4890 Bay Street, FL4890 Bay Street, FL4890 Bay Street, FL
Stellar MLS
1 / 33

$159,500

4890 Bay Street

St Petersburg, FL 33703

Listing updated: June 13, 2026 at 1:05 PM ET

Active
Stellar MLSListing courtesy of Keller Williams St Pete Realty · Catherine Bostian · MLS #TB8456376 · Active · 727-894-1600
1
Bed
2
Baths
925
Sq Ft
3.45
Acres
1972
Built
55+ community3.45 acres$172/sqft360° tour
Condominium

Property type

1972

Year built

105,347 sqft

Lot size

$172

Price / sq ft

No HOA

HOA dues

182

Days on market

AE

Flood zone

About this home

Looking for an updated condo that has a vibrant and active 55+ community? You've found it! This recently remodeled unit has the extra flex space you are looking for, too! With new LVP flooring throughout, modern panel-glass interior doors, new appliances (fridge is about 4 years old), A/C 2021, an updated electrical panel, and plantation shutters on each window, all you need to do is move in and relax!! The unit has a covered parking spot just below your unit. The elevator, laundry and storage are just around the corner from your front door. At 925 sf, it's a larger unit than most one bedroom units, and there's a bonus space beyond the kitchen, perfect for a sitting area, office space, or even room for a daybed for guests! Recent SIRS and Milestone reports for this building have been conducted and the fees are still a very affordable at less than $450/month. Location is key, close to shopping, parks, restaurants, and I275. Come see this beauty!!

Local Insight

At $172 per square foot for a 1972 condo in an AE flood zone, you're paying a premium that reflects the 55+ community amenities and no HOA fees, but you'll want to factor in flood insurance costs upfront since that zone typically requires it. The 3.45-acre lot is unusual for a condo unit and suggests either common grounds or shared land rights—clarify what that actually means for your property rights and any future assessments. Location-wise, Bay Street in St. Pete is established but not trendy, so resale appeal will depend heavily on condition and whether the building has been kept up over its 50+ years.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$807
Property taxes$40
Home insurance (est.)$73

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history182 days on market

  1. Status: Active
    Dec 13, 2025
  2. Listed$185,000
    Dec 13, 2025
  3. Price reduced$159,500

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
182
Subdivision
Winston Park Northeast
County
Pinellas
Year built
1972
Living area
925 sq ft
Price/sq ft
$172
Lot size
105,347 sq ft
Flood zone
AE
Annual taxes
$483 (2024)
Parcel #
06-31-17-98403-000-3300
MLS #
TB8456376

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Interior Details

Bedrooms
1
Full bathrooms
1
Half bathrooms
1
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo
Laundry
Common Area, Laundry Room, Same Floor As Condo Unit
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Assigned, Covered, Guest
Carport
Yes

HOA & Financial

Total monthly fees
$511/mo
Total annual fees
$6,132
HOA name
Mirela Kljajic
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Tenant(s) must be approved by Association prior to occupancy
Approval process
Please contact the Association for any other requirements/restrictions.

Exterior & Construction

Exterior features
None
Construction materials
Block
Roof
Built-Up
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst12.5x14.5
Living RoomFirst19x12
KitchenFirst8.5x17.5

Listing Details

Listing date
2025-12-10
On market date
2025-12-13
Original list price
$185,000
Occupant type
Vacant
MLS area
33703 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2025-12-13
Tax legal description
WINSTON PARK NORTHEAST 200 CONDO APT 330

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

4th Street N to 47th Ave N. East to Bay St (on your left). Follow to the end of the buildings on the left. 4890 is the green building.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 13, 2026 at 1:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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