Welcome to Harbor Cove, one of Southwest Florida's most sought-after 55+ WATERFRONT communities. The standout feature of this FURNISHED 2-bedroom, 2-bath home is the spacious enclosed Florida room surrounded by windows and filled with natural light. Large enough to serve as a second living area, hobby room, or gathering space for friends and family, it's the kind of room that quickly becomes the most-used space in the house. Adding to the appeal is the incredibly affordable annual lease fee of just $99 PER YEAR with no additional lot rent, a rare feature within Harbor Cove. Inside, you'll find a comfortable floor plan with a spacious living room, dining area with built-in hutch, kitchen with breakfast bar and pass-through to the Florida room, primary suite with private bath, and a guest bedroom with nearby full bath. A large screened lanai provides additional outdoor living space, and a golf cart is included with the sale—perfect for trips to the clubhouse and pool. Additional features include a roof installed in 2022, a storage shed with washer and dryer, and bonus storage space behind the home. With approximately 1,200 square feet of living space, this home offers an attractive combination of size, value, and potential within Harbor Cove. Comfortable as-is, it provides the opportunity for the next owner to personalize and update over time. Harbor Cove is located along the scenic Myakka River and features a 90-slip marina with boating access to Charlotte Harbor and the Gulf. Residents enjoy a clubhouse overlooking the marina, two pools, spa, bocce, shuffleboard, billiards, optional fitness facilities, pickleball, tennis, and a full calendar of social activities and events. Nature lovers will also appreciate the community's walking paths, canal views, frequent wildlife sightings, and beautiful Florida sunsets. All of this is just minutes from beaches, shopping, dining, farmers markets, several MLB spring training facilities, and quality medical care. With its spacious Florida room, generous living space, golf cart included, and rare $99 annual lease, this home offers exceptional value within Harbor Cove.