$2,100,000
45 Seawatch Lake Drive
Boca Grande, FL 33921
Listing updated: March 31, 2026 at 1:44 PM ET
Listing courtesy of Gulf To Bay Sotheby'S Internat · Jeff Moore · MLS #D6145319 · Active · 941-964-0115Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Newly renovated with luxury wide plank hardwood floors throughout, impact windows and doors throughout, composite decking and fresh interior paint. The paver driveway into the gated community of Seawatch that introduces a charming lakefront spacious 3 bedroom, 3 and one-half bath Villa graced by Lake Gasparilla. The solarium entry with a circular staircase comes complete with an open floor living/dining area, wood cathedral ceilings, and a screened lanai with excellent lake views. The kitchen showcases wood cabinets, wainscot backsplash and plenty of counter space. Other features include plantation shutters throughout, turret style guest bedroom with beadboard vaulted ceiling, one car garage, and ample storage. The spacious master suite offers a vaulted ceiling, and open balcony with easterly lake views. Seawatch is a waterfront gated community of 49 residence featuring 4 beach accesses, 2 tennis courts and 2 pools and located between Lake Gasparilla and the Gulf of Mexico.
Local Insight
At $728/sqft for a 1991 waterfront villa, you're paying a premium for location and water access in Seawatch, so you'll want to scrutinize the property condition and any recent updates—older construction in a VE flood zone means insurance costs will be substantial, and that $867 monthly HOA is on top of what will likely be significant flood insurance premiums. The 0.11-acre lot is tight, which limits expansion potential, but if direct water access and the established Boca Grande lifestyle are what you're after, this is where you'd expect to pay these kinds of numbers.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history95 days on market
- Status: ActiveDec 26, 2025
- Listed$2,250,000Dec 26, 2025
- Price reduced$2,100,000
Facts & features
- Property type
- Residential
- Sub type
- Villa
- Status
- Active
- Days on market
- 95
- Subdivision
- Seawatch Boca Grande
- County
- Charlotte
- Year built
- 1991
- Living area
- 2,885 sq ft
- Price/sq ft
- $728
- Building area
- 3,272 sq ft (Public Records)
- Lot size
- 4,747 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- VE
- Garage
- 1 spaces
- Annual taxes
- $22,962 (2025)
- Parcel #
- 422027480008
- Zoning
- RMF5
- MLS #
- D6145319
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Vinyl, Wood
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Tandem, Basement
HOA & Financial
- HOA fee
- $2,600 / Quarterly
- Monthly HOA
- $867/mo
- Total monthly fees
- $899/mo
- Total annual fees
- $10,782
- HOA name
- Grande Property Services
- CDD
- No
- Min lease term
- 1 Month
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Homes may be rented twice per calendar year. Each rental period may not be less than one month (30 days).
Exterior & Construction
- Exterior features
- Balcony, Sliding Doors, Tennis Court(s)
- Construction materials
- Frame
- Roof
- Metal
- Foundation
- Stilt/On Piling
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Brick
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 15x20 |
| Kitchen | First | 8x8 |
| Bedroom 2 | First | 13x11 |
| Bedroom 3 | Second | 13x11 |
| Primary Bedroom | Second | 10x15 |
Listing Details
- Listing date
- 2025-12-26
- On market date
- 2025-12-26
- Original list price
- $2,250,000
- Occupant type
- Owner
- MLS area
- 33921 - Boca Grande (PO BOX)
- Listing AOR
- Englewood
- Status changed
- 2025-12-26
- Tax legal description
- SWA 000 0000 0045 SEAWATCH OF BOCA GRANDE LT 45 1430/2070 2160/1870 2698/1709 3154/1327
Flood risk
Coastal high-hazard area (Zone V) with wave action. In a FEMA Special Flood Hazard Area — flood insurance is generally required by lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Cross toll bridge and drive to Gulf Shores Drive, turn right and entrance to Seawatch Lake Drive is on the left. Gate code is required.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of March 31, 2026 at 1:44 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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