$249,000
2202 Garden Lake Drive
Winter Haven, FL 33884
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Experience resort-style living in the prestigious gated community of Winterset, just minutes from Legoland. This captivating 3-bedroom, 2-bath villa, featuring Mediterranean-inspired architecture, offers the perfect blend of elegance, comfort, and tranquility. Upon arrival, you’re welcomed by a charming covered screened porch accented with a leaded glass entry door, setting the tone for the inviting interior. The thoughtfully designed split-bedroom floor plan includes a spacious great room highlighted by a wood-burning fireplace, a decorative built-in media center, and glass sliders that open to the Florida room—seamlessly blending indoor and outdoor living. Easy-to-maintain solid surface flooring flows throughout the home. The well-appointed kitchen showcases white cabinetry with crown molding, an upgraded stainless steel appliance package including a gas range and beverage cooler. Granite countertops that adorn the expansive breakfast bar and a double-bowl sink with a gooseneck faucet adds both style and functionality. The open-concept layout is ideal for entertaining, with the formal dining room flowing effortlessly into the living area. The primary bedroom suite serves as a luxurious retreat, featuring laminate flooring, a spacious walk-in closet, and a glass slider providing private access to the Florida room. The primary bathroom offers a granite-topped vanity, upgraded brushed nickel fixtures, a comfort-height toilet, and a tub/shower combination with a decorative tile surround. Both guest bedrooms are generously sized and include walk-in closets, providing ample storage. Outdoor living is elevated with an extended Florida room offering peaceful pond views—an ideal space to relax and unwind. Additional Features: Laundry room with washer and dryer, New ceiling fans throughout with remote controls, new water heater, Updated AC system (2021), Epoxy-finished flooring in the Florida room and garage, Exterior carriage lighting, Gutters, Tile roof, One-car garage with garage door opener. The Winterset community offers an exceptional array of amenities, including a lakefront clubhouse, tennis courts, shuffleboard, a heated pool, hot tub, and access to Lake Winterset, part of the renowned Winter Haven Chain of Lakes. HOA fees include exterior maintenance, grounds maintenance, security, and access to community amenities, ensuring truly carefree living. Conveniently located near shopping, dining, medical facilities, and entertainment, this villa provides a lifestyle defined by luxury, comfort, and convenience.
Local Insight
At $173/sqft for a 24-year-old home with water views and lake access in Winter Haven's prime Chain of Lakes system, you're getting genuine waterfront value that'd cost nearly double in Orange County—but the tight 0.09-acre lot and $230 monthly HOA mean you're paying for location and amenities, not land or privacy. The school district trade-off is real if that matters to your family, and the commute to central Florida job centers runs 45+ minutes, so this works best as a lifestyle purchase for retirees, anglers, or remote workers rather than a practical commuter play. Before committing, verify whether that water access is deed-guaranteed or HOA-dependent, since riparian rights can make or break the value proposition on a smaller lot.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history94 days on market
- Status: ActiveDec 26, 2025
- Listed$264,900Dec 26, 2025
- Price reduced$249,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 94
- Cumulative DOM
- 283
- Subdivision
- Richmond Square Sub
- County
- Polk
- Year built
- 2000
- Living area
- 1,442 sq ft
- Price/sq ft
- $173
- Building area
- 1,689 sq ft (Public Records)
- Lot size
- 3,820 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0535H)
- Garage
- 1 spaces
- Annual taxes
- $3,336 (2025)
- Parcel #
- 26-29-12-687516-001010
- MLS #
- P4937345
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $230 / Monthly
- Monthly HOA
- $230/mo
- Total monthly fees
- $230/mo
- Total annual fees
- $2,760
- HOA name
- Stambaugh Inc
- CDD
- No
- Min lease term
- No Rent
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
- Lease restrictions
- Yes
- Additional lease restrictions
- NO RENTALS. Buyer/Buyers Agent to verify Lease Restrictions with HOA at 863-324-5100
Exterior & Construction
- Exterior features
- Lighting, Rain Gutters
- Construction materials
- Block
- Roof
- Tile
- Foundation
- Slab
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | |
| Kitchen | First | 10x9 |
| Dining Room | First | 9x11 |
| Living Room | First | 14x10 |
| Primary Bedroom | First | |
| Primary Bathroom | First | 8x5 |
| Bedroom 2 | First | 13x12 |
| Bathroom 2 | First | 8x5 |
| Bedroom 3 | First | 13x12 |
| Balcony/Porch/Lanai | First | 10x20 |
Listing Details
- Listing date
- 2025-12-26
- On market date
- 2025-12-26
- Original list price
- $264,900
- Occupant type
- Vacant
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- East Polk
- Status changed
- 2025-12-26
- Tax legal description
- RICHMOND SQUARE SUBDIVISION PB 110 PGS 12 & 13 BLK A LOT 1 & THAT PT OF TRACT A DESC AS BEG SE COR LOT 1 S 10.24 FT W 34.85 FT N 109.52 FT TO EDGE OF PAVEMENT E 34.85 FT S 23.28 FT TO NE COR LOT 1 W 28.85 FT TO NW COR LOT 1 S 76 FT TO SW COR LOT 1 E 28.85 FT TO POB
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Hwy 27, West onto Cypress Gardens Blvd, South onto Waterview Way (See Gate Guard Access details in Showing Time) Once passed Gate, Continue on Waterview Way. East onto Shoreline Lane, South onto Richmond Drive, East onto Garden Lake Drive. Home is located on South Side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of March 30, 2026 at 3:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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