onto N Elkcam Blvd, Turn left onto W G.Martinelli Blvd ,Turn right onto N Umber Terrace, Follow it until you reach 10577 N Umber Terrace.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 18, 2026 at 2:04 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA