$190,000
340 Mount Oak Avenue
St Petersburg, FL 33702
Listing updated: June 23, 2026 at 5:19 PM ET
Listing courtesy of Barefoot Realty Group · Charity Cicardo · MLS #TB8454044 · Pending · 877-360-7577Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Under contract-accepting backup offers. Deep discount for this charming waterfront with exceptional views! This 2 bed/1.5 bath waterfront home with composite dock is a little slice of heaven! With almost 900 sq. feet of living space plus a 216 sq. ft enclosed lanai to enjoy the views, this comfortable well-maintained home has much to offer! Look at the upgrades: 2022 membrane roofover with insulation keeps the home cool during the summer, 2025 HVAC system including new ductwork underneath, drywall throughout with bamboo flooring in living room and bedrooms, carpet in Florida room, wide plank vinyl in kitchen and tile in bath. Decorator blinds throughout. Beautiful large kitchen with European style cabinets with soft close drawers and butcher block counters bring warmth and style. Enclosed lanai with sliders to a concrete patio, back yard and dock. Utility room holds a half bath and 2025 washer and dryer. Two large sheds for boating equipment, kayaks or storage. Comes furnished. Home would be a great full or seasonal residence or investment property as renting is allowed with 2-month minimum. Price includes share for the lot and ownership in the Co-op. Low monthly maintenance fee of $410 includes water, sewer, trash pick up, lawn mowing, 24-hr manned gate, seawall maintenance, private streets and all amenities including heated pool, clubhouse, fitness center, billiards and so much more! Americana Cove is the premier factory-built 55+ housing community that's located only 10 mins to downtown St. Petersburg, 20 mins to two airports and 5 mins to 4th St. shops, dining and grocery. If you've been dreaming of living on the water, now is the time!
Local Insight
At $190k, you're paying a premium price per square foot for a 1970s mobile home, so the waterfront location and 55+ community amenities are clearly driving value here—just make sure the flood insurance costs (AE zone is high-risk) don't eat away your monthly savings compared to traditional homes in the area. The $410 HOA on top of those insurance premiums means your true carrying costs could be substantially higher than the mortgage alone suggests, so run those numbers carefully before committing. Water access is genuinely appealing for this price point, but be realistic about what a 50+ year-old mobile home's longevity and resale potential look like, especially given flood risk.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history198 days on market
- Status: PendingJun 23, 2026
- Listed$250,000Dec 6, 2025
- Price reduced$190,000
Facts & features
- Property type
- Residential
- Sub type
- Mobile Home
- Status
- Pending
- Days on market
- 198
- Subdivision
- Mobel Americana Mobile Home Park Unrec
- County
- Pinellas
- Year built
- 1970
- Living area
- 872 sq ft
- Price/sq ft
- $218
- Building area
- 1,560 sq ft (Public Records)
- Lot size
- 3,100 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Annual taxes
- $627 (2024)
- Parcel #
- 29-30-17-58340-000-7540
- MLS #
- TB8454044
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Half bathrooms
- 1
- Flooring
- Bamboo
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Open Floorplan
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- HOA fee
- $410 / Monthly
- Monthly HOA
- $410/mo
- Total monthly fees
- $410/mo
- Total annual fees
- $4,920
- HOA name
- Chrissy Brush, Office Manager
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 2 Months
- Listing terms
- Cash
- Ownership
- Co-op
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Management requires background check for each tenant.
- Approval process
- Management requires background check for each tenant.
Exterior & Construction
- Exterior features
- Storage
- Construction materials
- Frame
- Roof
- Roof Over
- Foundation
- Crawlspace
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Size Limit, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x11 |
| Kitchen | First | 12x10 |
| Living Room | First | 20x18 |
Listing Details
- Listing date
- 2025-12-03
- On market date
- 2025-12-06
- Original list price
- $250,000
- Occupant type
- Vacant
- MLS area
- 33702 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-23
- Tax legal description
- MOBEL AMERICANA MOBILE HOME PARK (UNREC) LOT 754
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
On I-275, take Gandy Blvd exit east to 4th St exit. Turn right to 72nd Ave. Turn left and community is ahead after crossing First St.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 23, 2026 at 5:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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