$279,900
10577 Umber Terrace
Citrus Springs, FL 34434
Listing updated: June 18, 2026 at 2:04 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
BRAND-NEW 4-bedroom, 3-bath home in Citrus Springs offering more space and functionality than most homes in this price range. Situated on a generous 0.26-acre lot, this home features an open-concept layout with 9’4” ceilings, creating a bright and spacious living environment. The kitchen is designed for both everyday living and entertainment, complete with a central island, ample cabinetry, and stainless-steel appliances. The primary suite provides a comfortable retreat, featuring a freestanding tub, separate tiled shower, and a well-designed layout for privacy. A key advantage of this property is the 3 full bathrooms, offering flexibility for families, guests, or home office needs with NO HOA nor CDD. Additional highlights include a brick-paver driveway, covered lanai, gutters, underground power, and modern interior finishes. It is conveniently located near shopping, dining, and natural attractions. Move-in ready and competitively priced — schedule your private showing today.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history124 days on market
- Status: PendingMay 15, 2026
- Listed$283,500Jan 10, 2026
- Price reduced$279,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 124
- Cumulative DOM
- 276
- Subdivision
- Citrus Spgs Unit 27
- County
- Citrus
- Year built
- 2025
- Living area
- 1,771 sq ft
- Price/sq ft
- $158
- Building area
- 2,349 sq ft (Builder)
- Lot size
- 11,248 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12017C0089D)
- Garage
- 2 spaces
- Annual taxes
- $290 (2025)
- Parcel #
- 18E-17S-10-0270-13820-0090
- Zoning
- PDR
- MLS #
- O6372790
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Ceramic Tile, Vinyl
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- High Ceilings, Open Floorplan
- Laundry
- Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
- New construction
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- No
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Garden, Rain Gutters, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Electricity Connected, Public, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Living Room | First | |
| Kitchen | First | |
| Bedroom 2 | First | |
| Bathroom 2 | First | |
| Bedroom 3 | First | |
| Bathroom 3 | First | |
| Bedroom 4 | First | |
| Laundry | First |
Listing Details
- Listing date
- 2026-01-10
- On market date
- 2026-01-10
- Original list price
- $283,500
- Occupant type
- Vacant
- MLS area
- 34434 - Dunnellon/Citrus Springs
- Listing AOR
- Orlando Regional
- Home warranty
- Yes
- Status changed
- 2026-05-15
- Tax legal description
- CITRUS SPRINGS UNIT 27 PB 9 PG 54-70 LOT 9 BLK 1382.
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Start in Citrus Springs, Head west on W Citrus Springs Blvd, Turn right (north) onto N Elkcam Blvd, Turn left onto W G.Martinelli Blvd ,Turn right onto N Umber Terrace, Follow it until you reach 10577 N Umber Terrace.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 18, 2026 at 2:04 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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