$2,996,374
1401 45th Avenue
St Petersburg, FL 33703
Listing updated: May 29, 2026 at 11:13 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under Construction. Tucked away on a quiet cul-de-sac in the coveted Waterway Estates neighborhood, this beautifully designed pre-construction waterfront residence delivers modern coastal luxury with prime boating access. Featuring 4 bedrooms, 4.5 bathrooms, and a thoughtfully crafted open-concept layout, this home is designed to capture peaceful water views while providing exceptional space for everyday living and entertaining. Built with quality you can feel, the residence will showcase a concrete seawall, premium Bosch appliance package, stone countertops, and custom solid-wood cabinetry throughout. Elegant, engineered hardwood flooring flows seamlessly across the main living areas, elevating the entire interior with a refined, upscale finish. The spacious floorplan offers generous gathering spaces and a large covered rear porch—perfect for sunset dinners, morning coffee, or unwinding after a day on the water. Each bedroom features its own en-suite bath with beautifully appointed finishes, abundant storage, and smart, livable layouts. There is still time to make design changes and select custom modifications, giving buyers a rare opportunity to tailor finishes and details to their personal style before construction is complete. Located in the heart of Northeast St. Petersburg, this quiet waterfront retreat puts you just minutes from vibrant downtown St. Pete, award-winning waterfront parks, boat ramps, top-rated schools, local restaurants, coffee shops, and the energetic 4th Street corridor. Quick access to Tampa, the beaches, and all things Florida lifestyle makes this one of the most desirable addresses on the West Coast of Florida. If you’ve been waiting to build your dream home on great boating water in a premier neighborhood—congratulations, your patience and timing could not be better.
Local Insight
At $758/sqft for brand-new construction with direct waterfront access in St. Petersburg, you're paying a premium that's justified by the location and finishes, but the AE flood zone means mandatory flood insurance will be a real ongoing cost—factor that into your true cost of ownership. The 0.22-acre lot is tight for a nearly $3M property, so you're really buying the water views and new-build quality here, not land, which matters if you ever want significant outdoor space or future expansion. With no HOA but sitting in what's likely a gated community setting, confirm what common amenities and maintenance responsibilities fall on you versus shared costs, since that'll affect your long-term financial picture.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history134 days on market
- Status: ActiveJan 15, 2026
- Listed$2,996,374Jan 15, 2026
- Price increased$2,996,374
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 134
- Subdivision
- Waterway Estates Sec 1
- County
- Pinellas
- Year built
- 2026
- Living area
- 3,953 sq ft
- Price/sq ft
- $758
- Building area
- 7,014 sq ft (Owner)
- Lot size
- 9,749 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0228H)
- Garage
- 4 spaces
- Annual taxes
- $14,494 (2024)
- Parcel #
- 04-31-17-95148-005-0100
- MLS #
- TB8462405
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 4
- Half bathrooms
- 1
- Flooring
- Hardwood
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, L Dining, Living Room/Dining Room Combo, Open Floorplan
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Three Or More
- Direction faces
- North
- Fireplace
- Yes
- New construction
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 4
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, Other
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Available, Sewer Available, Water Available
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 19x13 |
| Kitchen | First | 13x17 |
| Living Room | First | 24x17 |
| Bedroom 2 | First | 19x12 |
| Bedroom 3 | First | 13x17 |
| Bedroom 4 | First | 9x12 |
Listing Details
- Listing date
- 2026-01-15
- On market date
- 2026-01-15
- Original list price
- $2,996,374
- Occupant type
- Vacant
- MLS area
- 33703 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-01-15
- Tax legal description
- WATERWAY ESTATES SEC 1 BLK 5, LOT 10
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Shore Acres Blvd. NE go west on 45th Ave NE to address
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 29, 2026 at 11:13 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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