1020 85th Avenue, FL1020 85th Avenue, FL1020 85th Avenue, FL
Stellar MLS
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$149,500

1020 85th Avenue

St Petersburg, FL 33702

Listing updated: April 22, 2026 at 3:08 PM ET

Active
Stellar MLSListing courtesy of Century 21 Re Champions · Donna Marie Bartoli · MLS #TB8457712 · Active · 727-398-2774
2
Beds
1
Bath
1,035
Sq Ft
0
Acres
1974
Built
$144/sqft360° tour
Condominium

Property type

1974

Year built

$144

Price / sq ft

No HOA

HOA dues

120

Days on market

AE

Flood zone

About this home

This lovely, updated 2 bedroom, 1 bath condo with 1035 sq. ft. located in the ALL-AGE Concord Villages 3 building on the 2nd floor. Perfect for the first time homebuyer. This building has passed their Milestone Structural inspection so no issues there. Unit 222 has been updated with impact windows for peace of mind. As you enter the unit, you will see a large living room with an area for dining. The flooring throughout the living room, hallway, and bedrooms is tile with updated light fixtures. The kitchen has stainless appliances, granite counter tops, a large pantry closet and luxury vinyl plank flooring. Off the kitchen is a bonus room with a view that can be used as an office, dining area, or craft room. The large back bedroom has a door to the bonus room with a walk-in closet and another closet for extra storage. The front bedroom has a built-in closet. The bedrooms are separated by the updated bathroom which has a tub/shower combo. The Concord Villages 3 has a clubhouse with a pool and a laundry room available for residents to use. You have your own designated parking space and there is plenty of guest parking available too. The maintenance includes the roof, maintenance of the exterior, cable TV, ground maintenance, pool, trash, sewer, water, internet, and common area taxes. Just minutes from the downtown area of St. Pete, Hwy 275, airport and Tampa bay, makes this a great location. Here is your chance to secure your place in the sun. Call today to schedule your private showing!

Local Insight

At $144/sqft for a 1974 condo in an AE flood zone, you're getting a below-market price that reflects real flood risk—factor in mandatory flood insurance costs (likely $1,200+ annually) before you think this is a steal. The lack of HOA fees is a genuine plus for cash flow, but a 50-year-old building in a flood-prone area means you'll want a thorough structural inspection and should verify what reserves the condo association actually has for future repairs.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$756
Property taxes$251
Home insurance (est.)$69

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history120 days on market

  1. Status: Active
    Dec 23, 2025
  2. Listed$164,900
    Dec 23, 2025
  3. Price reduced$149,500

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
120
Cumulative DOM
288
Subdivision
Concord Village South
County
Pinellas
Year built
1974
Living area
1,035 sq ft
Price/sq ft
$144
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
AE (12103C0207H)
Annual taxes
$3,015 (2024)
Parcel #
25-30-16-17754-000-2220
Zoning
CONDO
MLS #
TB8457712

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Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Range, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Solid Surface Counters, Thermostat, Walk-In Closet(s)
Laundry
None
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Assigned

HOA & Financial

Total monthly fees
$649/mo
Total annual fees
$7,788
HOA name
Billy Crisp
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Must rent for 1 Full Year.
Approval process
$150.00 Application Fee and Background Check - email [email protected]

Exterior & Construction

Exterior features
Private Mailbox, Sidewalk
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Size Limit, Yes

Schools

ElementarySawgrass Lake Elementary-PNGreatSchools ↗
MiddleMeadowlawn Middle-PNGreatSchools ↗
High SchoolNortheast High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst12.6x22.11
KitchenFirst11.9x11.1
Bonus RoomFirst11.9x7.8
Primary BedroomFirst11.7x9.8
Bedroom 2First11.1x15.2

Listing Details

Listing date
2025-12-23
On market date
2025-12-23
Original list price
$164,900
Occupant type
Vacant
MLS area
33702 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2025-12-23
Tax legal description
CONCORD VILLAGE SOUTH CONDO NO. 3 UNIT 222

Flood risk

High riskFEMA Zone AEPanel 12103C0207H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

In the City of St. Petersburg on Dr, Martin King Jr. St. (9th St. N) turn West on 85th Ave. N. then turn South on to 10th St. N. which will take you into the parking area. Park in guest parking space. Unit #222 is on 2nd floor of Bldg.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 22, 2026 at 3:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA