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$399,000

589 Cumorah Hill Street

Fort White, FL 32038

Listing updated: January 7, 2026 at 6:48 AM ET

Active

Listing courtesy of Lake O Real Estate, Llc · Jody Carter · MLS #OK225802 · Active · 863-763-5253

Beds

Baths

1,140

Sq Ft

10.06

Acres

2002

Built

◆10.06 acres◆$350/sqft◆360° tour

Manufactured Home

Property type

2002

Year built

438,214 sqft

Lot size

$350

Price / sq ft

No HOA

HOA dues

Day on market

Flood zone

About this home

~10.06 Private Acres~ with 2 SWMH's on property. #1 is a 2 bed 2 bath fully furnished. Shingle roof. Newer AC. #2 is a 3 Bed 2 Bath, fully furnished! New metal roof. property is completely fenced in with goat wire (Expensive). Septic system on both homes are approx 6 years old. Fire pits, grills. This area is home of Ginnie Springs- tubing rivers/springs- kayaking, canoeing, swim, snorkel, scuba diving in the caves! bicycle trails. Perfect full time living with a second home for family members to live. Currently being used as an Airbnb. Private gated driveway. Ichetucknee Springs State Park, O'Leno State Park, River Rise Preserve State Parks are all close by.

Local Insight

At $399k for a 2002 manufactured home on over 10 acres with no HOA, you're paying primarily for the land in a rural setting—the per-square-foot price is reasonable, but the real question is what you'll do with that acreage and whether you're comfortable with the manufactured home structure and age for that investment. The X flood zone is a major plus for financing and insurance costs, and the location gives you privacy and space, but you should verify utilities (septic, well, propane) and road access carefully since rural Fort White properties can have significant infrastructure limitations that affect resale.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,018

Property taxes$247

Home insurance (est.)$183

Down payment

20%

$79,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

Status: Active
Jan 6, 2026
Listed$399,000
Jan 6, 2026
Price increased$399,000

Facts & features

Property type: Residential
Sub type: Manufactured Home
Status: Active
Days on market: 1
Subdivision: Ft White
County: Columbia
Year built: 2002
Living area: 1,140 sq ft
Price/sq ft: $350
Building area: 2,240 sq ft (Owner)
Lot size: 438,214 sq ft
Lot category: 10 to less than 20
Flood zone: X (12023C0485C)
Annual taxes: $2,960 (2025)
Parcel #: 19-6S-17-09698-015
Zoning: RES
MLS #: OK225802

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Interior Details

Bedrooms: 6
Full bathrooms: 4
Flooring: Carpet, Laminate, Vinyl
Appliances: Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Split Bedroom, Window Treatments
Laundry: Inside
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central
Cooling: Central Air

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Min lease term: No Minimum
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Outdoor Grill, Private Entrance, Private Mailbox, Private Yard, Rain Gutters
Construction materials: Vinyl Siding
Roof: Metal, Shingle
Foundation: Crawlspace
Road surface: Dirt

Utilities

Sewer: Septic Tank
Water source: Private
Utilities: Electricity Connected

Room Details

Room	Level	Dimensions
Living Room	First	12x12
Primary Bedroom	First	12x10
Kitchen	First	12x14

Listing Details

Listing date: 2026-01-03
On market date: 2026-01-06
Original list price: $399,000
Occupant type: Vacant
MLS area: 32038 - Fort White
Listing AOR: Okeechobee
Status changed: 2026-01-06
Tax legal description: E3/4 OF SE1/4 OF NW1/4 EX S 30 FT & EX 20.13 AC QC 1201-2690, WD 1201-2692, WD 1250-1980 DESC AS: COMM NW COR OF SE1/4 OF NW1/4, E 331.09 FT FOR POB, CONT E 661.78 FT, S 1324.72 FT TO S LINE OF SE1/4 OF NW1/4, W 661.88 FT, N 1325.40 FT TO POB. 573-39 5, 648-461, 649-150 THRU 649-168, 836-1921, WD 1191-1493, WD 1195-2788, QC 1201-2684, QC 1201-2686, QC 1201-2688,

Flood risk

Minimal riskFEMA Zone XPanel 12023C0485C

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I 75 take 441- west to Hey 41 about 8 miles to W Fellowship ST- turn Left and go to SW Tustenuggee Ave- turn Right. Go about 1.5 miles to SW Cumorah Hill St and turn Left- property will be on the right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of January 7, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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