$520,000

3950 Carrick Bend Drive

Kissimmee, FL 34746

Listing updated: April 22, 2026 at 7:28 PM ET

Active

Beds

Baths

3,436

Sq Ft

0.3

Acres

2020

Built

◆Waterfront◆Water access◆$151/sqft◆360° tour

Single Family Residence

Property type

2020

Year built

13,068 sqft

Lot size

$151

Price / sq ft

$325/mo

HOA dues

122

Days on market

Garage spaces

Flood zone

About this home

BEAUTIFUL COMMUNITY - WATERFRONT WITH CHAIN OF LAKES ACCESS | LUXURY FLORIDA LIVING Experience the best of waterfront living in this stunning 5-bedroom, 4-bath custom home built in 2020, located in the guard-gated resort community of Bellalago. With 3,436 sq. ft. of modern living space, this residence perfectly blends comfort, elegance, and security, offering peace of mind with 24-hour staffed gate protection. PRIVATE SOLAR LIGHTED DOCK + MASSIVE LAKE SYSTEM ACCESS Enjoy your own private 35’ solar-lit dock (valued at $30,000) with direct access to Bellalago’s scenic canal system—connecting you to the legendary Lake Tohopekaliga (Lake Toho), part of Central Florida's famous Kissimmee Chain of Lakes. Perfect for boating, fishing, skiing, or sunset cruises, this unparalleled water access defines Florida’s true waterfront lifestyle. COMMUNITY & AMENITIES Bellalago offers resort-style living every day. Residents enjoy: Multiple pools and fitness centers Sports courts, playgrounds, and scenic walking/biking trails Lakeside clubhouse with on-site restaurant and regular community events Boardwalk and fishing pier for enjoying morning sunrises or evening gatherings LOCATION Conveniently situated just outside the secure gates, you’ll find shopping, dining, and essential services along Pleasant Hill Road. Major Orlando attractions and theme parks are only a short drive away, offering both tranquility and accessibility in one perfect address. Live the Florida dream — spacious, secure, and surrounded by the beauty of the water at your doorstep.

Estimated monthly payment

Principal & interest$2,629

Property taxes$637

Home insurance (est.)$238

HOA dues$325

Down payment

20%

$104,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history122 days on market

Status: Active
Mar 27, 2026
Listed$619,900
Dec 13, 2025
Price reduced$520,000

Virtual Tour

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 122
Subdivision: Bellalago Ph 5j Sec 2
County: Osceola
Year built: 2020
Living area: 3,436 sq ft
Price/sq ft: $151
Building area: 4,333 sq ft (Public Records)
Lot size: 13,068 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X (12097C0245G)
Garage: 2 spaces
Annual taxes: $7,639 (2024)
Parcel #: 33-26-29-3356-0001-2690
Zoning: PD
MLS #: TB8455695

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Interior Details

Bedrooms: 5
Full bathrooms: 4
Flooring: Laminate, Tile
Appliances: Cooktop, Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
Interior features: Ceiling Fans(s), Walk-In Closet(s)
Laundry: In Garage
Stories / Levels: Two
Direction faces: East

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $325 / Monthly
Monthly HOA: $325/mo
Total monthly fees: $325/mo
Total annual fees: $3,900
HOA name: Desera Ramos
CDD: No
Homestead exemption: Yes
Min lease term: 1-2 Years
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Buyer to verify. See attached Community documentation.
Approval process: Buyer to verify. See attached Community documentation.

Exterior & Construction

Exterior features: Hurricane Shutters
Construction materials: Block
Roof: Tile
Foundation: Slab
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Electricity Connected, Water Connected

Community

Pets allowed: Number Limit, Yes

Schools

ElementaryBellalago Charter Academy (K-8)GreatSchools ↗

MiddleBellalago Charter Academy (K-8)GreatSchools ↗

High SchoolBLiberty HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Great Room	First	19x16
Dining Room	First	19x12
Kitchen	First	19x10
Primary Bedroom	Second	19x14
Primary Bathroom	Second	19x14
Bedroom 2	Second	16x12
Bedroom 3	Second	16x12
Bedroom 4	Second	16x12
Balcony/Porch/Lanai	Second	12x18
Bedroom 5	First

Listing Details

Listing date: 2025-12-13
On market date: 2025-12-13
Original list price: $619,900
Occupant type: Owner
MLS area: 34746 - Kissimmee (West of Town)
Listing AOR: Suncoast Tampa
Status changed: 2026-03-27
Tax legal description: BELLALAGO PH 5J SECTION 2 PB 25 PGS 144-149 LOT 269

Flood risk

Minimal riskFEMA Zone XPanel 12097C0245G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From the intersection of US-192 (Irlo Bronson Memorial Highway) and John Young Parkway in Kissimmee, head south on John Young Parkway for about 4 miles until you reach Pleasant Hill Road, then turn left onto Pleasant Hill Road and continue for roughly 7 miles. As Pleasant Hill curves and continues south, watch for the main Bellalago entrance on your left; turn left into Bellalago Drive at the guard gate, check in with security, then proceed straight on Bellalago Drive and follow community signage to Carrick Bend Drive and 3950 Carrick Bend Drive.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 22, 2026 at 7:28 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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