$479,000
2019 Utopian Drive
Clearwater, FL 33763
Listing updated: April 20, 2026 at 3:57 PM ET
Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Discover the Epitome of luxury living in this exquisite top-floor END unit penthouse, nestled within the tranquil Paradise Reserve of Clearwater's premier 55+ Golf Course Community, On Top of the World. This unique 3-4-bedroom, 3-bathroom condominium has been Renovated within the past 3 years, complete with an executive office/library or potential 4th bedroom. This home offers 2,300 square feet of living space. The spacious layout features high vaulted ceilings and large bay windows that flood the unit with abundant natural light. This MAJESTIC MODEL features an open floor plan that allows for comfortable, maintenance-free living at its finest the wow factor is that it boasts expansive water and park views from every window, complemented by a 58-foot balcony that stretches across the back of the home, providing additional outdoor living space overlooking Harbor Lake & Community Pond. The Luxury vinyl plank flooring throughout ensures both style and practicality. The window treatments are high-quality silhouette blinds with new screens on every window. The home has been updated with top-of-the-line features, including a meticulously designed gourmet kitchen with high-quality cabinetry granite countertops, pull-out shelves, a separate pantry, platter storage, stainless steel appliances including a French Door Smart Refrigerator w/family hub, an oversized island with extra storage, Breakfast Area, plant shelves & recessed lighting. Enjoy cooking while gazing out at Harbor Lake through the kitchen's sliding glass doors. A convenient separate utility closet houses a full-size Whirlpool washer and dryer with extra storage cabinets. All closets have been upgraded with California Closet organizers. All bathrooms have been upgraded with high-end cabinetry and granite countertops with added cabinets and storage spaces. The primary ensuite bathroom has a double sink with a Tub/Shower combo and a separate makeup vanity. The guest Bathroom follows suit with upgraded features and a walk-in shower. The A/C was replaced in 2021, W/H in 2020. NO FLOOD ZONE. There is a storage area in the core of the building. This unit also affords you (2) parking places. Take a walk Harbor Lake's shores beckon—a tranquil retreat where walking trails and park benches invite contemplation. Sit on a community bench, gaze over the lake, and let time slow down. Stroll along the winding trail, breathe in the whispers of nature, and find solace The building is a quick drive away from the West Activity Center. A hot tub awaits here, its warmth melting away the day's cares. An Olympic-sized heated pool invites you to swim, laugh, and bask in the sun. Billiards room, computer lab—each corner promises connection and joy. For our furry friends, a community dog park lies just beyond the west activity ctr. —a wagging tail's paradise. The East Side boasts not one, but two golf courses—a golfer's dream. GOLF IS FREE TO RESIDENTS. West & East Side has heated pools, we have Craft rooms, clubs, and the ballroom dances to life with DJs and live bands. Card rooms, tennis courts, horseshoes, grilling areas—the leisure canvas awaits. And PICKLE BALL-a spirited game where paddles meet laughter. On-site, the Good Karma Café tempts with take-and-bake meals and snacks. Here, conversations flow, and friendships brew. Clearwater Beach is only 10 miles away and an easy drive to Tampa International Airport. If Financing OTOW requires 35% down payment. POF Required
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history135 days on market
- Status: ActiveJan 15, 2026
- Listed$495,000Nov 26, 2025
- Price reduced$479,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 135
- Subdivision
- On Top Of The World
- County
- Pinellas
- Year built
- 1999
- Living area
- 2,300 sq ft
- Price/sq ft
- $208
- Flood zone
- X
- Annual taxes
- $2,310 (2024)
- Parcel #
- 01-29-15-64135-095-3100
- MLS #
- TB8451419
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Ceramic Tile, Luxury Vinyl, Tile
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
- Interior features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned
HOA & Financial
- Total monthly fees
- $776/mo
- Total annual fees
- $9,312
- HOA name
- On Top of the World Condominium Asso.
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, Other
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- RENTALS FURNISHED 6 MONTHS + 1 WEEK UNFURNISHED 1 YEAR
- Approval process
- COMPLETE "APPLICATION FOR LEASE APPROVAL" and have it notarized THEN SUBMIT WITH ORIGINAL LEASE, PICTURE I.D. AND $150 Additional Lease Restrictions:
Exterior & Construction
- Exterior features
- Balcony, Storage
- Construction materials
- Block, Concrete, Stucco, Frame
- Roof
- Built-Up, Shingle
- Foundation
- Slab
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 28x15 |
| Kitchen | First | 24x17 |
| Primary Bedroom | First | 19x12 |
| Bedroom 2 | First | 12x17 |
| Bedroom 3 | First | 11x17 |
| Bedroom 4 | First | 18x17 |
| Balcony/Porch/Lanai | First | 58x10 |
Listing Details
- Listing date
- 2025-11-22
- On market date
- 2025-11-26
- Original list price
- $495,000
- Occupant type
- Owner
- MLS area
- 33763 - Clearwater
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-01-15
- Tax legal description
- ON TOP OF THE WORLD UNIT 92 CONDO BLDG 95, UNIT 310
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US 19 to Belcher Road, just North of Sunset Point, go right on Belcher Road and left on Montclair. The entrance is on the right-hand side. Once through the gate, make a left and follow Utopian to the cul-de-sac. The unit is on the end of the third floor, Building 95 The Waterford.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 20, 2026 at 3:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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