$289,000
6432 Rubia Circle
Apollo Beach, FL 33572
Listing updated: June 18, 2026 at 12:14 PM ET
Property type
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
6432 Rubia Circle | Apollo Beach, FL Vacant Land | Gated Waterfront Community | Motivated Seller This is your opportunity to build a custom home from the ground up in one of Apollo Beach’s most desirable gated communities. Located on an oversized homesite in Andalucia, 6432 Rubia Circle offers the space, setting, and flexibility to design a home that fits your lifestyle—not someone else’s. Utilities including water, sewer, and electric are already available at the street, allowing you to move forward with construction quickly and confidently. The seller is motivated and is offering an added incentive by paying HOA dues for one full year after closing, helping offset initial costs as you plan your build. Andalucia is known for its upscale coastal feel and resort-style amenities, including a bayfront community pool, private residents-only jetty, and community marina. While this lot does not include a deeded boat slip, marina slips do become available for lease from time to time, offering future boating flexibility. Compared to other available homesites in the community, this lot is larger and priced aggressively, making it a strong value for buyers looking to build in a premier Apollo Beach location. Whether your vision includes outdoor living space, a pool, or a thoughtfully designed custom floor plan, this lot provides the canvas to bring it to life. Opportunities to build in Andalucia are limited. If you’ve been waiting for the right sign to start planning your custom home, this is it.
Local Insight
At $22 per square foot in an AE flood zone, you're getting a tight price that reflects serious flood risk—this lot will require elevated construction and likely substantial insurance costs, so factor those into your true acquisition cost. The water access is a genuine selling point in this area, but the 0.3-acre size is tight for building anything substantial, and the $332 monthly HOA on raw land is worth verifying covers actual amenities or services rather than just mandatory fees. This works best as a speculative or waterfront-specific play, not as a general value buy.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history174 days on market
- Status: ActiveDec 26, 2025
- Listed$289,000Dec 26, 2025
- Price increased$289,000
Facts & features
- Property type
- Land
- Status
- Active
- Days on market
- 174
- Subdivision
- Flat Island
- County
- Hillsborough
- Price/sq ft
- $22
- Lot size
- 13,000 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12057C0493J)
- Annual taxes
- $2,679 (2024)
- Parcel #
- U-17-31-19-1ST-000002-00005.0
- Zoning
- PD
- MLS #
- TB8458319
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Interior Details
- Direction faces
- East
HOA & Financial
- HOA fee
- $995 / Quarterly
- Monthly HOA
- $332/mo
- Total monthly fees
- $332/mo
- Total annual fees
- $3,980
- HOA name
- Greenacre Properties - Samantha Morfa
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
Exterior & Construction
- Water access
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Sewer Available, Underground Utilities, Water Available
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Listing Details
- Listing date
- 2025-12-26
- On market date
- 2025-12-26
- Original list price
- $289,000
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-12-26
- Tax legal description
- FLAT ISLAND LOT 5 BLOCK 2
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head south down HWY 41 and take a right at Apollo Beach Blvd. Follow Apollo Beach Blvd until the end and take a left on surfside. Show ID at guard shack. Take the first left on Rubia, Follow Rubia to the right until you reach the empty lot on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 18, 2026 at 12:14 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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