$435,000
305 28th Street
St Petersburg, FL 33712
Listing updated: July 1, 2026 at 11:19 AM ET
Listing courtesy of Redfin Corporation · Kevin Mize · MLS #TB8459321 · Active · 617-458-2883Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
**TWO HOMES ON ONE LOT!** Unlock incredible investment potential with this rare 4-bedroom, 2-bathroom cottage-style residence, complete with a fully detached, income-ready 1-bedroom apartment behind. Whether you're looking for a savvy house hack, a multi-generational living setup, or a high-performing short-term rental, this property is designed to deliver immediate value. The two-story primary home exudes character, featuring elegant arched doorways and original built-in shelving that preserve its unique cottage charm. Enjoy peace of mind with extensive updates, including **a brand-new roof (June 2026)**, along with updated plumbing, electrical, and HVAC systems. The flexible floor plan offers two bedrooms and a full bathroom on the main level, with two additional bedrooms and a second full bathroom upstairs. Step outside to discover the detached 1-bedroom apartment—a stylish garage conversion designed for maximum versatility and income potential. This turnkey space features a full independent kitchen, making it ideal for long-term tenants, guests, or premium short-term rental opportunities. This unique property offers the perfect combination of move-in-ready reliability and outstanding income-producing potential. Live in the main home while the detached apartment helps offset your mortgage, or rent both for a dual-income investment. Don't miss this exceptional opportunity—schedule your showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history145 days on market
- Status: ActiveJun 29, 2026
- Listed$530,000Jan 2, 2026
- Price reduced$435,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 145
- Subdivision
- Palmetto Park
- County
- Pinellas
- Year built
- 1942
- Living area
- 2,524 sq ft
- Price/sq ft
- $172
- Building area
- 2,578 sq ft (Public Records)
- Lot size
- 8,599 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Annual taxes
- $8,488 (2024)
- Parcel #
- 23-31-16-65862-005-0011
- MLS #
- TB8459321
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Flooring
- Tile, Vinyl, Wood
- Appliances
- Dishwasher, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Chair Rail, High Ceilings, Open Floorplan, Thermostat
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- South
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central, Electric, Ductless
- Cooling
- Central Air, Wall/Window Unit(s)
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Private Entrance, Private Yard, Sidewalk
- Construction materials
- Frame, Wood Siding
- Roof
- Shingle
- Foundation
- Brick/Mortar, Crawlspace
- Road surface
- Asphalt, Gravel
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-01-02
- On market date
- 2026-01-02
- Original list price
- $530,000
- Occupant type
- Vacant
- MLS area
- 33712 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-29
- Tax legal description
- PALMETTO PARK BLK 5, S 60FT OF LOTS 1 AND 2 & S 60' OF E 1/2 OF LOT 3
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 275 - take exit 19 (22nd St S). Head east on 22nd St S to 31st St S. Turn left on 31st St S to 18th Ave S. Turn Rt on 18th Ave S to 28th St S. Turn Left on 28th St S to the home. You can access the home from the ally just South of the home and there is parking for both the main home and the efficiency in the ally way.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 1, 2026 at 11:19 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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