$419,999

9122 Optimist Way

Palmetto, FL 34221

Listing updated: May 31, 2026 at 4:06 PM ET

Active

Beds

Baths

1,933

Sq Ft

0.16

Acres

2025

Built

◆New construction◆$217/sqft◆360° tour

Single Family Residence

Property type

2025

Year built

7,184 sqft

Lot size

$217

Price / sq ft

$230/mo

HOA dues

192

Days on market

Garage spaces

Flood zone

About this home

****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Welcome to the Panama at Southpointe! The Panama is a beautifully designed single-story home that offers approximately 1,933 square feet of thoughtfully planned living space. Featuring four bedrooms and two bathrooms, and a two-car garage, this layout blends comfort, style, and flexibility—perfect for today’s lifestyle. Step inside and experience an open-concept design that connects the spacious great room, dining area, and a stunning kitchen with island, creating the ideal setting for gatherings and entertaining. Just off the entry, you’ll find a private fourth bedroom, offering versatility for guests or a home office. The owner’s suite is a serene retreat, complete with a generous walk-in closet and dual vanities in the bathroom. Outdoors, enjoy the best of Florida living on the expansive covered lanai—perfect for relaxing evenings or weekend get-togethers. The Panama floor plan delivers the perfect balance of elegance and functionality, giving you endless possibilities to create your dream home.

Local Insight

At $217/sqft for brand-new construction in Palmetto, this is genuinely competitive pricing for the Tampa Bay area, especially with no flood insurance required in Zone X. The HOA at $230/month is reasonable for a newer subdivision, though you'll want to understand what reserves look like as the community matures—newer developments sometimes face significant assessment increases within 5-10 years. The 0.16-acre lot is tight, so if outdoor space or future expansion matters to you, view that 360° tour carefully and check setback requirements before falling in love with the layout.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,124

Property taxes$42

Home insurance (est.)$192

HOA dues$230

Down payment

20%

$84,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history192 days on market

Status: Active
Mar 16, 2026
Listed$444,809
Nov 19, 2025
Price reduced$419,999

Virtual Tour

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 192
Subdivision: Southpointe
County: Manatee
Year built: 2025
Living area: 1,933 sq ft
Price/sq ft: $217
Building area: 2,480 sq ft (Builder)
Lot size: 7,184 sq ft
Lot category: 0 to less than 1/4
Flood zone: X
Garage: 2 spaces
Annual taxes: $500 (2024)
Parcel #: 646010409
Zoning: PDR
MLS #: R4910277

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Carpet, Tile
Appliances: Dishwasher, Disposal, Microwave, Range
Interior features: Primary Bedroom Main Floor, Walk-In Closet(s)
Laundry: Inside
Stories / Levels: One
Direction faces: West
New construction: Yes

Heating & Cooling

Heating: Heat Pump
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $691 / Quarterly
Monthly HOA: $230/mo
Total monthly fees: $230/mo
Total annual fees: $2,764
HOA name: ACCESS MANAGEMENT / JULIA JENSEN
CDD: Yes
Min lease term: No Minimum
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Construction materials: Block
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Available, Sewer Available, Water Available

Community

Pets allowed: Yes

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗

MiddleBuffalo Creek MiddleGreatSchools ↗

High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Great Room	First	19x14
Primary Bedroom	First	13x15
Kitchen	First	13x13
Bedroom 2	First	10x10
Bedroom 4	First	12x11

Listing Details

Listing date: 2025-11-19
On market date: 2025-11-19
Original list price: $444,809
Occupant type: Vacant
MLS area: 34221 - Palmetto/Rubonia
Listing AOR: Other
Status changed: 2026-03-16
Tax legal description: LOT 324 SOUTHPOINTE PH I, IIA & IIB PI #6460.1040/9

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, take Exit 229 for 97th Street E/Moccasin Wallow Road, and head West. Continue on Moccasin Wallow Road, making a U-turn at 36th Avenue East. Then, take a Right onto Southpointe Dr. Once in the community, follow signs for the Model Center.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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