6432 Rubia Circle, FL6432 Rubia Circle, FL6432 Rubia Circle, FL
Stellar MLS
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$289,000

6432 Rubia Circle

Apollo Beach, FL 33572

Listing updated: June 18, 2026 at 12:14 PM ET

Active
Stellar MLSListing courtesy of 27north Realty · Shawna Calvert · MLS #TB8458319 · Active · 813-645-4663
0
Baths
0.3
Acres
Water access$22/sqft360° tour
Land

Property type

13,000 sqft

Lot size

$22

Price / sq ft

$332/mo

HOA dues

174

Days on market

AE

Flood zone

About this home

6432 Rubia Circle | Apollo Beach, FL Vacant Land | Gated Waterfront Community | Motivated Seller This is your opportunity to build a custom home from the ground up in one of Apollo Beach’s most desirable gated communities. Located on an oversized homesite in Andalucia, 6432 Rubia Circle offers the space, setting, and flexibility to design a home that fits your lifestyle—not someone else’s. Utilities including water, sewer, and electric are already available at the street, allowing you to move forward with construction quickly and confidently. The seller is motivated and is offering an added incentive by paying HOA dues for one full year after closing, helping offset initial costs as you plan your build. Andalucia is known for its upscale coastal feel and resort-style amenities, including a bayfront community pool, private residents-only jetty, and community marina. While this lot does not include a deeded boat slip, marina slips do become available for lease from time to time, offering future boating flexibility. Compared to other available homesites in the community, this lot is larger and priced aggressively, making it a strong value for buyers looking to build in a premier Apollo Beach location. Whether your vision includes outdoor living space, a pool, or a thoughtfully designed custom floor plan, this lot provides the canvas to bring it to life. Opportunities to build in Andalucia are limited. If you’ve been waiting for the right sign to start planning your custom home, this is it.

Local Insight

This AE flood zone lot is priced aggressively at $22/sqft with water access in Flat Island, but you'll need to factor flood insurance costs into your long-term math—that's a serious monthly expense beyond the $332 HOA that could easily exceed traditional homeowners insurance in this zone. At 0.3 acres, you're looking at tight dimensions for building, so verify setback requirements and whether your intended home design actually fits the footprint before committing. The water access is the real draw here, but confirm what kind of access it actually is and whether deed restrictions or wetland regulations limit how you can use it.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,461
Property taxes$223
Home insurance (est.)$132
HOA dues$332

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history174 days on market

  1. Status: Active
    Dec 26, 2025
  2. Listed$289,000
    Dec 26, 2025
  3. Price increased$289,000

Facts & features

Property type
Land
Status
Active
Days on market
174
Subdivision
Flat Island
County
Hillsborough
Price/sq ft
$22
Lot size
13,000 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12057C0493J)
Annual taxes
$2,679 (2024)
Parcel #
U-17-31-19-1ST-000002-00005.0
Zoning
PD
MLS #
TB8458319

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Interior Details

Direction faces
East

HOA & Financial

HOA fee
$995 / Quarterly
Monthly HOA
$332/mo
Total monthly fees
$332/mo
Total annual fees
$3,980
HOA name
Greenacre Properties - Samantha Morfa
Listing terms
Cash, Conventional
Ownership
Fee Simple

Exterior & Construction

Water access
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Sewer Available, Underground Utilities, Water Available

Community

Pets allowed
Cats OK, Dogs OK, Yes

Listing Details

Listing date
2025-12-26
On market date
2025-12-26
Original list price
$289,000
MLS area
33572 - Apollo Beach / Ruskin
Listing AOR
Suncoast Tampa
Status changed
2025-12-26
Tax legal description
FLAT ISLAND LOT 5 BLOCK 2

Flood risk

High riskFEMA Zone AEPanel 12057C0493J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head south down HWY 41 and take a right at Apollo Beach Blvd. Follow Apollo Beach Blvd until the end and take a left on surfside. Show ID at guard shack. Take the first left on Rubia, Follow Rubia to the right until you reach the empty lot on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 18, 2026 at 12:14 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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