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$425,000

823 Seminole Sky Drive

Ruskin, FL 33570

Listing updated: July 17, 2026 at 4:18 PM ET

Active

Listing courtesy of Keller Williams Suburban Tampa · Turan Celiker, PA · MLS #TB8461739 · Active · 813-684-9500

Beds

Baths

1,998

Sq Ft

0.19

Acres

2008

Built

◆Water view◆Private pool◆$213/sqft

Single Family Residence

Property type

2008

Year built

8,400 sqft

Lot size

$213

Price / sq ft

$33/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

ATTENTION BUYERS! FOR SALE OR RENT-TO-OWN / LEASE PURCHASE. Welcome to this well-maintained 4-bedroom, 2.5-bath home in the beautiful Bahia Lakes community, offering a functional layout and inviting indoor-outdoor living. Tile flooring runs throughout the main living areas, with carpeted bedrooms and 9 feet ceilings enhancing the open feel of the home. The kitchen features stainless steel appliances, ample cabinet space, and a pantry closet, making it ideal for both everyday living and entertaining. A front-facing flex room provides added versatility for a home office, playroom, or sitting area. The primary suite includes a walk-in closet and a spacious en-suite bath with dual sinks, a garden tub, glass-enclosed shower, and water closet. Three additional bedrooms offer flexibility for family or guests. The laundry room is thoughtfully designed with built-in shelving and a small closet for added storage. The epoxy-finished garage adds durability and a clean, polished look. Enjoy Florida living outdoors with a screened pool and covered lanai, offering shaded space ideal for seating and relaxing while overlooking a large pond view. A convenient half bath located just off the pool area adds extra functionality and comfort for outdoor living and entertaining. Hurricane shutters provide added peace of mind. Major updates include a new roof (2025) and new A/C system (2025). Conveniently located near shopping, dining, schools, and major roadways, this home combines comfort, functionality, and a desirable setting. Lender does not require flood insurance.

Estimated monthly payment

Principal & interest$2,149

Property taxes$777

Home insurance (est.)$195

HOA dues$33

Down payment

20%

$85,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history59 days on market

Status: Active
Jul 17, 2026
Listed$449,000
Feb 3, 2026
Price reduced$425,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 59
Subdivision: Bahia Lakes Ph 2
County: Hillsborough
Year built: 2008
Living area: 1,998 sq ft
Price/sq ft: $213
Building area: 2,608 sq ft (Public Records)
Lot size: 8,400 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE
Garage: 2 spaces
Pool: Private pool
Annual taxes: $9,319 (2024)
Parcel #: U-06-32-19-94O-000000-00187.0
Zoning: PD
MLS #: TB8461739

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Half bathrooms: 1
Flooring: Tile
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features: Open Floorplan, Walk-In Closet(s)
Laundry: Laundry Room
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $99 / Quarterly
Monthly HOA: $33/mo
Total monthly fees: $33/mo
Total annual fees: $396
HOA name: Bahia Lakes HOA / Tamra Marley
CDD: Yes
Min lease term: 1-2 Years
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Sidewalk
Construction materials: Block
Roof: Shingle
Foundation: Slab
Pool: Private pool
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Public

Community

Pets allowed: Yes

Schools

ElementaryApollo Beach-HBGreatSchools ↗

MiddleShields-HBGreatSchools ↗

High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	20x15
Kitchen	First	14x10
Primary Bedroom	First	15x14
Bedroom 2	First	14x10
Bedroom 3	First	11x10
Bedroom 4	First	11x10
Office	First	12x10
Laundry	First	7x5

Listing Details

Listing date: 2026-01-06
On market date: 2026-02-03
Original list price: $449,000
Occupant type: Owner
MLS area: 33570 - Ruskin/Apollo Beach
Listing AOR: Suncoast Tampa
Status changed: 2026-07-17
Tax legal description: BAHIA LAKES PHASE 2 LOT 187

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Coming from I-75 S: Take Exit 246 for Big Bend Rd, turn left onto Big Bend Rd and continue east. Turn right onto US-41 S, then turn left onto Seminole Sky Dr; 823 Seminole Sky Dr will be on the right.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 17, 2026 at 4:18 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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