1235 Highland Avenue, FL

$113,500

1235 Highland Avenue

Clearwater, FL 33756

Active
2
Beds
1
Bath
972
Sq Ft
0
Acres
1969
Built
55+ community$117/sqft360° tour
🏠Condominium

Property type

🏗️1969

Year built

📊$117

Price / sq ft

🏘️$587/mo

HOA dues

📅139

Days on market

🌊X

Flood zone

About this home

Seller is offering owner financing, presenting a rare opportunity for flexible purchase terms in this beautifully maintained, FULLY furnished 2-bedroom, 1-bath condominium located in the desirable Kalmia 55+ Community in Clearwater. This move-in ready second-floor unit offers comfort, convenience, and exceptional value just minutes from beaches, shopping, dining, airports, and medical facilities. Enjoy affordable Florida living in a bright and inviting open-concept layout designed for comfortable everyday living and entertaining. The updated kitchen features granite countertops, shaker-style cabinetry, pantry storage, and a convenient eat-in area. Spacious living and dining areas are filled with natural light, while both generously sized bedrooms include walk-in closets and excellent storage. Major updates have already been completed, including A/C (2026), roof (2025), windows (2020), and electrical system (2024), providing peace of mind and low-maintenance ownership for years to come. Additional conveniences include assigned covered parking, elevator access, private storage, and a fully furnished interior allowing for an easy move-in experience. Residents of Kalmia enjoy resort-style amenities including a heated pool, clubhouse, shuffleboard courts, community laundry facilities, and beautifully maintained grounds. The monthly HOA fee includes cable, internet, water, sewer, trash, exterior maintenance, insurance, and full access to community amenities, offering strong overall value. Whether you’re searching for a seasonal retreat or affordable year-round Florida living, this turnkey Clearwater condo is a great opportunity in a highly convenient location.

Estimated monthly payment

Principal & interest$574
Property taxes$52
Home insurance (est.)$52
HOA dues$587

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history139 days on market

  1. Status: Active
    Jan 8, 2026
  2. Listed$125,000
    Jan 8, 2026
  3. Price reduced$113,500

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
139
Subdivision
Kalmia Condo
County
Pinellas
Year built
1969
Living area
972 sq ft
Price/sq ft
$117
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
X (12103C0109J)
Annual taxes
$621 (2024)
Parcel #
23-29-15-45065-000-2070
MLS #
TB8461427

Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Ceramic Tile, Laminate
Appliances
Dishwasher, Disposal, Range, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Common Area
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned, Covered, Guest
Carport
Yes

HOA & Financial

HOA fee
$587 / Monthly
Monthly HOA
$587/mo
Total monthly fees
$587/mo
Total annual fees
$7,044
HOA name
Resource Property Management - Scott Fisher
CDD
No
Homestead exemption
Yes
Min lease term
4 Months
Listing terms
Cash, Conventional, Owner Financing
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please contact the HOA for leasing terms. HOA must approve all tenants, and at least one tenant needs to be 55years old.
Approval process
Please contact HOA for approval process.

Exterior & Construction

Exterior features
Lighting, Outdoor Grill, Sidewalk, Storage
Construction materials
Block, Stucco
Roof
Other, Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst13.9x16.9
KitchenFirst15x8
Primary BedroomFirst10.3x21.3
Bedroom 2First11.1x16.9

Listing Details

Listing date
2026-01-06
On market date
2026-01-08
Original list price
$125,000
Occupant type
Vacant
MLS area
33756 - Clearwater/Belleair
Listing AOR
West Pasco
Status changed
2026-01-08
Tax legal description
KALMIA NO 2 CONDO BLDG NO 2, APT 207

Flood risk

Minimal riskFEMA Zone XPanel 12103C0109J

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading south on US 19, take the Nursery Road and Belleir Road exit, right on Nursery Road, right on Highland Ave, and the community will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 27, 2026 at 8:33 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA