12760 Indian Rocks Road, FL
Stellar MLS

$142,500

12760 Indian Rocks Road

Largo, FL 33774

Listing updated: May 13, 2026 at 2:58 PM ET

Active
1
Bed
1
Bath
747
Sq Ft
0
Acres
1972
Built
Waterfront$191/sqft360° tour
Condominium

Property type

1972

Year built

$191

Price / sq ft

No HOA

HOA dues

124

Days on market

VE

Flood zone

About this home

OWNER FINANCING AVAILABLE! NO LENDER NEEDED! Live the Florida coastal lifestyle in this top-floor 1BR/1BA condo in the desirable Atlantis community of Pinellas County. Enjoy an open layout, park views, and resort-style amenities including private Intracoastal access, 2 heated pools, hot tub, tennis, fitness center, clubhouse, tiki huts, grilling areas, shuffleboard, and gated access to Bonner Park. Just minutes to Indian Rocks Beach, Clearwater Beach, St. Pete Beach, and both area airports. Affordable, low-maintenance, and perfectly located—ideal for full-time living, a beach getaway, or seasonal retreat. Step inside to an inviting open-concept layout where the kitchen flows seamlessly into the great room—ideal for entertaining or enjoying a quiet evening at home. The bedroom overlooks a peaceful park, offering tranquil views and restful nights away from the crowds. Located in the highly desirable Atlantis community, residents enjoy an impressive array of resort-style amenities. With private access to the Intracoastal Waterway, spend your days swimming, kayaking, paddleboarding, canoeing, or fishing. On land, relax with two heated pools, a hot tub, tennis courts, tiki huts, grilling and picnic areas, shuffleboard, and a fully equipped fitness room. The community also features a clubhouse with a pool table and internet room, plus a private gated entrance to scenic Bonner Park—your own lush natural retreat. Just minutes from Indian Rocks Beach and conveniently located near Tampa International Airport (30 minutes), St. Pete–Clearwater Airport (15 minutes), Clearwater Beach, and St. Pete Beach, this home puts the best of Florida living right at your doorstep. Low-maintenance, low-stress, and endlessly enjoyable—this is where every day feels like a vacation. Schedule your private showing today and start living the coastal lifestyle you’ve been dreaming of.

Estimated monthly payment

Principal & interest$721
Property taxes$184
Home insurance (est.)$65

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history124 days on market

  1. Status: Active
    Jan 9, 2026
  2. Listed$150,000
    Jan 9, 2026
  3. Price reduced$142,500

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
124
Subdivision
New Atlantis Club Condo
County
Pinellas
Year built
1972
Living area
747 sq ft
Price/sq ft
$191
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
VE (12103C0114G)
Annual taxes
$2,204 (2025)
Parcel #
07-30-15-59750-005-5830
MLS #
TB8455518

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Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Laminate
Appliances
Dishwasher, Disposal, Range, Refrigerator
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo
Laundry
Other
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Assigned, Guest

HOA & Financial

Total monthly fees
$558/mo
Total annual fees
$6,696
HOA name
Paula Neilson
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional, Other, Owner Financing
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See condo rules for any changes
Approval process
Application available from on site manager

Exterior & Construction

Exterior features
Other
Construction materials
Block, Stucco
Roof
Other
Foundation
Slab
Waterfront
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Public

Community

Pets allowed
No

Schools

ElementaryAnona Elementary-PNGreatSchools ↗
MiddleSeminole Middle-PNGreatSchools ↗
High SchoolLargo High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst9x8
Living RoomFirst17x12
Primary BedroomFirst15x12

Listing Details

Listing date
2026-01-09
On market date
2026-01-09
Original list price
$150,000
Occupant type
Vacant
MLS area
33774 - Largo
Listing AOR
Suncoast Tampa
Status changed
2026-01-09
Tax legal description
NEW ATLANTIS CLUB CONDO BLDG 5, UNIT 583

Flood risk

High riskFEMA Zone VEPanel 12103C0114G

Coastal high-hazard area (Zone V) with wave action. In a FEMA Special Flood Hazard Area — flood insurance is generally required by lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Indian Rocks Rd. to address, then straight ahead to the south side of Building 5.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 13, 2026 at 2:58 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA