2019 Utopian Drive, FL
Stellar MLS

$479,000

2019 Utopian Drive

Clearwater, FL 33763

Listing updated: April 20, 2026 at 3:57 PM ET

Active
4
Beds
3
Baths
2,300
Sq Ft
1999
Built
Water viewWater access55+ community$208/sqft360° tour
Condominium

Property type

1999

Year built

$208

Price / sq ft

No HOA

HOA dues

135

Days on market

X

Flood zone

About this home

Discover the Epitome of luxury living in this exquisite top-floor END unit penthouse, nestled within the tranquil Paradise Reserve of Clearwater's premier 55+ Golf Course Community, On Top of the World. This unique 3-4-bedroom, 3-bathroom condominium has been Renovated within the past 3 years, complete with an executive office/library or potential 4th bedroom. This home offers 2,300 square feet of living space. The spacious layout features high vaulted ceilings and large bay windows that flood the unit with abundant natural light. This MAJESTIC MODEL features an open floor plan that allows for comfortable, maintenance-free living at its finest the wow factor is that it boasts expansive water and park views from every window, complemented by a 58-foot balcony that stretches across the back of the home, providing additional outdoor living space overlooking Harbor Lake & Community Pond. The Luxury vinyl plank flooring throughout ensures both style and practicality. The window treatments are high-quality silhouette blinds with new screens on every window. The home has been updated with top-of-the-line features, including a meticulously designed gourmet kitchen with high-quality cabinetry granite countertops, pull-out shelves, a separate pantry, platter storage, stainless steel appliances including a French Door Smart Refrigerator w/family hub, an oversized island with extra storage, Breakfast Area, plant shelves & recessed lighting. Enjoy cooking while gazing out at Harbor Lake through the kitchen's sliding glass doors. A convenient separate utility closet houses a full-size Whirlpool washer and dryer with extra storage cabinets. All closets have been upgraded with California Closet organizers. All bathrooms have been upgraded with high-end cabinetry and granite countertops with added cabinets and storage spaces. The primary ensuite bathroom has a double sink with a Tub/Shower combo and a separate makeup vanity. The guest Bathroom follows suit with upgraded features and a walk-in shower. The A/C was replaced in 2021, W/H in 2020. NO FLOOD ZONE. There is a storage area in the core of the building. This unit also affords you (2) parking places. Take a walk Harbor Lake's shores beckon—a tranquil retreat where walking trails and park benches invite contemplation. Sit on a community bench, gaze over the lake, and let time slow down. Stroll along the winding trail, breathe in the whispers of nature, and find solace The building is a quick drive away from the West Activity Center. A hot tub awaits here, its warmth melting away the day's cares. An Olympic-sized heated pool invites you to swim, laugh, and bask in the sun. Billiards room, computer lab—each corner promises connection and joy. For our furry friends, a community dog park lies just beyond the west activity ctr. —a wagging tail's paradise. The East Side boasts not one, but two golf courses—a golfer's dream. GOLF IS FREE TO RESIDENTS. West & East Side has heated pools, we have Craft rooms, clubs, and the ballroom dances to life with DJs and live bands. Card rooms, tennis courts, horseshoes, grilling areas—the leisure canvas awaits. And PICKLE BALL-a spirited game where paddles meet laughter. On-site, the Good Karma Café tempts with take-and-bake meals and snacks. Here, conversations flow, and friendships brew. Clearwater Beach is only 10 miles away and an easy drive to Tampa International Airport. If Financing OTOW requires 35% down payment. POF Required

Estimated monthly payment

Principal & interest$2,422
Property taxes$193
Home insurance (est.)$220

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history135 days on market

  1. Status: Active
    Jan 15, 2026
  2. Listed$495,000
    Nov 26, 2025
  3. Price reduced$479,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
135
Subdivision
On Top Of The World
County
Pinellas
Year built
1999
Living area
2,300 sq ft
Price/sq ft
$208
Flood zone
X
Annual taxes
$2,310 (2024)
Parcel #
01-29-15-64135-095-3100
MLS #
TB8451419

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Ceramic Tile, Luxury Vinyl, Tile
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
Interior features
Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Assigned

HOA & Financial

Total monthly fees
$776/mo
Total annual fees
$9,312
HOA name
On Top of the World Condominium Asso.
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, Other
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
RENTALS FURNISHED 6 MONTHS + 1 WEEK UNFURNISHED 1 YEAR
Approval process
COMPLETE "APPLICATION FOR LEASE APPROVAL" and have it notarized THEN SUBMIT WITH ORIGINAL LEASE, PICTURE I.D. AND $150 Additional Lease Restrictions:

Exterior & Construction

Exterior features
Balcony, Storage
Construction materials
Block, Concrete, Stucco, Frame
Roof
Built-Up, Shingle
Foundation
Slab
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst28x15
KitchenFirst24x17
Primary BedroomFirst19x12
Bedroom 2First12x17
Bedroom 3First11x17
Bedroom 4First18x17
Balcony/Porch/LanaiFirst58x10

Listing Details

Listing date
2025-11-22
On market date
2025-11-26
Original list price
$495,000
Occupant type
Owner
MLS area
33763 - Clearwater
Listing AOR
Suncoast Tampa
Status changed
2026-01-15
Tax legal description
ON TOP OF THE WORLD UNIT 92 CONDO BLDG 95, UNIT 310

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US 19 to Belcher Road, just North of Sunset Point, go right on Belcher Road and left on Montclair. The entrance is on the right-hand side. Once through the gate, make a left and follow Utopian to the cul-de-sac. The unit is on the end of the third floor, Building 95 The Waterford.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 20, 2026 at 3:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA