$475,000
420 64th Avenue
St Pete Beach, FL 33706
Listing updated: June 18, 2026 at 9:06 PM ET
Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Under contract-accepting backup offers. Now offered below market value, offered at $475,000. Waterfront living is a lifestyle—and this corner beach residence offers the best views in the building, offering stunning sunrise or full moon vistas with recently reduced HOA fees. Perfectly positioned to capture sweeping, unobstructed panoramic views of the Intracoastal Waterway with nighttime skyline views of downtown St. Petersburg, this 2-bedroom, 2-bath condo delivers exceptional scenery from every room. The spacious great room floor plan is ideal for entertaining or relaxing, with an updated kitchen featuring stainless steel appliances, modern cabinetry, granite countertops, and a breakfast bar opening to the living and dining areas. The living room opens to the private balcony through high-impact sliding glass doors, where dolphin and manatee sightings are a daily occurrence. Hurricane shutters on the balcony offer added protection, and the corner location allows one side to be enclosed for enhanced privacy—an uncommon and highly desirable feature. The split-bedroom layout provides comfort and separation. The primary suite includes a walk-in closet plus an additional custom-built closet. The guest bedroom offers two large closets. Both bedrooms benefit from extra corner windows, abundant natural light, and water views rarely found in interior units. All windows and sliders are high impact. Bathrooms have been updated and feature oversized step-in showers. Three Palms Pointe is a gated waterfront community that has been fully refreshed this year, including updated interiors and an incredible waterside heated pool. Amenities include 24-hour guard service, sauna, fitness center, club room, billiards, shuffleboard, fishing pier, kayak and paddleboard storage, bicycle storage, boat slips (first come), covered parking, additional storage, and complimentary laundry rooms on every floor. Ideally located within walking distance to the beach, shops, restaurants, and Corey Avenue, with easy access to downtown St. Petersburg and the Cross Bay Ferry to Tampa. As a resident of St. Pete Beach, enjoy the added perks of a free beach parking pass and convenient access to free beach transportation.
Local Insight
At $420/sqft, this 1974 waterfront unit is priced competitively for beach access, but the AE flood zone designation means you'll want to verify flood insurance costs—they can add $1,500+ annually and significantly impact true ownership costs alongside that $856 monthly HOA. The per-square-foot price suggests the building's age and condition matter here, so inspect mechanical systems and the structural integrity of a 50-year-old waterfront building carefully, since salt air and storm exposure take their toll. Direct water access is the real draw, but honestly, you're paying for location and proximity rather than a updated home, so this works best if waterfront living itself justifies the trade-off against renovation needs.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history172 days on market
- Status: PendingJun 19, 2026
- Listed$539,000Dec 26, 2025
- Price reduced$475,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Pending
- Days on market
- 172
- Subdivision
- Three Palms Pointe Condo
- County
- Pinellas
- Year built
- 1974
- Living area
- 1,131 sq ft
- Price/sq ft
- $420
- Lot size
- 0 sq ft
- Flood zone
- AE
- Annual taxes
- $2,314 (2024)
- Parcel #
- 31-31-16-90660-002-0903
- MLS #
- TB8458927
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo
- Laundry
- Same Floor As Condo Unit
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Parking features
- Covered
- Carport
- Yes
HOA & Financial
- HOA fee
- $856 / Monthly
- Monthly HOA
- $856/mo
- Total monthly fees
- $856/mo
- Total annual fees
- $10,272
- HOA name
- Janice Corby
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Check with HOA Rules and Regs
- Approval process
- Check with HOA Rules and Regs
Exterior & Construction
- Exterior features
- Awning(s), Sliding Doors, Tennis Court(s)
- Construction materials
- Block, Stucco
- Roof
- Concrete
- Foundation
- Block, Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Available, Sewer Connected, Water Connected
Community
- Pets allowed
- No
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Primary Bedroom | First | |
| Bedroom 1 | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2025-12-26
- On market date
- 2025-12-26
- Original list price
- $539,000
- Occupant type
- Owner
- MLS area
- 33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-19
- Tax legal description
- THREE PALMS POINTE CONDO BLDG B EAST, UNIT 903 TOGETHER WITH USE OF CARPORT 81 & STORAGE UNIT 903
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
275 S to the BEACHES, to Gulf Blvd, turn onto 64th Ave, property on your right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 18, 2026 at 9:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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