DIRECT GULF ACCESS POOL HOME on an oversized 8,600 sq ft lot with 77 FEET OF CONCRETE SEAWALL, just minutes to OPEN WATER. This fully REMODELED 3 BEDROOM + FLEX SPACE, 2 BATH, 2 CAR GARAGE , BLOCK home offers the ideal blend of WATERFRONT LIVING, comfort, and functionality. Designed for boating enthusiasts, the property features a new concrete seawall cap, FLOATING DOCK, DUAL DAVITS WITH BOAT CARRIER, and a WATERSIDE WASH STATION with electric and water. Inside, the home offers a bright OPEN AND SPLIT FLOOR PLAN with LUXURY VINYL PLANK FLOORING throughout and Plantation shutters in the living room and kitchen. The UPDATED KITCHEN includes gray shaker cabinetry, QUARTZ COUNTERTOPS, and stainless steel appliances, flowing seamlessly into the main living area for easy ENTERTAINING. The PRIMARY SUITE is privately situated and features a WALK-IN CLOSET, glass-enclosed shower, and marble-topped vanity. Two guest bedrooms share a beautifully REMODELED BATHROOM with a walk-in shower, glass enclosure, and quartz vanity. An enclosed 480 SQ FT REAR PORCH provides valuable additional living space, ideal for a home office, second living area, or game room, all overlooking the SCREENED-IN POOL WITH PAVERED DECK. The outdoor space continues with a FULLY FENCED YARD, concrete waterside seating area, two storage sheds, and a paved driveway with PARKING FOR 6+ VEHICLES. Major updates include NEW AC (2026), NEW ROOF (2024), IMPACT WINDOWS (2022–2023), WATER HEATER (2023), and two mini-split systems (primary bedroom 2024 and flex space 2025). The SCREENED 2-CAR GARAGE WITH INTERIOR LAUNDRY adds convenience and extra storage. These improvements contribute to LOW HOMEOWNERS INSURANCE, currently estimated at approximately $1,747/YEAR. And there is an FHA loan Assumption at 2.99% on 225K available to qualified buyers . This GULF ACCESS POOL HOME is well suited as a primary residence, vacation property, or waterfront investment, offering a true FLORIDA BOATING LIFESTYLE with direct access to the open Gulf. Hernando Beach is a vibrant waterfront community that offers the best of coastal living--boating, kayaking, paddleboarding, fishing, and more. Just minutes from the world-famous Weeki Wachee Springs, residents also enjoy close proximity to shopping, dining, hospitals, and top-rated schools. The community is golf cart friendly and allows short-term rentals with no HOA, no deed restrictions, making it perfect for full-time residents, part-time snowbirds, or investors. The Suncoast Parkway offers easy commuting to Tampa, Brooksville, and beyond.